Has anybody been able to get a 5% interest rate or is that something that just doesn't exist these days?

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I assume you mean on a loan not on deposits. 5% on a mortgage is impossible. 5% on savings is everywhere.

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NACA - depends on where you’re at. But if you’re in a HCOL area with high incomes, they’ll only give you a lower interest rate loan if you move to a neighborhood with a lower median income than the metro area.

Something I considered doing in the DC area, because of how screwed our demographics are, “lower than median” was like a neighborhood with <135K family income. Which a lot of the trendy areas/up-and-coming areas are below that.

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That’s a good question. I just threw in a random zip code for the area and they have it at 139. I wouldn’t be surprised if that was the avg family income, dial to the DINK culture of DC

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lol

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Treasuries. A couple of the banks give you it as a referral bonus but only for like 3 months I think

With a buy down program you probably can 🤷‍♂️

Doesnt exist

Interest rates for borrowers haven't hit 5% since 2019. Existing federal loans have not been accruing interest since the pandemic pause on payments and interest went into effect in 2020. I can get you approved for a loan at a reasonable, reach out to me with details.

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