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You can select new regime which filling the ITR. Old regime will save you more tax. I am assuming you are salaried person, you can claim HRA upto 8000 pm without pan plus your pf contribution is part of 80c.
Above all you will get standard deduction of 50k.

Hra u can claim for more than 3lpa by giving ur relatives pan details. U can deposit in post office time deposit the remaining 80c component and u can close it in 6 months lock-in.

It is possible. In the new company, they will again ask for tax regime.

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