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Bilt, no annual fee, no added/transaction fee, it's free points
Chief
Not churning: use Bilt
Churning: put rent on Ink cards
The latter is much more lucrative
It only makes sense if you have the Bilt card and your building uses Bilt. Otherwise the transaction fees are astronomical
Bilt provides two options for building without Bilt: Routing+Bank account# OR sending a check. No fees for either
In my experience there was a 3% fee for using a credit card, so it would only be worth it if you had a card that gave you >3% cashback on paying rent, and idk any card that does this (maybe the Bilt card the other ppl are suggesting). But rent will almost certainly land in the “other” cashback category which only gets you 1-2% cashback, so no it’s almost never worth it
Bilt