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It wouldn't hurt to get your insurance licenses, if you don't already have it. I know a lot of companies pay for licensing but it's a good foot in the door to already have it
I didn't have any certifications when I started. I learned everything on the job.
I think the most common situation would be to get a job and learn on the job and obtain certifications in time. Getting a certification will not guarantee anyone a job anyway. They do what they say, they certify that you've learned things and you have some credibility. They're not required to find a job.