Hello all, my brother had told me to invest in SM Gold long time back and I had put stoploss but the order did not get triggered when SM gold went down. Please can you suggest what I can do to correct this with minimum damage now. Below is my portfolio.

Best practices for funding a home into RLT if there is an existing mortgage? What type of deed? Title insurance considerations? Thanks

How do I get a credit report for a deceased person?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Does the 25X rule take into account long term capital gains tax of 15%? Like if I know I need 40K to survive, do I need $1M, or more to make up for the tax too?

Final day at current company tomorrow and I have 100k+ AMEX points I need to use before they disappear forever. How should I redeem them to get the most bang for my buck?

I want to sell my house but there seems to be water damage and I’m worried someone will lowball me, what should I do?

My partner and I bought our home back in 2020. We got a good deal, low rate. But we want to move into a more spacious SFH. However, as we all know this market is crazy. Everything we want costs $620k+ and bc of rates it makes our mortgage estimates $3500+. We are currently paying $2k. And it looks we need to sell the house simultaneously as look for a new one or our contingency isn’t as attractive. I know it’s based on personal circumstances. But what would you do? - not move, sell and buy?

Any story to share if you are caught knowingly or unknowingly trading on a non approved broker platform for stocks

Hi Fishes,

If the gross CTC is more than 120K in Poland, tax will be 32% right?

Are there any other deductions apart from this?

My assumption is, we get atleast 68% of our gross. Are there any ways this can further reduce?

Hi guys, should I buy lumpsump for coffee can investing or do SIP ? And one more question if you guys can help . At what point let say I hold a coffee can stock when should I exit. I am planning to hold for 10 years but how do I know that this stock is not relevant now or some red flag I should exit .

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Love how BS credit score is. Got my score up to 800 last month only to go on vacation so my credit utilization went up to 8% due to the increased spending and my score dropped 35 points because I didn’t immediately pay the balance after charging the purchases. I always pay my balance in full each month and have never missed a payment, how is 8% credit utilization determined to be that big of a risk that my score got immediately wrecked, I don’t understand

Genuinely curious: How do you justify working in PR knowing that you won’t make $100k+ for 15-20 years? I’m 3 years into my career and I have regrets about choosing this field when I look at my financial timeline.

Has anyone been looking for/bought a house in the last couple years?

What kind of down payment / interest rate did you find?

Joining D soon as manager. Can we use Interactivebroker for stock trading?

Hi guys ,
Need sone suggestions onto how should i claim HRA . I live with parents but i hve seen ppl claiming hra by gng into a rent agreement with parents . What all doc are req and i am planning to claim less than 1 lac so pan card wont be req.

Hi All,

Can anyone let me know the premium per month for group term life insurance policy by lti.
As this premium will be deducted from our salary so can we add this deduction under tax exemption or not ?

PS : I am a new joinee and filling form B for projected investment, please let me know anyone.

Thoughts on the VC Royal Eagle? Seems crazy undervalued, you can get it for less than a DateJust! What am I missing here?

Does j2 background check decline you if they see you’re still employed with j1?

Are tears considered business casual or not really?

Has anyone here gotten the Consortium Fellowship with the help of a consultant?

Does 2-finger touchpad scroll not work on Excel sheets anymore? I used to be able to swipe quickly on my laptop's touchpad to navigate sheets but now it doesn't work. Based on the handful of posts I've read online about it, the problem seems unresolved. Has anyone dealt with the same issue and fixed it?

How much is the variable pay out for L9 employee if max of 27% is 450000, how much can we expect.

Today is joining day. Nothing happened. Onboarding is said to be virtual but no link was received. Any one else having different experience?

Is a 900k net worth for a single person at almost 40 good or terrible? I see posts from our US counterparts on net worth and salary and feel so behind yet we have such a high COL in Toronto.

2 years Python Developer building Django apps. CCTC: 4.5lpa
How much should I expect now? Interviewing at Harbinger Systems, Pune.

Is the PGDM course from UpGrad good for moving forward in the data science domain. ? Please help me as I’m thinking of pursuing something alongside work as I cannot leave my work due to financial condition. I wanna excel forward in this domain. Currently having 2.5 YoE in data science and analytics.

How much would you pay per hour to have an attorney draft motions and briefs?

Can someone advise on what would be better standard Chartered or deloitte India or EY my domain is payments Business Analyst? Priorities are of future career growth and profile weight and advantages...

What is the scope of Salesforce jobs in the market?

Hi All, I have an urgent query regarding TCS BGC process. My issue is that I have worked in X, Y and Z companies.
In X company I worked for 26months but my pf account is there for last 13months, before that my salary was very low so sometimes I got salary in hand or in pay cheque. I do have salary account statement for most of the months except 3-4 months in between my tenure. Will I face any issue for this?
Note: I do have good relationship with X company.
Please give your valuable suggestions.

Anyone working in sustainability?

Any advise on role, security, growth for 12+ yrs experience in SAP ABAP in LTI. Which band and how much CTC ( fixed and variable ) can I expect for the same ?
Current CTC : 20 (F) + 2(V)

Asked my manager whether the company sponsor for Product Owner certifications and he asked me to build/ create a case and share with him so that we can check with the higher management.

Any ideas/ guidance on how to go about it? Are there are templates for this?

Dow is looking strong for short term. Any views ??

We all know how inflation can derail our Retirement Planning dreams!!Though it's better to start investing as early as possible,but HEY, all is not lost even if you start little late. We all have our family responsibilities when we start our career, so "INVESTING FOR SELF" takes a back seat.
Just a perspective, even if someone at the age of 45 years starts investin for his retirement, he can decently manage the same with discipline and regular investing.
Happy to discuss with anyone on this!!

We all know- SIP of 50k/pm for 15 years at a CAGR of 12% p.a. grows to 2.52 Crs ( approx.). BUT

Do you know- If we delay it by just 2 years- the value falls to 1.88 Cr ( approx.) Difference is a WHOPPING 64 LACS, though the difference in Investment amount is only 12 lacs!!

THATS THE POWER OF COMPOUNDING!! AS THE SAYING GOES- THE BEST DAY TO START YOUR INVESTMENT WAS YESTERDAY!! Any view is appreciated!!

What stocks are you adding in this dip.

Nifty reaching ATH but portfolio still at low 🥲

This bowl is for discussion , not for selling webinar or paid tips. One can share there experience which can help or guide others.

How much you made this month?

Hello Fishes,

I am new to the investing world. I have invested some 80k in Nifty fifty index funds. I wanted to increase my investment in other MFs and stocks.

Can you advise how to start it considering short term and long term financial goals.

Short term goals - like for 2-3 years

Long term goals - like for 5-6+ years or more depending upon the performance

I have seen multiple you tube videos but seems to get confused on how to start and which funds to pick.

Thank you!