I recently received an offer for 200k€ in Amsterdam. Includes travel, 30% ruling, holiday pay.

Any idea if that is enough to cover a mortgage on a flat within biking distance from the city center without over spending on housing?

(3 small kids and a non-working partner)

like
Posting as :
works at
You are currently posting as works at

This is fantastic

like

Mortgage calculators show a €200k salary should give you access to about €1.1M mortgage (not taking into account 30% ruling, don't think it will move the needle too much). NB: mortgage is based on fixed income, variable pay (bonus) will not be taken into account in determining the max mortgage you are eligible for. Look at funda.nl what you can get for that (but know that the asking price on Funda is typically 10% or more below final selling price). You will need some cash to pay the transaction fees as well (2% + 5-10k for things like realtor, mortgage advisor, notary). Of course you can use more cash to buy a more expensive house.

Not sure what you mean with "overspending on housing". Your costs will be directly linked to the size of your mortgage, not to your income.

like

So helpful! I wasn't aware bonus was excluded. Thanks!

Wow! Which company?

like

Amazing! Which role, yoe, and company? Regarding mortgage, makes sense to call a bank and ask the numbers

That’s more than most two person household make in the NL. Enjoy the 30% ruling! Five years is not long enough 😅 (used to be eight) start checking the impact to your finances around year 3,5. I’m also curious about the firm but understand why you wouldn’t want to share! Good luck in AMS!

Related Posts

What companies do you recently regret not investing in?

like

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

like

Is there any way around PMI insurance if putting less than a 20% down payment?

like

I’m trying to decide on a hotel in the Maldives - currently choosing between the W Maldives and the Park Hyatt Maldives.

Does anyone have a perspective based on experience?

like

Hello fishes
Can you guys please suggest me the good term insurance plan and things I need to check before taking the policy.

like

My portfolio has been stagnant for a week now. Last few times this has happened, market has tanked. Anyone else feeling we’re at an event horizon soon?

like

Have 20k, what’s a good small business to start with this fund? Serious question here

like

What if institutional investors really buy into futures and drive BTC really high, as opposed to short selling them! Anyone have FOMO?

like

Does EY let you keep Amex rewards points?

like

Get upto 100% of your TDS as Refund in your desired bank account .
Due date for filing (ITR returns) for the AY 2021-2022 which reflects your transactions during April 2020 -March 2021, is on 31/12/2021.
File now to get rid of penalty for delay returns
Here we will e-file your IT returns
▪️▪️▪️▪️▪️▪️▪️▪️
Are you new to ITR filing???.... no Worries join and get our help to clear your queries

📲 8985907244

like

Anyone got the salary credited.

How much tax you paid... please also mention deduction u have used.

Let's make a list....will be usefull for all Amazonians

like

Starting at EYP next week, got a question about independence since recruiter and external site isn’t helpful at all.

There seem to be different categories of restricted securities. Do I divest them all or only the ones falling in specific categories ?? Thanks

Post Photo
like

You may not know what you want for Christmas this year, but your home sure does! Here is a Holiday wishlist we wrote up that will be a treat for your home this year:

🎄New paint job
🎄Video doorbell
🎄New windows
🎄A deep clean
🎄Solar roof

Your house has been good this year, splurge a little and give it some love back!

#JDTeam #homebuying #homeselling #realestate #chicago

For the past 2-3 years, I have obsessively tracked my net worth/income trends/investment performance over time. I checked my trends just now, and OMG I hit the 300k net worth mark right around Christmas. I guess I haven’t looked at my dashboard for a month. This feels so cool. I want to shout it from the roof! I can’t really brag about this to my friends, so I’m sharing here! 🎉 🎉

like

What all methods to save tax on a 22 LPA salary (fixed including PF both employer and employee) apart from standard 80C, NPS, insurance and home loan, etc

like

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

like

What are typical company policies in regards to religious observances? Would I have to use a vacation day?

like

Can anyone recommend a good fixed income investment that I can add to my ROTH IRA account?

like

How to know the GGID for checking final settlement payslip

Anyone have experience transferring stock out of Computershare? Rolled my old 401k to a IRA and am trying to figuring the best/cheapest way to transfer my former company stock to my taxable acct. I assume transferring to the IRA is not possible

like

More Posts

acd: “would you do meth everyday for a year for ten million dollars? you'd be able to choose where you rehab for free and —”

ad: “i’d do it for one million”

likefunny

Looking for face lotion recommendations. I feel like I can’t even wash my face because my skin is so dry. Maybe I need to start having a skin care routine or whatever. Idk where to start

like

Where do y’all think Ethereum and Cardano will be in a year? I’m hoping former breaks $4,000 and latter breaks $200.

like

Hi all, what salary range would be good for Head of Content (UX writing+ content strategy + direct reports) who reports to VP of Product at a series B, fully remote fintech company?
(MBA, 5+ years experience)

How is it legal for agencies to make you work unpaid overtime on nights, weekends and holidays with the thinly veiled threat of losing your job for lack of "performance" ?

likesmart

What do you all think about LaBrea/MidWilshire as a place to live? I’ve been toying with the idea of living close to the LACMA (I know, it’s closed) but I don’t know if I’m romanticizing this.

like

How’s the WLB for my Australian counterparts at T2 firms in Sydney/Melbourne?

Looking to do a transfer/rotation (from Canada) to Aus and am curious!

like

Stash vibes today

Post Photo

Any consulting opportunities in Charlotte, NC?

Happy weekend y’all

Post Photo
like

Anyone willing to refer to Abbvie?
Please dm me.

like

EY I thought y'all were a little better, but looks like the game is as chaotic as anyplace else. 3rd call with the same recruiter to chat about potential roles. 6 minutes over and there's not a sign of her anywhere. Maybe I should give up trying with EY?

Greece Vs Budapest, Vienna, Prague during first week of October for 10 days. Which one do you prefer and why?

like

Who here has successfully built a side hustle or startup? Who here is successfully creating additional income? Does anyone have resources [books, podcasts, anything] that have helped them?

likeuplifting

Hi guys,
I'm looking for a referral in KPMG. I have a particular job in mind which is very much relevant to the work I have been doing. Can anyone help me? Also please like the post for me to get access to DM.KPMG India KPMG

like

How do you/do you ever get over imposter syndrome?

like

Is anybody here a notary? And how much are you making from that? Is it a potential side-hustle?

like

Who all are coming to Sunburn this year?

like

One of my top talents just put in his two weeks notice and I had nothing to offer him to stay. I told upper management this was going to happen! I’ve spent months asking for a promotion for him, trying to push his career forward and got no traction. I know i did my best. He knows i tried. I still believe i work at a good place but i feel like we’re losing focus. I feel my boss is leaving soon. It’s a mess.

like

Hi
I am 2.6 years experienced cloud and Infrastructure engineer. I want to switch companies for better growth and learning opportunities. I have done AWS solutions architect Associate certification and AZ-900 certification. I have good knowledge on linux Administration, shell Scripting and java programming language. Please refer me or suggest me ways I can get calls from other companies.

Additional Posts in European Consultants

Looking for a referral to Kearney in UK or Belgium. Are there any Kearnies ( :D ) in this bowl who would be willing to help?

like

Bain & Company folks; anyone willing to refer me for the London office?

like

Bain & Company McKinsey & Company Bain & Company Boston Consulting Group fishes, in job descriptions it is usually written that knowledge of local language is mandatory. Is it true? It would be helpful if you mention your country as well. Thanks :)

like

Which city is the best to live in for a couple in their mid twenties?

1. Hamburg
2. Munich
3. Berlin

Thanks in advance!

Hello - moving the NL with my Dutch husband this Summer and am interested in MBB. I don't have a masters (not common in the US), I have my bachelors. Is it possible for me to still get into MBB? Is anyone willing to chat about office culture and willing to give a rec? Thanks!

like

Has anyone switched from data science "consulting" to Google. And would be open to answer a couple of DMs? Or share their exp. on herr? Thank you

like

Why does Deloitte pays such a low compensation compared to its peers? And also if you compare the salaries to US it’s too low and very less bonuses. Just curious to know

like

What is the average pay for Senior Consultant role at Big4 firm in the Netherlands? Consider M&A function. Also, what is the average yearly pay bump in net amount?

like

Any thoughts on salary/pacakage for a Solutions Architect position in London vs Amsterdam? As the cost of living in Amsterdam is around 10-12% cheaper, would it have an impact on salary?

like

Is public sector consulting big in Europe (compared to commercial)?

like

Typical tech consulting salary in uk for 3 yoe?

like
like

Exit to Amazon London L6 with £95k TC (68 base, 10 bonus, and 19 shares, vesting 0-3-8-8). Is this a fair offer?
I was hoping for £100k TC.

like

Can anybody from Netherlands explain what a junior manager is at Deloitte? I got a salary range for junior manager from Deloitte in NL that’s lower than the salary range of a starting senior consultant in pwc. I was under the impression manager in pwc is junior manager in D and senior manager in pwc = manager in D

like

What are basic things to expect in terms of work culture differences? How is office life different, work expectations, etc in EU vs US? Really curious if many old etiquette principles still apply also

like

European fish: is there someone willing to share experience on Insead MBA? Trying to leverage it to transit to IB / PE

uplifting

Hi,
Any thoughts on
Plural Strategy ? Types of projects, wlb, exit opportunities, culture?
A recruiter reached out. Looking to do my due diligence before getting started with the process. TIA.

like

How many days/weeks are expected from a candidate (Manager+ level) to accept/decline offer?

likeuplifting

Currently last year student looking for consulting jobs / jobs in technology. Applying at Deloitte, Accenture, EY, Cisco. What would you guys recommend? Got even some interviews with start/scale ups. Wanne hear your thoughts 🙌

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal