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Hello fellow fishes. I am a self taught designer who would love to transition to UX design full time. I have completed certifications and constantly update my portfolio, with what I have learnt through passion projects.
Please do let me know if any opportunities/referrals are available.
Total YoE - 3
Notice period - 35 days
Ready to share portfolio link and resume.
Tata Consultancy Infosys Accenture IBM
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We have used a boutique firm for the last 12 years and have been very happy with them. They manage out assets, devise strategies to reduce our taxes, and helped with other aspects of our financial lives (estate planning, insurance, etc.). They have also helped my parents with estate planning and helped us avoid hundreds of thousands of dollars in "death taxes". They charge 1% AUM and are fiduciaries - they don't sell any products.
Check them out - Bluerock Wealth Management
https://bluerockwealth.com/
I used an independent CFP who changed me a flat reasonable rate and he provided me a complete financial plan that I could execute. He helped me evaluate my 401k and IRA options and he is not taking an annual fee.
Between his tax and investment advice I am ahead.
Noooooooooooooo.
Go to the public library and read a few books. If you feel like you have to make sure it’s a fiduciary, one time fee based. Don’t give away percentages of your portfolio.
There’s also the advantages to bank relationships. I get a lot out of using BofA Private Trust. Way lower than market mortgages at zero points, massive line of credit, etc. It’s a great white glove service all around.
Been with a Northwestern Mutual wealth advisor for 15+ years. Overall, I'm pleased with my relationship.
Fark those guys. My initial meeting with NWM after reviewing my assets threw red flags. They are great at pointing “gaps” and quick to sell you products for said coverage.
I’ve been managing mine and my family’s investments since then. We’re doing great.
I've spent years self-learning from podcasts, books, forums/groups, and co-workers to manage money on my own. I know I'm not the norm, so be very very aware of management fees, as well as the fees related to whatever funds(s) you or an advisor chooses. Make sure they are a fiduciary, and your best bet is finding someone CFP certified.
I’ve been using Edward Jones for about 15 years. I’ve needed to be more proactive as I get closer to retirement. I’ve looked at Mercer and may switch soon. They boost a smaller client ratio for example.
McAdams is the firm I use. Very pleased with them.
I have referred several of my colleagues to them at various stages of their careers and from ages 27-57. Each one was impressed with their knowledge and all signed with them. Perhaps they just know more about my Company’s benefit structure and 401K plans. 🤷🏼♂️
I used a fee only, fiduciary advisor to get my sh1t sorted. Now, several years later having another session to make sure I am approaching my retirement correctly, and develop a plan to draw down in a tax efficient manner. But that's it. They do not manage my portfolio.
Yes absolutely. I know a lot but don’t have the time to actively manage my portfolio. Use a sophisticated wealth mgr that uses the Schwab network. Very happy with the decision.
No disrespect but don’t have the time to manage my money causes my brain to explode
Goldman Sachs, and I have no complaints. I couldn’t be doing what they do (both for lack of time as well as lack of knowledge) … they don’t buy ETFs, they buy direct stocks that mirror some of the indexes and they buy tax free munis, etc.
I just had a call with an advisor on Nectarine. You pay a flat fee and get 1 hour of their time in a fiduciary capacity. She confirmed we don’t have the complexity (yet) to need a financial advisor and she also helped us reallocate our current holdings appropriately. She confirmed we are on track to retire at our desired target age as well (so long as we keep our current savings rate up for at least the next 5 years).
Check out Nectarine, someone there can give you a gut check.
We use Range.com. Amazing suite of tools, high accessibility advisers, and 0% AUM fees. DM me for questions.
Oh and they draft and maintain all your key documents like estate
Thanks just looked them up online. They seem compelling
Most financial advisors I come across are too junior and just push the company line. O ability to think independently, or no ability to think at all. I want access to some of the AI-powered funds that the top banks reserve for their corporate clients. Get me that. Or at least know what they are.
Update: we have decided not to go with any advisors. Curious for the book/podcasts recommendations people have mentioned here. If you have any you think are particularly good, please share the name! TIA