Fucking $11 on a credit card I thought I closed built up to $185 in fees and then went to collections. Paid it immediately and saw my score went from 755 to 695. Disputed that shit. Back to 752 😀

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Posting as :
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Go to all three bureau's sites and look for where it says something about disputing your report. You have to reach out to all three and if they don't respond within 30 days, they legally have to remove whatever you requested.

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How do you dispute it?

How??? GOING THROUGH THE SAME THING

Isn't American Express just the best 😒

It was some BOA card I had because I opened an account for my car loan - it was charged to cover an $11 overdraft when I sold my car - I should have been more attentive. And I miss my car. Goddammit.

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