Love how BS credit score is. Got my score up to 800 last month only to go on vacation so my credit utilization went up to 8% due to the increased spending and my score dropped 35 points because I didn’t immediately pay the balance after charging the purchases. I always pay my balance in full each month and have never missed a payment, how is 8% credit utilization determined to be that big of a risk that my score got immediately wrecked, I don’t understand

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

What are some easy to make, low stress holiday meals for a school holiday staff party? I was "volunteered" by our principal to set it up this year (🙄). I'm making decorated sugar cookies but kind of drawing a blank when it comes to savory dishes. Bonus points if you have any adult holiday themed games or fun drinks to suggest! It's off school property and there will be a bar (thank god), for context.

Hi! I’m doing some research on employee benefits (medical insurance, 401k, HSA/FSA, commuter benefits) and was hoping to connect with People specialists or HR professionals in the comp & benefits space. I’m trying to better understand any pain points or challenges you might face with utilization/enrollment. Anyone interested in connecting? Thank you!

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

Best money-tracking app out there? I've heard good things about mint???? 🤔💸🤔💸

Does anyone think Biden will *not* further extend the pause on student loan payments until after the election?

Looking to support a new APIA founded startup? Well look no further!

Have you ever found something online and thought "... if I buy this, what about my anniversary gift, that trip to Europe, the car I always wanted..."

Well I have and founded Okane (money in Japanese 🤑)

Okane is a free Chrome Extension that focuses on goal-based budgeting. We track your wealth and help you save for your future goals while avoiding impulse purchases, right as you shop online. ( okane.crd.co)

Lmk what you think!!

If I’m contributing to my Roth 401k vs pretax 401k and my employer matches 10% of my contributions. My employer match be 10% on my post tax contributions right? Technically meaning I’ll be getting less of my 10% employer match then if I were to do pretax 401k since that match would be on a higher amount?

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

Is my manager forcing me out?

In our 121 last we had a good discussion on creating a personal development plan, with the idea being I’d write down clear goals & action points to get from my current level to the next, and I’d provide weekly evidence of it. I prepped the doc accordingly, but instead of wanting to discuss it, he said I have 4 weeks to “turn things around” - without giving any new info on what I’ve done wrong - esp given I wrote my goals based on this same feedback from last week??

Any good books to help get you up to speed on real estate finance matters?

Okay finance lawyers. I don't understand this issue. Client says books show we're highly profitable but we have no way to pay our tax liability.... Well where the hell did tbe money go ? Client also claims that they are only taking a small portion of the revenue as profit. I don't understand how your books can be different than reality.

When you find out your peers are compensated more even though your rating and utilization is higher :(

Solana 😭😭😭

I don't own any and it hurts.

Curious in seeing what people's avg cost basis is in this, when you purchased, and why?

Holiday office party coming up tomorrow and I still haven't bought a gift... ugh. Any suggestions? I never know what to bring.

Starting with our very first IVF cycle this week and kinda nervous 🤞
Nurse says retrieval to happen tentatively around 18th Dec but then transfer can take place in early February too considering genetic testing takes weeks. Is this the norm? Just fearing the team is not unnecessarily delaying things owing to holiday break.

Last associates committee meeting is coming up. Partners have asked each associate to come up with... not one... but FIVE marketing ideas. Other than reeling out “we offer competitive pay” in job postings, what are some good ones your firm does?

I’m struggling a bit. If I knew how to market well, I certainly wouldn’t be in this position.

Someone tell me why a partner just took me to lunch as a "Thanksgiving treat" and he took me to Taco Bell

Hey! Please can I get suggestion for some GMAT online study material/ online tutors? Too many options out there , but hard to guess what’s good!

Hi everyone. Does anyone have salary info for senior associate hires at LSEG UK? Thanks

I’m working on my PhD while working full time ... any tips?

Folks in Bay Area... do you own a home here and if so what neighborhood is the best in terms of school district? I live in mtv and the home prices are scary to say the least. (2bed min)

Fellow ACDs, how many projects are you usually on at any given time? I feel like I’m on too many to do great on any of them

Hi fishes,

How will the below assessment in hexaware

DA_ Selenium_Java_Automation Testing_HTD_2021

It was scheduled for tomorrow.

My experience in 2.11 years in automation testing

Anybody looking for writers?

Hi ,
Anyone from Accenture kindly suggest.I have got mail that my profile is shortlisted for interview.But they are asking to upload all documents like pan card adhar salary slips n many otyers before interview only.Should I submit it??? Or is it suspicious?

Personal finance book recommendations?

Okay — diets & weight loss. What have you seen that actually works? I exercise almost daily but realize my portions and food intake aren’t perfect. I do not want to track cals or macros as that caused me to have an eating disorder. I have an OCD personality.

My partner and I are looking to move from NYC to Dallas in 2022. I’m in big law and he is a public interest lawyer. I can easily transfer within my firm, but he’s having trouble pinning down public interest opportunities in Dallas. It seems like they’re less available than NYC, but also not sure if we just aren’t looking in the right places. He currently does housing work but is passionate about civil rights and public benefits generally. Any tips on how to come by public interest opportunities?

Hi All,

How long is the induction in KPMG India

Hi all, how many of the big 4 accept 3 months notice period?

Out of context!!!

I am feeling low after saying no at the last moment to join company post accepting offer since 3 months.

Hope they find someone

Anyone in herspiegel? I’m looking for a referral for a consultant/sr consultant position in life sciences if you are hiring. Have 2 YOE.

What do you think about Retention Bonuses? Is it a good or a bad thing? Love to hear your thoughts on this.

My sister might divorce with her husband, they have a baby of 1.5 year. We came from a divorce family and honestly never thought it would happen again - I feel powerless and I don’t know what to do. I feel bad for my sister but I am also mad at her (the fault is always in the middle) because they are not trying to fix it. I am also scared for the baby, I perfectly know what it means to grow up in a divorce family and as much as parents are present is not the same.

Married to a crazy rich girlfriend and it's the worst experience of my life. She can afford anything, flying first class everywhere, wears all branded stuff and she doesnt have to work for life. I am working very hard to provide for family and I am still not able to add any value to her life and she's been distancing herself. We havent had any meaningful interaction in the past 1 year too, been sleeping separately, no touch/kiss/sex or anything like that. We might be divorcing soon...

What's a good show to watch on Netflix? Need rec's before Peaky Blinders comes back on. Thx

Just finished Ozark, so any shows of that type would be great.

Did I just finish binging the 2nd season of Indian Matchmaking? Why yes, yes I did.

I rearrange my home office several times a year. Idk why but every 4 months I need to change it up. Anyone else do this?

Is it illegal to tell someone to get out of your car if your in a national park at night? What if the person made you feel unsafe and you wanted them out of your car, even though the location was a bit dangerous (ex Yellowstone, Smoky Mountains)?

I’ve been married in a Catholic Church before and now divorced but my now boyfriend says he wants to marry me in a Catholic Church someday. How do I even start a petition for that? Also is that possible to re-marry in a Catholic Church?

I have come to the realization that I am more attractive with a mask covering my face 😞

My career goal isn’t to make it to MBB or a unicorn or FAANG. It’s to feel fulfilled and challenged as I progress. I can’t be the only one that isn’t title or company chasing.

Made an "insensitive comment" at the office today. Said, James Bond can't be a woman if James Bond is a guy. Psyching myself for the upcoming HR classes.

Was hoping to one more sailing day today but a flat tire ended my plans. Boat is out tomorrow 😔

We need a better a singles bowl

I’m with a guy I’m 100% confident is deeply in love with me, would never lie/cheat/betray, respects me/listens to me, and tries to help me live my best life.
(A Kokoum, if you will.)
I love him very much, but I’m not “head over heels”.
Afraid that if I break it off because our relationship is cozy instead of the deep love I think it’s supposed to be for life partnership/marriage, I’ll be making the biggest mistake of my life

Staying downtown Columbus Hilton for my wife’s job conference and we have to use valet parking since I need to use my car to go to work every day. $40 a day, how much do I tip and is it when I drop my car off and when they bring it to me in the morning?

First time in NYC at the end of the month (don’t judge me, I know I’ve been trapped in the Midwest far too long 😓)

Looking for suggestions of things to do, places to eat, sights to see, etc. it’s a work trip but it’s light so I should have plenty of time on my hands 🤞🏾

Anyone used the blu* pil recreationally?