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Age old question, lot of research arguing both sides. I’m currently doing DCA monthly over 6months to invest my cash of similar size. You could also just DCA US equities and lump sum other asset classes if worried about the US overvaluation
I had 100000 last Oct, bought MSFT SPCE and DDOG lumpsum 50k, 20k, 10k. Other 20k DCAed in FIVG VGT VTI. Already at 30%. Go lumpsum and DCA I would say!
I mean 30% profit meaning 30k
I’m also thinking about doing the same but I’m getting scared as the market keeps inching up. Maybe combo of lump sum + DCA makes sense but kind of waiting for ~10% correction. Sitting on $230k