If the traditional 60-40 stocks/bonds portfolio is getting crushed, what can we do to add market volatility control during these weird economic times?

Anyone else holding out to 1 year AT LEAST, in order to get long term cap gains tax rate? 🙏🏻 every day passing is a day closer

Hello Fishes,

I have joined hcl on 24 th sep 2021 and my last working day here is 18th May 2022.
Today I received my provisional full and final settlement and the payable amount is negative -11454. They are recovering the full AMPB amount which I got from September months.
I have heard from this platform only that hcl stopped the recovery police but still I got the negative fnf.

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

What is the best way to look at historical PE investments? I am hoping to discover new PE firms for networking / sales purposes. Potentially a website specifically that tracks announced PE deals. Thank you!

I’m a first yr in NYC biglaw (2nd yr in Fall) — is 3.2k for one bedroom in BK (think downtown BK, carroll garden, Williamsburg) too much? Always have lived in manhattan so I’m not sure what reasonable rent for one bedroom in BK is.

Ugh I just signed to fix my house’s mortgage interest rate at 2,73% for 2years. Instantly regret it.

New client looking to switch from Simple to Safe Harbor 401k (needs safe harbor because owner makes 5x what employees make(dentist office )Does anyone know if there is a custodian who offers this?

What are some good modern/post-pandemic personal finance books you can recommend?

Why do firms not use vested stock options as incentive in earlier stages of career?

How do you all plan for retirement while in the Middle East (especially for European folks)? Did you sign up for your home country retirement plan while abroad ? (My home country offers it but at a very high cost)

Hi folks, I had a quick question around remote work. My office is in San Francisco but I worked remotely from NJ for clients on the WC. How should I answer the question, “did you earn income working remotely by providing the services in a different state than the state you originally engaged employment with it”? If it matters, I never set foot in CA.

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

I'm being interviewed for Senior Analyst in hsbc. Can anyone help me with the tax saving options available with HSBC? Like self education, communication, meal vouchers etc.

turns out me and my wife underpaid taxes by 12k. Anyone else getting a nasty end of year surprise?

Question on after-tax contributions. I’ve recently upped my contributions to after tax through payroll (already maxing our 401k+contributing to traditional Ira to be converted to a Roth shortly contd

If my company is deducting tax on reimbursements for example relocation, flight travel, mobile usage, etc. Then how to show in tax filing? bcoz as per my understanding it should not be taxable as I am using my money and company is refunding and no extra income. It's like I have already paid once and while refunding company again deducting. Please guide on this issue.

Does TCS AWS service line and Data Analytics unit has good python projects.They asked Core Python, Pandas and asked if you have experience in Azure.Will they give project in same or python data engineer project?

Anyone has knowledge of EY structured finance group? WLB? Client base? Team culture? Exit opportunities?

Please share your insights. :)

What are some case interview questions you’ve come across in consulting?

Yoe 12. Working in middle-east for last 5 years and KL for 2 years. in the process of finalizing interviews with HCL Technologies and Capgemini. What should be the package should I be asking for. Currently drawing 2.3L a month.

I am looking for senior technical project manager role. Currently working as TPM.

Hi Fishes !!!

I'm looking for a job referral for an entry level project management and market research job profile. I have 10 months of experience and available for immediate joining.

Hi what are the top end salaries of a homecare occupational therapist in the Bay Area?

Hey CF Peeps! As we put 2022 budget/budgeting to bed(ish)… curious as to the changing $ percentages divvied by practice that you mandate/are allowed… IE for every dollar in, how much as a % goes to immediate margin giveback, how much to strategy, how much to creative, how much to client service etc. Anyone actually get a line item for ops/finance? Is it different if you are media vs mass vs shopper vs CRM etc… Help us help you… help us 😋

I currently work as a Scrum master and eventually want to move over to being a Project manager. Any other SMs in this bowl that did the same?

And also, what advice do you have for an aspiring Project Manager? :)

Had an intern ask me today : “do you believe you’re adding value by what you do in audit?”

Damn....

So many questions about staying or leaving. That window is now closed. Stay where you are. Stay inside. Wash your hands. FaceTime loved ones.

Anyone apart of any kickball leagues I can join in Manhattan? :)

Can anyone describe the overall competitive landscape of strategy consulting firms in SEA region?

Hi Please provide me 11 likes or love to start DM

How on earth are you guys getting into these AMD calls for 5/1? The theta is scaring the devil out of me. I almost went with the peer pressure yesterday and then backed out (I am bullish in AMD)

Looking to see if there is interest in starting a small social group for coffee chats, activities (outdoor, indoor). Strictly social!

Question on after-tax contributions. I’ve recently upped my contributions to after tax through payroll (already maxing our 401k+contributing to traditional Ira to be converted to a Roth shortly contd

Any input on job offerings I’ve received. Morgan Stanley CRU risk officer pay is $70k with a less than 10% bonus. And KeyBank position is a private client advisor pay is $67k but bonus can range from $10k -$25k depending on performance and other compensation factors. Currently a Investment Consiltant at WFA making $62k with a $7k bonus. Both are in office positions in SLC, UT. TIA

I want to make tons of money to be able to have freedom of time for service. The recovery community is my main gig. What types of service do you enjoy and why?
What is your WHY! Please share?

Great question! And without getting too much into monetary policy.... Fed rates are set by the Federal Reserve which banks use to charge each other to borrow money. A lot of times these rates move together, however, a Fed rate increase does not instantaneously change the rates the bank offers.

Other types of savings account have seen an increase this year such as online savings accounts and fixed annuities.

Welcome to The Financial Life! I am excited to meet a variety of individuals, families and businesses to talk MOnEY! As you know, growing money is one thing but keeping it is a whole different game!

What are your experiences with IUL?

I am looking for a tool to help with determining how much money I will need monthly when I retire. Any suggestions?