How do you share your feedback or suggestions on your employee benefits with your employer or other stakeholders?

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Email to the benefits manager? In a similar situation about some particulars on the plan I have. Would love input on recommendations.

In my case we have a retirement plan where we are charged based on AUM. I don't mind paying a fee, but feel that it's unlikely a participant with 100k costs all that more than a participant with 1k. They actually have more investment options than I've seen at a lot of places.

They are penalizing people with higher balances (and definitely not encouraging people to roll balances into the plan, which could be used to negotiate lower rates overall with service providers).

My prior employers used a flat fee per person, and reduced the fee as headcount grew and the fee was spread among more people.

They can raise whatever they need to pay for the costs, my feedback is how it's allocated. They've already made the choice not to contribute more.

Do you have any insight on what you've seen in terms of how expenses are allocated.

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