Hi all. I'm moving to the US from Canada and I'd love some recommendations on a first credit card. I might not be doing a lot of personal flights but I will be flying for work so I may be charging hotels on my personal cc.

Why do people accrue prepaid expenses?

I had no income in India and was in US the entire year. Do I need to file IT return with 0 income?

Anyone have situational depression? Can’t stop beating myself up over a decision a year ago. Basically missed out on a massive amount of money. I know this seems trite and i never even cared thatt much about money before this year.

So many other good things happened to me this year - got married, got a puppy, moved etc, and yet the one thing i keep returning to is this decision as though i ruined my life. Ironically the only thing ruining my life is my outlook and yet i just can’t stop.

As things start to open up fully, some of my institutional clients are sending notices that we are expected to do X activity over zoom from here on out (things we used to do in person). Clearly it’s a cost cutting measure. Anyone else feel like filing for telephonic appearance so the insurance company can save a buck isn’t going to sit well with judges who prefer in person attendance? I hope they deny all of them so my billables don’t suffer. Less travel = more desk bs I have to do to hit quota

Newbie here. Did any one engage a financial planning service? I’m 34 with young kids, no debt, and $300k in cash. Absolutely no other financial/estate planning and overwhelmed!

When does HSA contributions show up in BOA account? I’m seeing HSA contribution deducted from my paycheck but nothing on BOA account.. had three paychecks so far. Also, does Deloitte deposit a one time firm contribution to HSA account?

I am sure this is a question with an obvious answer, but does anyone else just feel absolutely trapped in a job they hate because of their student loans? I’m three years out of law school and I still have $160K in student debt despite making aggressive payments. I work in a larger firm (not big law per se, but 250+ attorneys and big for the market). I am pretty unhappy with my job the vast majority of the time, but I feel like I have no options. $160k at 6% and 7% interest cannot be ignored.

Thoughts on investing in FTT FTX? It’s available on Kucoin

My CTC is 21L and i have tax deduction for home loan at 1.5L and icici policy premium at 1.5L
How can i reduce my income tax in what all other investements ? Please guide me

Currently 25 y/o making 70k/year in Boston. I grew up pretty poor and I have minimal financial education. A lot of my salary now goes towards helping my parents get out of debt. My parents are no longer able to live on their own, so considering selling my grandmas house where they live (maybe 550k), paying off their mortgage (100k) and buying a duplex (between them they make about 55k/year). Is buying a two family home a good investment ? How much can I afford to spend on a new house?

Hi fishes,
Currently I am invested in two mutual funds:
UTI nifty index
Parag parikh flexi

Which other MFs are worth investing?

Anyone actively monitoring their credit score ? Which service provider do you use? How much should i pay?

Any resume writer referrals? I’m trying to make the jump into project management. I have 13YOE managing cross-departmental projects and people, and I’d like to shed the general EA work of calendars/travel/expenses. But recruiters just see my most recent role is EA and that’s all they want to talk to me about. I’m hoping a better written resume will help target algorithms to get my resume viewed for other roles.

How much household income should be to buy $1M house? Also what is the approximate down payment? I know 20% is the ideal but how much do people typically pay.?

I have a brokerage account with 7k in it, split 70% VOO 30% SCHF. I now have an additional 11k I can add - how should I allocate it? Should I move towards an 80/20 split just in current funds or add things like a growth (VGT) or high dividend ETF (VYM). All of my retirement accounts are already maxed, FWIW and don’t need the $ for any large purchases needed in the near future.

What is the process for getting a green card, if a US citizen marries someone already in the US on a student visa? Any tips

It’s crazy how much close friends influence you.
Would you stay friends with someone that consistently makes bad financial decisions. Or distance yourself for like-minded folk.

I have a friend that is constantly trying to guilt me and pressure me into overspending, especially on “luxury” items. But I have different goals for my money and she doesn’t seem to respect that.

Any recs for a comprehensive financial planner?

Not just someone who's like "check out this and that investing vehicle" but rather somebody willing to review cash flow, tax situation, get into the nitty gritty and meet regularly.

New Chase Preferred card received. Any tips on how to meet the minimum spend?

How do you make the most money in STEM? Is it about having a degree, prior experience and getting in touch with people? What’s your *success secret* and how does it relate to what you’re currently doing? Maybe you think business owners have the highest potential to make the most? Process engineer at an industrial facility in Goodyear, Arizona

Will be in São Paulo next week throughout January! Does anyone have any good bar/restaurant recommendations? TIA

Has anyone ever filed an episode of workplace violence after being attacked by a student? What was the process like?

What is appraisal cycle in Amadeus IT Group Amadeus ? if I join in Jan 2023 will I be eligible for it?

Please help for gaining 11support/hearts for unlocking the dm, cant use dm rn

Any referrals available for Hartford or a Travelers insurance?

Voice your thoughts about internal audit leadership and passion!

What was the original driving force behind you becoming a STEM Teacher?
What was your major inspiration or motivation?

Drop it in the comments below! 👇

What are some good product based companies to work as Data Engineer?
Good in terms of learning, interesting work and good work culture.

Anybody have the SQL server data mining add in on excel? Desperately need to run a really quick analysis through it but can’t configure it.

Hi all, I have an offer from PwC AC ...could anyone please enlighten me with the working culture, wlb, and any other useful inputs..this is for the strategy role

If an individual resides in CT and works in NY can we serve them in NY?

What's the average salary of an Engr II - Software Development with 2.5 YOE (lateral)? I know I'm being paid good but I just want to know if there are better packages being offered.

Anyone know what ASUG Talent Hub is using to source consultants?

Anyone in PwC's CMAAS practice care to share their experience. Thinking about transferring from audit.

When do you officially put in your two weeks? I have a written offer I intend to sign, but should I wait until they clear all the background checks and such (I have no more than a speeding ticket so I’ll pass). This is the first real job I’ve quit

Promoted to SSE with 25% hike and VP as 9% . I had received ACE award in Q3 . I have also maintained utilization report 100% still I got less VP. Can I ask manager to revisit the component

Anyone successfully use the $200 Amex hotel credit? The FHR and hotel collection redemptions are all pretty insane price wise. I’ve heard there are some good deals to be had in Vegas but looking for other options.

Incoming BA - any advice/links on the math for the best credit card for personal use?

SYW is either dead or caps out at $80

Amex Platinum Users - How does “no preset spending limit” get reported to the credit bureaus? Just got approved and 6 months ago my credit was around 580 so this is a huge achievement for me, but I’m also obsessed with maintaining my credit score now. Google has not been helpful; too many answers are no answer. Thank you!

Have a big upcoming international trip and trying to choose between the Marriott convoy boundless credit card or the chase sapphire preferred card to not have foreign transaction fees. Anyone have any experience with either and can help tip the scales one way or another?

Just got an offer to upgrade my Amex Gold to Platinum with a 100k point bonus (spend $6k in 6 months). Is this worth it to upgrade to platinum? Would you do it

Best SPG or Marriott in San Francisco?

Best way to cash $2000 in visa gift cards?

Fly to Columbus on connecting flight or to Atlanta and drive?

Which CC is better for sign-up bonus - Citi Premier 80K points or Chase Aer Lingus/Iberia 100K Avios points?

I churn somewhat regularly and am under 5/24 by 1. I think Citi's points are more valuable but maybe I should knock out another Chase card before I'm at 5/24 again, even though Avios isn't as versatile?

Any star alliance status match delta platinum?

Any suggestions on SPG/Marriott hotels in Barcelona for personal travel?

Would you rather have 5x amex MR points or 3x chase UR points for each dollar spent on flights? Why? Company let's me book flights on personal cards and trying to decide which to choose.

Where are the good point promotions? Spg (soon), Hyatt recently just ended and those were lame. Anyone know good ones going on or starting relatively soon? Interested in rental and air promotions, too.

Looking to apply for venture x before the offer goes away today. Anyone out there willing to share some of their referral bonus? 50 bucks?

Flying Qantas (One World). Will the segments count towards my AA status?

Is there a thread of company discount codes? ISO Hilton code (do not judge me my BIL is getting married at a Hilton and his fiancé is going to go postal if we don’t reserve a room now)

Anyone with systemwide upgrades to sell on American Airlines ?

I’m generally not a beggar but figured it was worth a shot: Does anyone have two United Club passes that are going to expire soon and you’re willing to share?

If hotels give you soap, shampoo, conditioner, body lotion, and cotton balls/q tips (sometimes mouthwash), why don’t they just supply toothpaste?