Has anyone used Plastiq to pay for their mortgage so we can maximize our points?

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Yes for one cc sign up bonus. I wouldn’t do it again, as the fee was hard to justify

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The fee, 2.5%, I think, usually negates the points value.

This is exactly the answer. Plastic only makes sense when you’re missing some spending to reach the sign up bonus

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Does the Bilt card let you pay mortgages as well? I know you can pay rent on it with no CC fee

I am on aware, but do any mortgage companies accept credit cards as payments?

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Considering buying a condo...37 still single. Brand new construction in a great location that’s walkable to bars/restaurants, close to airport...but it is sorta a cookie cutter project. Is this smart? Pros - ownership vs rent, space Cons - money is committed toward mortgage, concerned that by doing this I will lose some of my freedom. Please share your advice.

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Fish friends. I live in Kansas but am starting a new remote job working with a company North Carolina. Are there any tax experts out there who know how to not get screwed by how I manage my taxes with this new job?

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Planning to travel during Thanksgiving (super late in planning as usual) any fun recos- travelling from Chicago have boatloads of AA and Bonvoy points to burn. 7-8 nights

Currently have CSR and thinking about downgrading to one of the Freedom cards. I currently have 150k in points. How would that effect it if I were to downgrade to a Freedom card?

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Opening a Roth IRA for my parents who are in their early 50s. What suggestion do you have for fund selections?

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Hello all here, as a HR professional for 8+ yrs by now, happy to connect with you here, looking for guidance, view points as recently joined a software company as HR Generalist would be handling core, gamut HR activities around the organization.

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These week long Assurance trainings make me want to leave the firm. I haven’t needed to play games and rack up points for motivation since 5th grade. Why am I forced to do it now?

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Just got my first job out of college, and I've opened a HSA with my firm. Do I invest the funds (I have about 1k right now) or do I just keep it for a rainy day injury/medical needs? Am healthy.

I'm being interviewed for Senior Analyst in hsbc. Can anyone help me with the tax saving options available with HSBC? Like self education, communication, meal vouchers etc.

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Software engineer client at Uber keeps asking for discounts, "because it's all automated and market is down". His portfolio is down 10% YTD. He's been a client for several years. Refused to do any financial planning, presumably because he doesn't want me to know he has 5-6x more assets elsewhere. I'm not getting rich of his $175/mo but I feel I should offer him a 10% discount for next 6 months just to shut him up. How do you guys deal with this sort of nonsense?

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Has anyone heard or used Pine Canada for mortgage? They reached out to me recently with 1.2% variable along with $3500 welcome bonus - which is one of the best rates out there. But haven’t heard of them so was wondering if anyone else has? Also, where has everyone taken their mortgages from? If it matters, HHI 250k, looking to buy a condo downtown - first home.

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How do you help client's figure out how much life insurance is the right amount?

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New to IB, should I do a backdoor IRA or not applicable?

Any annual bonus for my analyst class won’t be paid until next summer. Meaning when I file 2022 taxes I’ll be under the 144k Roth limit for the year 2022.

This means I don’t do the backdoor Roth until my annual income surpasses the limit right? Thanks

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Hi all, income limit prevents me from contributing to Roth IRA for the current FY. I’m maxing out 401k. The employer doesn’t offer HSA. What else should I be doing to reduce taxes?

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How does everyone like the new Workhuman rewards and recognition site? previously was called recognition e-cards & points

Happy I found this community and love reading through everyone’s comments. It inspired me to post my NW. I would love to hear your thoughts on how I could be doing better to get closer to FIRE. Background: 25 yo female, renting in a big city, no debt. Was saving up to buy RE, but am now deciding to hold off until next year. What should I do with what I saved up? Definitely thinking of contributing some to 2020 Roth IRA- any ideas of what I should be investing in? Appreciate any feedback!

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Poor big 4 analyst - senior - manager path: been making under 130k for like 8 years and lived in HCOL areas such as NYC and SF for a while, hence did not save a lot of money. Bought 2 properties in Seattle (one condo 450k worth now with 330k loan, one townhouse 810k worth now 630k loan). Only have about 25k liquid cash with 28k car loan. Am I doing all right?

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How is the job stability in Tesltra India How many employees work in India?
I was interviewed by people from Infosys, not sure how did they interview me for Telstra job. Any idea on these points ?

What % of your paycheck goes to your 401k each pay period? And what is your split between Roth and traditional?

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Hi Fishes,

Do these 2 points in the JD allude to modelling requirements?

• Prepare transaction specific and marketing materials (teasers, information memorandum, pitch books, corporate profiles, and industry data and analyses)

• Perform in-depth company and industry research supporting specific client engagements and marketing opportunities

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Any recommendations for a TV? Currently for a NY bedroom (but maybe living room soon), so thinking a reasonable size (50-60”). Saw the Samsung The Frame 3.0 QLED Smart 4K TV on sale and got curious.

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Does anyone have any compensation data points for pre-MBA PE Ops roles?

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Anyone who works in strategy and operations or other finance roles, what is your WLB in terms of hours and what do your days look like for work?

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42 yr old, receiving 2m inheritance. Should I invest in S&P 500 index fund in one go or better to dollar cost average over 1-2 yrs?

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Does Chubb require new hires to take a drug test? If so, do they test for Marijuana?

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Just started at a new firm today. Yearly billables are 1900. Since I started 2 months into the year, do I need to hit the 1900? To recoup the first two months of the year means billing 190 a month.

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Any design strategist / facilitators that freelance or consult on the side? I would love to learn what you offer and how you do it.

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How many people made MD in P&T this year? I strongly feel that P&T is more an MD play than a Partner play.

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Exp 7yrs
Currently withdrawing 15LPA.
How much I can ask for Senior Engineering position in
Delta Air Lines? Just want to know about market and Delta's standard!

Thanks for response in advance!!💐

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I am a direct private lender. I offer fast and reliable loan at 5% interest rate with no prepayment penalty. I can close a deal within 3-7 working days.

Do you have any project/deals that needs 100% funding?

-Jeremy

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Desi 🐠 do you have any recommendation for immigration attorney in Atlanta? I have general questions that I would like to clarify and do not want to use my employers immigration service..which is horrible anyway.

How is projects assigned to laterals in HCL

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Is your company currently attending in person career fairs or virtual?

Hi Mart Team,

Hope everyone doing Great

How is the work life in Walmart.

My domain is BigData+Cloud tech and got position for Data Engineer-3
YoE : 4.5 Yr

Data Engineer-3 -- Is it same as senior software engineer??

And Onsite ka kuch chance he waha😊

Your inputs always helps 🙏

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Anyone in LA want to trade / sublease apartments with me in Chicago from April - July? Also alternatively if anyone needs a fully furnished room in Gold Coast and someone else has one near Brentwood, LA - hit me up :)

Hello sharks!! What do you think about the SAS company?
Any leads would be highly appreciated!!SAS

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This is a joke…right? Lol

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Additional Posts in All things points

Does marriott run promotions or is this 75k bonus the best it gets? Thinking of signing up for the premier plus card for the 6x points but wondering if there’s any reason to wait for a better deal

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Do you tip room service if a 20% service charge is already included? I never know if I should give extra or not

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Screwed up fast tracking delta by signing up last year when I was on a local project.. Been a year and I can't sign up again. Should I make a new sky miles account to sign up?

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I am pooled with a co-passenger to the airport on my exclusive lyft ride !! Is that even allowed? Driver didn't even check with me for courtesy!!:@

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Anyone know how to rack up 10K-20K mqms in a day? 😂 cross country USA

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Is there any website besides sprintax to file non resident tax? I am a Canadian citizen and worked in US on TN visa for a few weeks

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Anyone signed up or bought Hilton Grand Vacation Resort timeshare ? Any thoughts or input ? The numbers they pitched seemed great but once I took a step back and did my calculations it turned out to be not the greatest “in my prospective”, also did some reading on the reviews and the are mixed. Wondering what’s the input or feedback based on your experience

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Going to Cabo in April with my husband! Looking to do more adventure travel, but also take advantage of all these Bonvoy points I have. Anyone have any recs for great properties there?

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For someone spending ~$100k on a credit card in a given year, mostly travel / dinners, what card would you recommend if they don’t want any crazy combo? Was thinking CSP or CSR - They’re United loyalists but not tied long term.

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Currently have CSR and thinking about downgrading to one of the Freedom cards. I currently have 150k in points. How would that effect it if I were to downgrade to a Freedom card?

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Anyone able to negotiate CSR fees? Any tips please?

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Do you earn PQM / PQS if you book united flights with miles?

Downgraded from CSR to freedom, does anyone know how long should I wait until reapplying for CSR? It’s been over 4 years since I applied the first time

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The one positive to thing to come of all of this is that come year-end we won't have 42,000 posts asking "I'm 10 nights away from ambassador, is it worth it?"

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Best way to get around in Dubai? Rent a car or Uber around or public transport? Any pointers?

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The Uber card seems to be have some good perks. There's also $50 crrdit for online services after spending $5k/yr. $100 after spending $500 in 90 days. Thoughts?

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Do expiring suite nights have to be used for stays this year? Or can I apply them to bookings for next year?

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Staying at a St. Regis for vacation (paid stay) and the cover on the foot of the bed had a few visible stains. I asked house keeping to remove the cover, but should I ask for points (and how many?).

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