Hello fishes

I want to start a investment plan for pention . Where should I invest in should it be mutual funds or a pention scheme

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Based on your risk appetite.

But if you want to balance inbetween .. you can do it in debt fund for 150k

Epf already deducted mandatorily
Apart from that you can choose 50k in nps per year. and option for you to ask employer to contribute 50k in NPS.

With this you can show for 250k in tax exemption

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50% mutual
20%ppf
Nps and other options

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If the goal is more than 10-15 years you can go with a simple index fund for the equity part and for the debt part you must already have EPF. You can always consult a SEBI based fee only financial advisor for these India and they charge a nominal fee and can guide you in the right direction.

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It depends on your interest to learn to invest.
If you want to learn, then try mutual funds. But if you don't want that stress then better to invest in index funds which are easier.

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Thank you in advance!!

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Do you agree?

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Hey,

I have offers from Mphasis. - 18lakh, Capgemini - 19 lakh, fixed is same. need suggestions on which one to join or shall still look for other companies?
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Can you please tell me what will be my in-hand salary ?

Thank you !

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Which one is the best...

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