Is there an app where I can see all the list of credit cards and the balance I owe, where the app doesn’t force me to enter bank log in details like mint

funny
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Think about your question and how it would be possible. If the app can’t access external accounts, how would it know what you owe?

likefunnysmarthelpful

LOL
WUT?
@pwc 🤦‍♂️

likefunny

A credit report would show it all. Maybe an upgraded experian account? I don't think it'd be updated as regularly as you need

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Experian, Equifax, or TransUnion. One of the three has it for free, can't remember which or how often.

Old school: you can enter all your transactions manually into Quicken and never enter your bank information. Probably way more work than you were looking for😅

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I don’t think I have that many so I wouldn’t mind the manual task

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Excel

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If you don’t trust Intuit/Mint (and I’m not sure I do) there’s other financial apps that will allow you to link your accounts but all require your online banking user names and passwords to do so. I link mine through NorthWestern Mutual and I saw Wells Fargo is offering something similar in the near future.

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Of course they do. They also have a northwestern mutual account.

Check out Tally, works out really well for me. Also, if you have Chase, you can add external credit accounts as wells. Both provide on stop shop for all your CC balances and their due dates.

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Will give OP the benefit of the doubt.

There are integration mechanisms where the password does not stay with the aggregator (I think Plaid is an example). One must still enter it to log in (with the financial institution), and then grant authorization for the financial institution to share data to the aggregator.

Since this depends on both the aggregator using such technology (and I think Mint uses it) AND the financial institutions also using it (many don't) not sure there will be a single aggregator that for sure will meet your expectation (at least not yet).

I have a similar situation. My CC are Amex but while creating a log in for mint, I'm forced to enter bank log in info and i see a disclaimer that the mint will have access to all my info and bank statements which feels a tad bit invasive to put it mildly lol

funny

How would an app know your credit card balances without login information. There isn’t a public API with that info 🤣

Have you ever used mint? It’s literally an aggregator for the accounts you choose to add to it.

If you don’t want to link your bank account couldn’t you just enter your credit cards and not your checking/savings accounts? This would still require passwords for your credit card logins but if your only hang up is your bank account, just don’t enter it.

Try Personal Capital
Way better

Try personal capital, not sure if there is a mandatory type of account that can be linked

Personal Capital also lets you manually enter account balances. So you can still get a Birds Eye view of the accounts that aren’t linked.

If you just work with one bank and then you don't have to worry about the various balances, one app has your checking, savings, investment, credit card, mortgage, and car note. (I love my credit union and use it for everything except investments which are a 401k anyhow)

Facebook probably knows it all.

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