What is the biggest perspective change you’ve had to make about your financial life in the last few years? Mine? I’m 49 and realized that making money for me is easy but the amount of money I’ve lost over the years makes me want to cry. Change is here and better late than never!

Home appraisal came in 30k too low. Seller is an investment group. House was on the market 40 days before offer. What's the chance they sell at appraised value?

Pranam Fieshes ,

How to declare tax on joining bonus? First time got joining bonus , how to mention it in tax declaration . Please help

Your lovingly,
Fish

Question about solo/self-employed 401ks: If I create a sole-member LLC for a side business and create a solo/self-employed 401k, am I only allowed to make contributions from the earnings earned via the LLC? Or am I allowed to contribute money earned from a different source (ie W-2 job).

Anybody have experience using EtherDelta? How the hell do I get my money from EtherDelta back to Ethereum and out? Been trying for a week and the transfer isn’t working

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

Do you suggest booking profits now (even if they are less) to reduce the risk profile, given that market is moving sideways and bubble might finally burst 😬

If you leave J2 and get another (new) J2, does the first J2 show up on new J2 background check? Assuming these are w2 roles. If so, how do you explain that? 🧐

What are some of the investing must-reads that you'd recommend?

Best HYSA with a good account opening bonus?

Come from a no money family & limited financial savvy. What’s an easy way to open and manage a personal investment fund so my savings makes me more money, similar to my Roth 401k. Thanks in advance!

Anyone invest PREIPO via DPO?

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

May be this is off the topic..
One of my friend who is a doctor & is an international med graduate. He passed his United States Medical Licensing Exams with above average scores. He has applied fr the match last yr & was nt able to match. Match process costs around USD10k; this year he is applying again after borrowing funds frm different sources bt he is under tremendous pressure to get match. I feel his pain as he has studied for 10+ yrs and is struggling to match nw. I m nt sure hw I can help

What was your 30 day PNL %? Gaging where my 187.8% stands as I’ve been hit and miss on buying weekly dips.

I am down $25K on $150K portfolio. Should I cut losses and leave or continue :(

I told myself I wasn’t going to do it. Re-assured myself I wasn’t going to do it. Told myself you’d know what would happen and still ended up gambling away a bunch of money I know I couldn’t blow. I don’t understand.

Does anyone know what this means?
"Can anyone, other than you, claim a homestead interest in the property that will secure repayment of the loan?"
My spouse and I are applying for the loan and would like to be on the title.

Are you a “Prodigious Accumulator of Wealth”?

N = 10% x (Your Age) x (Your Salary)

If your net worth is 0.5N or less then you are an under accumulator; around 1.0N then you average; 2.0N or greater then you are prodigious.

This is the millionaire next door formula.

Fishes- Need some quick knowledge/suggestions for Monthly Investments. I have a 10k Monthly ELSS SIP and 10k Nippon Pharma MF SIP. In addition to this, a small amount 15-20K flat invested in Crypto. I have some more money to spare- 10-15K/month. Any suggestions where I can invest this? I have little knowledge of stocks so would be a little hesitant to get in.

New to investing. Please suggest an awesome newsletter to start with. I’m planning to buy a premium subscription of $79 yearly for the Oxford Income Letter. Any suggestions that are better than this newsletter.

Hey Fishes,
Looking for job in HR manager profile with 12 years of experience. Immediate joiner

Any good bottomless brunch recommendations in manhattan?

Can anyone refer my wife to big4 or tech? She has 7 years of experience with quality assurance and automation. She has masters from KSU with 3.88 GPA in information technology with a specialization in data analytics. We are in Atlanta GA and not looking for a travel role at the moment. Please IM me if you have any openings. Thank you !

1. Why does this bowl even exist?
2. Who would rather just turn this into a Dating In DC meme page?

How onsite opportunity thorugh IJP work in CitiCorp

Can anyone give me an idea of how much max compensation Commonwealth offers for a 7.6 yrs exp data engineer.??This will help me to negotiate.

What is the salary I should ask for in IBM.. YOE: 6.5, SAP FICO… Current Salary 15 LPA

What happens in case of OBI violation any idea in Morgan Stanley?

What do people think about Yale Law pulling out of US News rankings? Is YLS on the decline? Having trouble placing their students in New York big law?

What happens to your shares if you are partially, or not even 1 yr vested at a pre-IPO company and the company goes public? When you continue on your vesting schedule, what price do you purchase your vested shares at?

What companies offer the best vacation policy and sabbatical packages?

Best Coffee in SF?

I HATE the term ‘snackable content’. It just makes me angry! My content should be a damn steak dinner.

Looking for a few new audiobooks to listen to for flights. Reading or listening to anything new? Any books so good you wish you could experience reading over a first time?

I want to make tons of money to be able to have freedom of time for service. The recovery community is my main gig. What types of service do you enjoy and why?
What is your WHY! Please share?

Welcome to The Financial Life! I am excited to meet a variety of individuals, families and businesses to talk MOnEY! As you know, growing money is one thing but keeping it is a whole different game!

I am looking for a tool to help with determining how much money I will need monthly when I retire. Any suggestions?

What are your experiences with IUL?

If the traditional 60-40 stocks/bonds portfolio is getting crushed, what can we do to add market volatility control during these weird economic times?