31, $155 base, expenses 2300mo, 30k investment, only debt is 500k house. Is it too late? How far behind am I? If I throw all of my cash moving forward at investments and mortgage can I recover?

Has anyone tried to sell miles or points through one a site. I have a family member looking to do it and I had never looked into. Any experiences? Pros cons

What credit card to you recommend pairing well with chase sapphire preferred for maximizing redemption? Pretty new to points and def don’t know a lot! I’m considering one of the Marriott cards bc we love Marriott or an Amex one! Any ideas appreciated 🤗 TIA!!

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

How to invest in commodities (e.g. wheat)?

Surprised by how skewed towards bankers FB seems to be. Would've thought there'd be a more even balance of bankers and markets people. Interested in hearing people's thoughts.

It always seemed like real estate was one of the safest things to invest in. Then the crash of ‘09 happened, and the market bounced back for a while. And now we’re in… whatever this is. It just seems surreal.

Any thoughts about investing in RE in Prosper? Is Proper really supposed to be the next Frisco?

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Anyone having experience with opening a brokerage account for an organization (single member llc ideally)? I have a question regarding the set up.

Where is everybody putting their money right now?

I am already close to maxing my 401K, maxed my IRA, and purchased $10k in I-Bond. The remainder of my investing goes into a taxable brokerage account.

Anything else out there I should be considering in this terrible market? I know the I-Bond is the only thing that’s going to make money this year. 😔

My CTC is 21L and i have tax deduction for home loan at 1.5L and icici policy premium at 1.5L
How can i reduce my income tax in what all other investements ? Please guide me

I bought a house in the suburbs of Chicago at the top of the market. I ended up moving out of state in 2017 and short-selling. I am now interviewing for a VP Accounting role with the mortgage company that got shafted by the short sale. If I get the job offer, can they/will they see this on my credit report? Can they pull the offer due to this? Should I tell them before we advance further?

Based on your current salary and expenses, how much are you saving monthly? Seniors on here (VPs above), what's a good amount to target based on your experience?

What percentage of your income do you save, invest and spend?

Recommendations for tax filing in Chicago downtown?

Decided to payoff my mortgage.

How can I lower my taxes? I feel like I pay a LOT (30%+) but don’t get many benefits in return.
Single with no kids

Is retail quant trading on a massive rise?

I have got an addendum letter from Wipro today stating that my date of Joining has been extended by 45 days. My joining was in mid August. I have 2 options to Accept or Reject the addendum.
Can i reject the addendum, how will it impact if I reject it ?

What is a look back analysis?

Hi Sharks,

I'm looking for referrals for a Technical Support Role. Currently working as a 'Senior Support Analyst' at Talisma, which is a CRM product.
I have over three years experience in Business Development and over two years experience in tech. I'm looking to change for better growth prospects.

Proficiencies : HTML/CSS, Javascript (Basic), Python(Intermediate), SQL(Intermediate), MS SQL Server, Unix(Linux), IIS

I am new here, so I'd really appreciate it if I get enough hearts to DM ppl.

Need serious career advice about two jobs prospects. DM me please

Would anyone recommend a good place for indoor tennis lessons? Thanks 😊

Any thoughts on PIC? The stock rose significantly in after hours on news of XL fleet merger. Does it still make sense to invest in it at ~$18?

Has anyone hosted their own engagement party? All of my friends and family live far away from us so it is just easier for me to plan it but I feel odd doing so. Any tips?

Any tips on investing? How did you get over the fear of losing money or making risky investments? Recommendations on personal finance blogs/books/podcast/etc?

Does anybody have good electric standing desk recommendations? Ideally in the $200-300 range.

Anyone get one of the new Oyster Perpetuals with a colored dial? Was there a wait?

How much time wipro will takes to onboard fresher as a project engineer???

In house interview- I am going to hopefully the final round of interview to meet the whole legal team. I was asked about my availability, and it will take 5 hours if in one day. Should I split to multiple days? Will it cause any issues? Anyone on both sides can speak from their experience? Thanks!

If you were a staffing agency and recruitment firm owner like myself, how would you get new clients business?

Anybody just get an email from Gympass with a huge price hike?

$80 increase for Platinum
$100 increase for Diamond

ouch. I kind of suspected their model was financially unsustainable I guess I was right.

Day 6 - 40 push ups challenge ✅ Enjoy your weekend 💪

Hey Oracle fishes, do oracle accepts counter offer...

Hello! I was offered a position at a start up biotech company. I would describe the position as a field laboratory technician (like Thermo Fisher) They’re offering a 60K salary. Do y’all feel like that is enough? I want to negotiate.

Mortgage PITI payment would be about 50% of take home pay, but it fits easily within my budget. We max out 401k, HSA, and backdoor Roth. We also have about 150k in savings in case things get tight and saving an additional 1k per month. Is this still too tight?

Thoughts on brk.b for long term? Thinking of getting in at this point.

Best robo advisors and why?

Anyone have a lawyer or personal finance advisor they trust and recommend in NYC? Post MBA and new to the city; I need to buckle down and finally get a will and outside $ advice on taxes.

Thoughts on a HYSA vs Vanguard Money Market Fund. Most HYSA are at ~1% and Vanguard MMF is at 1.3%. Should I park my money in a MMF long term, even when banks raise their interest rates?

How to invest in commodities (e.g. wheat)?

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Anyone having experience with opening a brokerage account for an organization (single member llc ideally)? I have a question regarding the set up.

Went to a club yesterday and we paid $20 pp for cover just to find out that it was empty and there wasn't really a clubbing vibe. Bought a round of beers and we were so bored that we decided to leave in a few minutes... I feel robbed but at the same time I guess there's not much I can do, or is it? Im not sure if a CC charge back even applies in this case. Anyone had the same experience?

Where is everybody putting their money right now?

I am already close to maxing my 401K, maxed my IRA, and purchased $10k in I-Bond. The remainder of my investing goes into a taxable brokerage account.

Anything else out there I should be considering in this terrible market? I know the I-Bond is the only thing that’s going to make money this year. 😔

My partner and I are in the process of buying a PHEV that qualifies for the full non-refundable federal tax credit. We will both owe taxes in excess of the current $7,500 cap (will see if that increases with the new budget bill). If we both own the car (i.e. both names on the title), how do we manage filing for the tax credit when filing separately? Do we just pick one of us to file? Is there guidance on splitting the credit across owners? Does it matter what order our names are on the title?

Want to start saving/investing from this year. Got £11K and will have £2K a month to invest - any recommendations? I don’t want to take crazy risks, somewhere where this is steady long term growth. Have already maxed out pension and I assume next step is maxing out ISA? After that, what is best? (From UK)

Pre-approved for a home but the rate lock expired and now we have to re apply. My husband lets me know his credit score dropped 111 points because of credit card utilization. Even if we get it below 30% ( which we can) not sure it will quickly reflect. I also added him as an authorized user on a high limit credit card I have. Any other suggestions besides trading him in lbs

How strict are they with HSA reimbursements? It seems people keep all their receipts but I haven’t seen or heard any instances where the irs requested proof.

Thinking of moving $10,000 out of savings into a Vanguard mutual fund. Any recommendations for allocations? This $10,000 would most likely be used as part of a house down payment in the next 5-6 years

What's a good percentage of cash to keep in your portfolio?

How do I legally gets my hands on $100k that my future wife wishes to hand me over for investment purposes (she is outside the US). We won’t be marrying for another two years. Thank you!!