Hello fishes,

I am a java backend developer with 2.4 YOE with CTC 6.3 LPA and currently looking for a job I have one offer for 14.36 LPA with 7% variable that would lead to around 1L of in hand as told by the HR.

I have 2 questions
1. Can I get more offer than this with this much of experience?
2. I want to start investing but don't know where to start. I currently have 6k/m (30k total) and 14k in Crypto. I want to know what are all the options that I have to invest for good returns.

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Answering 2,
Invest in Equity MF. Then, slowly start moving your monthly SIPs into direct Equity (Invest / Trade). Increase it slowly, say 500 or 1K per month.
Invest max 10% of your investment in ETFs and Digi Gold or Sovereign Gold Bonds (not recommended).
Do not keep more than 5% of your investments in Crypto.

Also, before you do all that, keep aside 6m in hand in an emergency fund (RD or FD).
Out of the earlier mentioned total, keep 5 to 10% or more in debt funds, based on your risk appetite.

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