How is a Roth Contribution different from an After-tax Contribution? Is it that earnings are taxed in one vs the other? If earnings are taxed, how is it different than a regular brokerage acct?

Hi folks ,

Can you suggest some good residential society near Gachibowli ( 2BHK or 1 BHK ) ? How much should I keep the budget for a 2BHK in that area ?

Thanks in advance.

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

Trading Event Sponsorship for Party Rentals! Hey everyone - as a nonprofit we are having an upcoming event and having sponsors for it. We don’t have a huge budget so we are looking to ‘trade’ these sponsorships for table/chair rentals. Since we are a nonprofit are we able to give them the deduction value to claim on their taxes?

What are some aggressive ways to control your spending? I tried a little but of everything(paying myself first, only debit cards,cash) but seems like i have the urge to spend and i do so. Any tips?

BakerTilly people, what application do you use to prepare your financial statements? Do you use word/excel?

What do you all think might happen to the housing market this year? Soar, Cool down or Crash? I think you all provide really good commentary so would love to know everyone’s opinion

I joined KGS 4 months back. I am taking home loan now. Do I need to inform about my home loan to any one in our company? Any one please help me with this query? Infosys KPMG Tata Consultancy Accenture PwC Wipro EY Cognizant

What's a reasonable average amount for basic cost living in LA (housing, food, transport, phone, internet..) for more context : single, would like to live in an independent studio in a nice area.

Hello Autodeskers,
I wanted to understand how RSUs work in your favour? I mean if I am getting rsus amounting to 40% of my package, and another company is matching the package with all fixed, should I still choose Autodesk package? How about selling them and taxation? Is it really beneficial or risky?

Is it good to get stocks as part of CTC which has 4 years vesting period?

CTC looks high due to this stocks but effectively i would not be getting it for the 4 years. Also the yearly hike includes this stock component.

CTC had fixed, variable and stock part. Variable and stock is almost 30% of total ctc.

Really confused if this is a good deal or is it a trap.

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

Anyone wondering what digitization and disruption of banking and lender relationships will look like? If at some point regulation allows customers to borrow directly from central banks, then will banks and buy side direct lending shops die out ?

Should I take solace in the fact that despite the great tumble I am still in the green (barely)? Hard not to feel like I lost the 50% gains lol

Can my vacation home be 45 minutes away if it’s at the beach? Or does that look suspicious? I want to get in for 10% down and lower rate than an investment home

What happens to your shares if you are partially, or not even 1 yr vested at a pre-IPO company and the company goes public? When you continue on your vesting schedule, what price do you purchase your vested shares at?

You can ask anything about mutual funds in India here.

If you are interested in earning extra income, please let me know. I do financial services, great opportunity! Dm me!

People worrying today should read books on trading psychology! Not being patronizing- it will help you in the future, not just for investments but for doing better in life!

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

How do I classify my property for tax purposes if I received rental income for exactly 15 days this whole year? Primary?

Hey guys,
Could you please help me with likes since it would help me interact and probably get more referrals and opportunities.

Thank you!!!

Is it better to try and look for a job in Canada or apply for PR?
I am currently in the USA and want to start job hunting. I don’t see a future for myself in the USA and want to move to Canada. I have an EAD and my spouse has an h1b.

Hi I am a 26 yr old patient account specialist making about 45k for a physical therapy company., that I have been with for 3 years. I’m now looking to for a 10-15k pay raise. Elevance is a company I’d like to get into for potential growth. My resume is available upon request, and any advice would be truly appreciated.

Does anyone want a ticket to the Mets/Phillies game

Anyone willing to give a referral for IBM and Deloitte canada, I am a new grad and looking to start my career in consulting

If you have two people who are assigned the same work and given the same resources/tools, but one person is more efficient/skilled and get their work done in 4 hours a day, would you penalize the more efficient worker for not being glued to their computer and running errands or going to the gym instead? (Say that they ask the team if anyone needs help, they are responsive to emails/ims and get all their work done).

Best consulting companies with exposure to the blockchain / digital assets space?

How do you deal with trying to live and establish a life of your own but also making sure to grateful and aware of the sacrifices your family has made to get you to where you are now?

Is anyone interested in connecting over coffee?

What is the salary structure of KPMG India?

Congratulations!! You are getting that email, call and a meeting to announce the highest salary you have ever received in your career.

Splits or not so much?

Seems like promotion goodies have started getting delivered!

Hi guys, i have a current CTC of fixed 30L and I got a variable ~8L (32%). I heard that Bofa doesn't give bonus so what is the ideal one can quote the HR and should look reasonable?
PS - I heard that Bofa gives an average hike of 10% whereas in consulting I have always received hike > 20 or above.
Given this and markets I was hoping for ~50L (considering 30+8)? Any suggestions. Also they are in an urgent requirement for the role to be filled. I need suggestions on this number. Thanks in advance

Hi Sharks,

I have 2.5 years of experience after completing MBA and want to get into consulting. If someone can please give me referral in IBM, it would be incredibly helpful.

I am a Data Migration Developer in SAP BODS. What would be the Salary for 5.7 YOE? I have an interview today with EY GDS. Please suggest

Booked UA biz, PHI-ORD. Delayed and re-routed PHI-IAD-ORD in economy (but still on original ticket). Will PQMs be based on the actual/longer routing at 200% fare class bonus?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

HYSA anyone recommends?

Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?

Mint users: why are my linked accounts broken every time I log into mint? Every one, every time

How much money would you want to have before purchasing an apartment? I am considering buying an investment property, I have enough cash to purchase outright but it would basically decimate my savings. Mortgage is not an option as I would be purchasing in another country.

considering betting a ton of money on tomorrow’s elections via “predict it”, as an emotional hedge. is this a stupid idea or a genius idea

What’s your target retirement number and at what age do you plan to retire?
Of course I know it depends on a wide range of factors, but I’m curious to get a sample from this group.
Mine is $5M at 55.

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

Has anyone used fundrise? What are your thoughts? Is it worth checking out?

Anyone looking at airline stocks or ETF play?

SBE, ABB, or BLNK for the best bet in the charging station space?

How is everyone feeling about the market today? Buy? Sell? Wait?

Ok, I haven’t done an HSA previously, but considering it for my family during this next open enrollment. What do I need to know about high deductible plans? How do y’all feel about the HSA - any downsides? I’m honestly a little worried about the higher OOP costs, but we’re also not significant users/consumers of healthcare, knock on wood. Anyone regret it and go back to a normal PPO/POS insurance?

Looks like unemployment, businesses shutting down and COVID deaths and new way of life is priced in till November elections

Question on after-tax contributions. I’ve recently upped my contributions to after tax through payroll (already maxing our 401k+contributing to traditional Ira to be converted to a Roth shortly contd

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

Using Robinhood to do some day trading. Bought a share of Amazon a few months back and have almost 30% ROI. Should I sell? It seems like it is too high right now and the bottom could fall any moment.

What’s a good target annual earning % for interest and dividends relative to portfolio size? I am new to investing and am generally just invested in the SP500 and total stock market via index funds

I started a small LLC on the side. My company is getting it's first client this month.

Wondering if any 🐟 have recommended resources on setting up initial consulting business thru an LLC.

Books, websites, tax strategies etc.

My LLC is already incorporated, but looking for guidance with the next steps (creating contracts, invoices, etc)