What is the biggest perspective change you’ve had to make about your financial life in the last few years? Mine? I’m 49 and realized that making money for me is easy but the amount of money I’ve lost over the years makes me want to cry. Change is here and better late than never!

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I don’t have to prove to anyone how much money I make. I drive a paid off car, no longer buy brand names purses and I make more money than I ever had. I tell myself no and avoid the constant “treat yo self” culture.

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Mine is the realization that it’s easy to spend everything you make, even when you’re making an absurd amount.

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It’s so easy to spend. I feel ya

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My firm doesn’t match my 401k — still worth opting in?

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[US FBI: Cryptocurrency ATMs are becoming the main tool of investment scammers]

In addition to conventional payment methods such as wire transfers and prepaid cards, cryptocurrency ATMs are also becoming a major tool for cryptocurrency investment scammers, according to the FBI

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Any banks or credit unions in NYC that don’t require a SSN or ITIN to create a checking account?

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Left KPMG last year and still haven’t received my W-2 form yet. Does anyone know where to get this info?

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Google stock to buy now or after the split?

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Hi ,
I have got sodexo card activated today. I found there is Meal Pass card, Meal benefit pass card and Cafeteria card

Which one we get money loaded ? Will that only usable in Bofa cafeteria!

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For knowing how to manage tax you can ask questions here.

** Very Important **

Tax declaration last date is on 15th May 2022.

I would like to know do I have to submit the investment documents now ? Or later in the month of March 2023 ?

Please let me know. Thanks.

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Can wife claim husbands PAN for HRA? Flat is in the name of husband

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If anyone is interested in investing in crypto, I’m running a kickback campaign on Vauld, where both, you and I can reap benefits. You could also FD your crypto investments at interest rates as high as 12.68% for a few tokens.

Comment here or DM me personally if interested to talk further. Note that this crash is a great opportunity to enter. 😊

5 years post-MBA and all my classmates are VPs in industry or Principals in consulting/IB (some are even Partners/MDs already). I sat in the same classes with these folks for 2 years — probably outperformed some of them academically. Yet, here I am continuing to struggle with my student debt payments, hoping that “Uncle Joe” forgives 20% of it. I’ll never have that kind of earning potential because I didn’t come from the “right background” pre-MBA.

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Does anyone think Biden will *not* further extend the pause on student loan payments until after the election?

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Thoughts on the new Chase Freedom Flex?

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I told myself I wasn’t going to do it. Re-assured myself I wasn’t going to do it. Told myself you’d know what would happen and still ended up gambling away a bunch of money I know I couldn’t blow. I don’t understand.

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👀 Can we talk smack about auditors? Trial balances based on filed financials are still trash once it comes time to do returns, so all I’m saying is materiality can kiss my a**

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Hello All,

Can anyone please help me here.
I have made my tax payment in July 2022 but yesterday (15 Nov 2022) I receive an email that tax payment is due for assessment year 2022-23

I called to help desk and he advised to raise rectification request from Tax portal and update the challan number. I tried to raise request but need to upload some XML or json file there. I am not sure how to upload or modify that file.

Does anyone know what steps need to follow as I already made my tax payment.

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Follow up on Rich Dad Poor Dad...General consensus is to buy real estate...So for those of you who have read the book, have you bought any real estate lol?

likesmart

Any suggestions for books to read about any guide for buying house in Canada or on real estate in Canada ?

Thanks

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How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

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Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

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Hi fishes,
I am planning a switch so was going through some salary data for a software engineer. My ex-senior manager recommended me a website:
Growceed.com which helped me a lot in getting clarification about a lot of things but I am in doubt whether the average salaries of software engineer mentioned on Growceed.com really that much in top MNC companies.

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I’ve 90 min for ELA & 6 kids. I need to teach phonics, curriculum (has 0 phonics), & goals & they need freq. breaks. Admin’s making me use said curric. Any ideas?? Small groups and rotate? TIA!

What are some GOOD math apps for kinder?

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When potential clients tell you they’ll hire your firm but they want to be 100% reimbursed from you if you aren’t able to get them the outcome they want - how hard is it not to laugh?! 🤦🏽‍♀️🙄

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Hello Fishes,

Looking for suggestions.. considering work life balance..
IBM, Tech M, BlueConch, Xoriant, HCL , Attra Infotech...
Package offered is almost same for all except IBM which is yet to revise the offer..

Can anyone let me know about average salary at Morgan Stanley for analyst position given I have 2 years of experience. TIA

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Hi Folks,

Got this rating with promotion to Senior - 1 at EY GDS India location

How much hike and bonus I can expect?

How QRMTE rating is given?

New to EY GDS request you to help me with your insights☺

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Hi Fieshes, i don’t want to leave development but the job roles I’m getting now after i resigned are the business analyst roles and not the data science ones as i thought of them to be. . So will i be able to get to data science after these business analyst roles. Does business analytics include the data science and development. Or should i look for better opportunities.


Please help.

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Hi.....Looking for suitable opportunity. I am new here.

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Hello! I’m looking for an affordable financial planner based in Boston or available for a remote consultation. I am a professional in their later 20s looking to set up a budgeting plan for myself. Thanks so much!

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Looks like the Prestos are next!

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Freelance talent available. Would love to discuss any opportunities you guys come across

Hello guys, I just had a question,
Is it only me who straight out after joining as a fresher had been put on a hot pan of engagements here and there within one month of joining?

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Anyone hiring in the EU? (Sweden specifically) my partner followed me here to support my dreams (just got my dream gig) would love to help him find his now! He’s got a valid work permit!! Looking for a creative management role ( senior account exec/project manager)

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Software Development/ Tech Consulting/ Product Management. Which pays the best in terms of money and WLB in the long run?

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I’m a senior planner leading one brand and there’s a new strategist on the team working on a sister brand. They’ve been asking for every strategy deck I’ve made on that brand as an example to go by to inform the thinking/flow on the sister brand. Also because I mentioned it went well with client when they ask. All for sharing thinking w/ the team & I know we feel imposter syndrome to varying degrees, but I also feel like it’s good for planners to find their own voice/style/flow. Thoughts?

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Hello fishes,

Does pwc sdc has "teams" and team meetings? Or we are supposed to wait for project allocation and that's the only team we will be working with? Joined pwc 15 days ago and so far I have only talked with my RL, coach and buddy once. No one is reaching out and even after 15 days, I don't know anyone from my team and have no one to talk to.

Also did anyone join CIE team recently?

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Hey guys. What are some of your favorite software/systems for customer relations and project management????

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Additional Posts in The Financial Life

I want to make tons of money to be able to have freedom of time for service. The recovery community is my main gig. What types of service do you enjoy and why?
What is your WHY! Please share?

Great question! And without getting too much into monetary policy.... Fed rates are set by the Federal Reserve which banks use to charge each other to borrow money. A lot of times these rates move together, however, a Fed rate increase does not instantaneously change the rates the bank offers.

Other types of savings account have seen an increase this year such as online savings accounts and fixed annuities.

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Welcome to The Financial Life! I am excited to meet a variety of individuals, families and businesses to talk MOnEY! As you know, growing money is one thing but keeping it is a whole different game!

likeuplifting

If the traditional 60-40 stocks/bonds portfolio is getting crushed, what can we do to add market volatility control during these weird economic times?

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I am looking for a tool to help with determining how much money I will need monthly when I retire. Any suggestions?

What are your experiences with IUL?

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