I am pretty conservative w what I invest in (pretty much all vanguard ETFs). If I wanted to take like $5-10k that I have in cash and buy stock(s), what would you recommend?

What do I need to do to make a few million $ by 35?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

"$20k in savings" seem to be the new FB humble brag

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

Which bank account is better for salary account?

HDFC
Axis

In your opinion - What type of property is the easiest to sell?

Question for Sales leaders who’ve said “I did an analysis and concluded we just need more at bats”.

Does it feel like you’re saying something useful? Or are you also writing a book titled “In order to get rich you just need more money”?

Thoughts on dipping into the condo market? Was thinking of waiting till March but don't think prices will drop that drastically and will be ok long term...

Do any of you guys use Microsoft Excel or anything like that when doing financial planning? Like for example having an excel spread sheet where you type in clients income, and income when retired

Favourite money saving hacks? Signed, Broke in New York.

How much do you keep in the bank vs brokerage?

I have a prospect who is a US resident living in Canada on a temporary work visa. They are being told by their advisor that they must liquidate all their accounts (brokerage, IRA, and 529). ...

Does anyone know a Shariah compliant mutual fund that won't violate Independence policies?

Folks making more than £100K: How do you deal with the 60% effective tax rate on the 100-125K bracket? (HMRC gradually reduces your £12,750 personal tax-free allowance to £0.)

This is the first time it is happening to me. With one month to go until the end of the tax year, I'm thinking of making a one-off extra pension contribution next payroll.

Any other effective strategies with only one month to go?

Looking for few suggestions for high risk/high return stocks at current level which have potential to double/ triple in next 3-4 years...

Which luxe car do you own/ lease? I’m gravitating towards leasing a Mercedes.

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Any tips on negotiating rent increase? I got a 20% increase and it’s more than I am willing to pay. What are effective ways to negotiate?

Waiting for God of War and for Bungie to grab Halo back from 343 Industries since Destiny has always been trash.
. . .S/O to Horizon Zero Dawn though.

This bowl is for folk working/want to work in Target Tech

Bought some Vuori sweat pants to up my WFH game. Yesssss

Are ad agencies typically signatories of Local 700 Agreements?

Dubai 🐠 what are your favourite things to do in the region?

Is the pace and WLB a lot different between T1 and T2 firms in the middle east?

"That's what I do: drink and know things" - Tyrion Lannister and every agency creative ever

Do any of u have book recos that give you the low down for digital/social (inclusive of what reporting means ect)? Just joined a team and would like to be proactive since everyone is super busy for

Hello fishes ,
What is the maximum salary can @EY gds offer??
For 3 YOE as Data Analyst?
Current CTC - 6.5LPA
Offer in hand 11 LPA

When your hear top tier agency, which PR agencies come to mind?

Does any company hire a 90 days notice period person?

Looking at high availability of developers with less than 30 days NP.

Tech stack: Java sring boot, Angular

I am looking to change my career from agency to product marketing or management. Are there any tips or anyone I can talk to consider making this transition? Thanks!

I really wanna get out of NY, even if just for a few years, but I feel like most low COL places don’t have great agencies or work. Anyone make a move for a bit?

Hey there, does any one know which Digital/marketing agency giving out EPs currently?

Posting a tweet containing a repository of VC resources in the comments

Seems like consulting is becoming less and less of an attractive field to be in, and people are leaving the industry in droves. Is this because of the pandemic? What gives?

Tomorrow is my last day in public accounting! Bye bye busy season hello big raise and less hours!

Thoughts on pionex?

Should I be putting my $ somewhere else other than my bank account to save for a house?

Just paid off student debt, have around 7K in savings - any tips on what to do ? Should I save up more till i hit 25-30K (do have a wedding potentially coming up in 2 years) or start dumping all money into stocks and btc? Currently putting 10% to Roth and make 100K pre tax income if that’s any help

Is there any realistic way where tipping in the US goes away and we start to be like other countries (e.g. Europe/Asia)? Raise the price of the food, pay servers a fair wage, no tips? Just a dream 😅

I'm guessing no because businesses will fight hard against this (customers subsidize wages) and certain servers benefit from tipping as well.

Only other thing I can think of is if everyone collectively decides not to ever tip again and it forces business to change. Won't happen though.

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Has anyone looked into starting a property management business? Repeat clients, scalable, and can run smoothly once you figure out the right team/systems. Any general thoughts and or recommended resources/books? Haven’t done much research...just sharing shower thoughts here

Combined outstanding student loans for me and spouse $$70k.
Do you recommend pay down quickly a la Dave Ramsey, pay minimums and invest the rest, hold out hope for student loan forgiveness or something else?

Additional context - own a home in suburbs (2.15% rate, 255k outstanding, and a few 0% loans for couch, computer, Home Depot, 1 child in daycare

What happens to the funds you're invested in if you roll an old employer's 401k into your current employer's 401k? Is your current 401k custodian able to continue keeping those funds invested even if they don't offer the funds themselves?

VOO. I predominantly use Schwab’s robo advisor and have consistently been 8% below S&P 500. (1) based on the historical performance of VOO, am I better off shifting all of my retirement and brokerage accounts to VOO? (2) how do I do that? How should I go about this? Liquidate all my robo advisors and then buy VOO? Hope you all don’t roast me too hard!

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

DeFi bug accidentally gives $90 million to users, founder begs them to return it - CNBC

Investing newbie here trying to invest my hsa. Debating if I should do 100% on something like viix for simplicity or if I should diversify? If diversifying, what’s a recommended approach? Perhaps 2-4 funds? Many thanks for the help.

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

I’m finally hitting a stride (now in my mid-30s) and have some cash to play around with/invest. Any suggestions or recommendations on good, long-term strategies (and/or things I should absolutely be doing) for people not familiar with having a tiny cushion of wealth? Also open to “you should hire a financial advisor, etc..”

What’s the best way to maximize having both the chase freedom unlimited and sapphire preferred?

For context, I’ve had the unlimited for 2 years and just opened the preferred because of the bonus offer. I will hit the $4k spending target, but after that, what’s the best way to use these two in tandem, given the unlimited rewards are all around much better.

If I’m selling stock to make the down payment for my primary residence house, is there any way I can limit or avoid some capital gain tax?

I have a yearly income of 130k and will rent a 1Br/Studio in Manhattan from 2.4-3k by end of the year. I also have student loans of 28.5k which I intend to pay off in an year or so. Currently, putting in 4% for Roth per pay cycle and maximizing my HSA. I net a monthly income of close to 7k. I intend to save about 3k for the next 3 months in my Marcus Savings Acc and 1.5k from January (reducing it cos my rent doubles) How should I go about planning this and also have some emergency savings?

At what point do you pull out money from stocks to buy your first home. Stocks seem to keep going up but I guess so does housing but how do you know you're making the right adjustment in overall portfolio allocation?

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

24y/o, salary of 65k, contributing 7% to both Roth and Traditional 401k (about 350 each month) any recommendations on whether should keep contribution or alter it? Thanks