Is there an app where I can see all the list of credit cards and the balance I owe, where the app doesn’t force me to enter bank log in details like mint

Would you marry someone if they had a lot of loans on their head?

Do you think someone who owns 200 ETH is financially independent?

If you had to guess when oncycle will be, what would you say? I’ve heard funds were disappointed by participation rates and quality last time, so I’m curious to see if they can show enough discipline to wait this year.

Can anyone explain to me how the price of btc/crypto is set? Is there a formula the prices follow, like all the btc that’s been mined, divided by the number of people who own them or whatever sets the price. Like what is the driving force that makes dogecoin $1 (or whatever it is now) and btc jump from $30k to $60k then back to $30k. When I go on Coinbase and I go to buy btc for $30k, who is the authority that says 1btc=$30k USD?

Pushing out my retirement date... Crypto down 60%, stocks down 30%.. I was a millionaire in Jan now only a 750kaire lolz. Just numbers on a sheet keep rolling

You’re welcome to Free investment Training Team, Learn how to make double profits of every of your investment money …!!

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

I'm a foreign national with a UK work visa, normally working in London. If I end up working from home outside the UK for 80-100% of the tax year does my UK tax rate change?

Recently attended an FA conf. where there was discussion about 401(h) plans & their tax advantages.
I know a variety of 401(k) providers available via my B/D but don’t know of 401(h) ones. Do you ?

Goodbye XRP! Thanks for the awesome gains and good luck hitting that absurd $100B market cap 😁

Looking to buy a home in Dallas area. Which are the top areas with good hospitals and schools nearby?

My generation is really f#cked up. It's impossible to save any money. And it's not that I don't want to. Is simply because I can't do it, by the end of the month there is really not much left. I'm exhausted of working to just pay bills 😔 Sometimes I wonder if those people that quit everything to have a better life are really the smarts one.

Hi fishes, could any one help me on how to withdraw of money and how much can be withdrawn ?

Is anyone holding didi shares? I’m trying to figure out what happens. If they delist, then list in HK, are shares converted? If I want to sell, how would that work? Do I need to open a HK bank account? Are there unique tax implications? Etc etc.

How do you and your partner (married or not married) split financials?

What would you say is the minimum amount of money that your household would have to make before considering to have two babies?

I just left my pre-seed startup that was running out of cash (we made $100,000 in revenue this year, and sunk $1m in costs). I was making $40,000 as a developer (plus 20k stock options at $1/share per year) and they refused to pay me any more money. I have 17,000 vested stock options, total number of shares at the time of my contract was 4million. I’m a bit confused about share dilution and if it’s worth it for me to buy some of my stock options… thanks in adv!

I want to sell my house but there seems to be water damage and I’m worried someone will lowball me, what should I do?

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

Curious what’s a fair salary in MA? Was just told that there is likely not going to be a chance for a raise during my upcoming performance review due to my salary already being “above average for the industry” based on my employer’s questionable research. I’ve been with the company 8.5 years & am the only one in my role, which they can’t operate without. I execute tasks from two investment advisors and two financial planners - they make the decisions of what should happen & I make it happen.

Hearing rumours about new office in Hyderabad. Any insights?

Things to consider before going Indy? Feel like I have enough in my book to go on my own but I'm not sure...

Who in the agency would you say has the ultimate responsibility to come up with the agency’s pricing & services model? Biz Dev? Finance? Ops? Project Management? Other? (Context: we have an ongoing issue where a biz dev / accounts person will eagerly be coming up with half-baked solutions for a prospective client, and it always feels like a cluster F when they want to know what resources, budget, and time we need in order to execute said service - which they thought of in the first place!)

Hey, so I’m going to my first 3% conference. I heard it’s usually white feminism x 100. But I was wondering what I should expect? Has anyone been.

What is the best FP&A tool, Anaplan, Jirav, Planful, Vena? Any other recommendation?

I am looking for a referral in Reservoir/Production for an O&G company in Houston. Petroleum Engineering degree. Willing to go to the field or offshore (operator). 100% of my upstream experience is in the office within a services company. It’s been difficult that “switch”.

General Question!
According to the new Wage Rules, are companies giving Basic Salary as 50% of fixed Pay? Should we ask HR of our current company or the next company to actually do the same? Or the rule isn't a mandate and it's upon companies to follow it ?

NYC expat. Freelance. I always began OT after 10 hours but more and more I’m seeing 8 being mentioned. Is that the standard in LA?

Hi Team,

Looking to help a friend out here. She is looking for a entry level / associate learning & development, training, or marketing position in the Dallas Fort Worth Metro area. For the last two year she’s been a Sales Trainer with a Major Appliance company and was recently let go. Any leads, referrals, or help would be much appreciated.

Thanks in advance!

What are some publications, books, podcasts, online classes etc that can help me prepare for my first year in consulting? Have 5 years of experience in finance and making the jump to consulting.

Is it a good time to switch to Deloitte considering all the recent layoffs ? Applying for a manager position in Deloitte Digital , not expecting more than 10% hike from my current salary.
Thank you

I'm Java full stack developer with 1 year 6 month experienced with Java Spring Boot Angular Postgres Camunda BPMN..

I can even work on just Frontend Angular

If there's any opening please let me know...

I was laid off last week

Hello! I’d like to share an experience and hopefully receive guidance.

I spent two years as an executive, and while I was providing what I believe was impactful work, and receiving praises across the board, I got fired from one day to the other without any explanation.

After a few weeks, some managers (who were under me) shared that there had been a while campaign raised against me for a couple of months by others VPs and shareholders. 1/2

Protiviti team. I’ll be starting in a couples of weeks. Any tips? Looking forward to my first day.

Hi guy please help i got laptop from publicis which is very old. Can i ask them to change it?

Hello Folks!

During work from office days, a representative from third party vendor organization used to visit the Gurgaon office during the Investment Proof Declaration days to help folks with "rent agreements, PAN number and rent slips" (ahem!! ahem!! IYKYK) and we were able to claim tax deductions.

Is it still happening there? Also, does anyone have a contact for them?

I got Medical Reimbursement of around in current month salary, but I don't think I had applied any bill or submitted any such amount. Can someone tell what exactly is this amount for?

I know a lot of firms have strong LGBT groups, and I'm definitely not saying it's the same, but any idea how poly people are treated or if you've even seen anyone out about it?

Pushing out my retirement date... Crypto down 60%, stocks down 30%.. I was a millionaire in Jan now only a 750kaire lolz. Just numbers on a sheet keep rolling

Once you hit your FI number, what are your plans? 1 yr? 3-5yrs? beyond?

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

Are we on recession? My portfolio is super down - low cost ETF investor here

Does the 25X rule take into account long term capital gains tax of 15%? Like if I know I need 40K to survive, do I need $1M, or more to make up for the tax too?

Anyone start later in life? About to turn 32 and my retirement savings are sad.

Hey all! I’m 30 years old. About to close on a house with a 5.75% fixed 30 yr mortgage. If you were me and your goal was to maximize your net worth by retirement, would you put a few thousand dollars extra into paying down the house faster or invest that extra money in the market? The 5.75% doesn’t feel that low but also not crazy high so I’m torn. Thoughts? 🙏

I was once at a dinner with a second year analyst, consultant, and partner, and the analyst said he planned on retiring by 30 and the partner and consultant laughed. Little did they know, the analyst owned his own home and rented all the rooms out so he payed no rent, never ate out, only grocery shopped, and very very rarely bought anything new. He saved most of his income, and was perfectly content with just his video games. That man was serious about not being stuck working forever.

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

If you don’t know what you’ll be spending in retirement, how do you know whether to put the majority of your money pre tax or post tax?

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

Out of curiosity, do you think most ppl max out 401k (19.5k) and Roth IRA (6k) annually?

I’m looking for assistance on building your own portfolio in my traditional 401K. I’ve been reading that it’s important to choose funds with low expense ratios. Also, that it is recommended to have at least one US stock, international stock , and bond. I am 24yo so ideally, I’d want to allocate 90%-100% to stocks and 0%-10% to the bond. Any other things I should be looking at?

Anyone interested in having a meetup in NYC in April and exchange our FIRE experience?

I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?

Vtsax vs fxaix?

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

Can someone explain to me what a back door IRA is and how it works? I’m making over the income limit to contribute to any standard IRA and am maxing out my 401 K but no company matching program so I’m wondering whether I should be doing more