Freelance question: anytime I’ve worked freelance it’s been W-2 but I started a gig today that requested a W-9 instead. Clearly I have plenty of time to figure how this works into filing taxes in April 2026 but having never done this before anything I need to know upfront/immediately?

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You’ll need to, in general, pay estimated quarterly taxes and be subject to self-employment taxes potentially. Establish an LLC in order to potentially shield liability and legitimize deductions. If this is not familiar to you and it’s your livelihood moving forward, work with a CPA familiar and comfortable with how to maximize the benefit of being W9.

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