Does Amex reduce the $550 Annual fee for Platinum upon request?

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Worth a call to try, but...

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Ha. Not at all. They’ll maybe increase the points offer from 50K to 60K to 70K

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If you have had it for a year and then upon renewal you call to cancel, then the cancellations department will usually offer you 30k points or $300 in credit to stay. Still need to pay the $550, but you get partially compensated usually if you call.

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Almost never. Call and see if you can get 100k points offer - that’s likely your best bet

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AMEX does partner with some companies to offer the platinum card with 60k MR sign up bonus, same benefits/perks, AND an annual $150 statement credit

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I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

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Alright this bowl has convinced me I need to buy a Rolex. Where do I begin? I know my brother got a Batman GMT after about a year at a jeweler he never purchased from a few years ago, but was he just lucky? Do I need a relationship with an AD in today’s market for a Sub or GMT? Based in Seattle but would prefer to buy in Oregon to avoid taxes

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Can someone calculate income tax on below, new and old regime with no investment no rent

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$2k into XLV or VHT?

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Client had a privately held REIT in IRA. Trying to transfer to IRA I manage to diversify. I need some help. Continued...

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Deloitte experienced hires, who all received written offers and in process of visa/ onboarding, have you heard back anything about hiring freeze? Or recruiter asked you to delay joining date?

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If you could buy a house in nyc, would you pick west village, Williamsburg, ues, uws, or Astoria?

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Any international senior creatives who are on O1 visa ? Need some assistance please.

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We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

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Has anyone tried to sell miles or points through one a site. I have a family member looking to do it and I had never looked into. Any experiences? Pros cons

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Chances at CBS with 4 YOE in analytics consulting + impact investing, 3.6 from econ/stats at top 20 UG, solid LOR and ECs, but 160Q/162V? Indian female.

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Has anyone used Loan Cabin to refinance? They seem to have the best rates.

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My RB situation is ugly. Recommendations on who I should start?

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Does American Express gives the Diwali gift ??
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Is this a good time to move from pre-tax 401K to Roth IRA? We have been one income family last 4 months but I still expect year income to be in $250K-$270K range. Considering conversion for $40K amount.

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Can someone help me understand the advantage of Backdoor IRA. In my case, I don’t think My taxes will be higher in retirement than they are right now (32% tax bracket currently)

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What’s the best credit card for a married couple who shared finances? We were thinking American Express but kind of lost.

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I am pretty conservative w what I invest in (pretty much all vanguard ETFs). If I wanted to take like $5-10k that I have in cash and buy stock(s), what would you recommend?

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I think we have tried our best to explain to hopeful “Magas” nothing is changing and trump just needs their money. They hate logic, facts and truth. Can we please stop wasting our energy. 😅

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Anyone else feel like avoiding all these spots before the super bowl is an extreme sport? Maybe it’s just me, but I want to see them at game time... reading ahead takes all the fun out of it for me.

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Has anyone done an online DrPh while working full time? If so- was it manageable? Would love to chat with you about your experience :)

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Where are your favorite vacation spots? Getting used to this not drinking thing..

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Qualifications
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What the best pet friendly domestic hotels/resorts/retreats you’ve been to?? We just got a new puppy and want to plan future trips with her. She’s being naughty atm though and doesn’t realize the scarce commodity in her mouth 😐

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Sunday Wordle 281 5/6

🟨⬜⬜⬜⬜
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Additional Posts in All things points

I'm about to start my first travel case. SPG or Accor?

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Lyft pink is back for CSR, be sure to cancel auto renewal too

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Will end up at 65 Marriott nights for 2018. What would you select for your annual choice benefit? 5 elite night credits or is that pointless?

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Has anyone tried to sell miles or points through one a site. I have a family member looking to do it and I had never looked into. Any experiences? Pros cons

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Have a big upcoming international trip and trying to choose between the Marriott convoy boundless credit card or the chase sapphire preferred card to not have foreign transaction fees. Anyone have any experience with either and can help tip the scales one way or another?

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On a credit file, do multiple credit cards from the same issue count as multiple accounts or is that issuer counted as a single account regardless of how many cards

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How do you ask for points?

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Traveling to DC for 4 days. Looking for Marriott with parking and maybe concierge lounge functioning. Anyone use a Marriott recently they can recommend?
Open to other suggestions too. Thanks

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Beginner here. I'm trying to use my points to buy a flight to Puerto Rico. If Delta costs me 55k points on my Amex (valued at $600 per Points Guy), versus United which costs me 60k points (valued at $700), shouldn't I still just go with the Delta cause I'm spending less points?

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