Question on after-tax contributions. I’ve recently upped my contributions to after tax through payroll (already maxing our 401k+contributing to traditional Ira to be converted to a Roth shortly contd

After I max out my:

1.) 401k for the year
2.) My HSA for the year
3.) ROTH IRA for the year

What do people invest in after that? Whats the most tax advantaged way to save once you have maxed all of the above out?

Has any one went from reinsurance back to insurance? The money is great and all but the W/L balance isn’t. Has anyone else felt the same?

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

Hello, I am going crazy. I am supposed to close on a house on Tuesday. The buyer did not perform an inspection and the lender did not order an appraisal. The lawyer says that everything is good on her hand but I am not sure if she is the deciding factor here. Can a home close without a physical appraisal ? I don’t have a closing time yet, just the date. My realtor reached to the lender and have no heard back.

I have the older United cc. If I wanted to get the explorer card to take advantage of bonus points could I just apply for it or would I need to cancel current then apply? TIA

So i forgot to move my 401k over from my old job a few years ago. Never done it since because I didn’t want to incur penalties. Moving job again, can I do it now?

Follow up on Rich Dad Poor Dad...General consensus is to buy real estate...So for those of you who have read the book, have you bought any real estate lol?

Any Art Directors / Senior ADs in SF or looking to relocate? Experience with healthcare clients a plus

Has anyone set up an NY 529 for their kids? Know there’s a 10k tax exemption for NY state taxes, but does anyone know if that per child, or across all children?

How diligent is Mintz background check. When it comes to education? My references, credit, criminal and work experiences will check out. However said I already graduated school when I am in reality a month away from graduating. The company sent over the contract and start date at the same time as the background check.

Hi Fishes, I'm in a huge dilemma now. Im currently working with TCS and my CCTC is 10.29 LPA and I hold 2 offers, one with with Bank of America for 17.5 LPA Fixed and with CTS for 19 LPA.
My last date is Dec-30 and I received a call today from TCS HR for retaining me for 16 LPA max.
Earlier,before the call I had Bank of america in mind ahead of CTS for its work culture ,hike %, job security and other benefits. But here in TCS also I have very good role, job security and comfort.Please suggest!!

Guys need a small help
Please let me know some details on the benefits and salary for Senior Associate position at PWC,

What should be ctc ?
Associated benefits?
YoE: ~5
Consulting division

too ambitious to seek a 1-bed EV / stuy town on 100K ? If you have a success story please share (or send BK recs)

Off topic

Is there any low interest or interest free loan policy available in thoughtworks?

Current employees, please comment...

Does anyone use yieldstreet or crowdstreet for real estate investment?

Hi! Does anyone have a recommendation on a realtor? Looking for a condo in DC

Looking to refer a friend in the Las Vegas area to an independent advisor for term insurance and basic retirement planning.

Recommendations on local Austin sites for home search we are looking to find a rental for 6 months for ex. Sulekha in northeast is pretty common among Indians. Interested in condo/house type living arrangement v/s renting with apartments.

What’s a great bar to visit alone and hopefully make friends? Im BF27, single and just moved here for context ☺️

Guys pls help, can I ask for a salary hike after accepting the offer letter? I have 3 weeks left to joining.

What will be wise decision?
Techmahindra as Technical lead with 24lpa
Capgemini as Manager c2 with 20.5lpa
Deloitte as consultant with 18.15lpa(with variable)
?

Hello,

I am looking for a job change and feel that I don’t get enough interview calls as my notice period is of 3 months. Every company want immediate joiners.

What can I do here?

TOYE - 10 years
Skill set - RPA, UiPath, C sharp

Looking forward to join brillio in salesforce domain. Wanted to know about work culture, projects, wlb in the company. Any comments whether it's good org to join or not

Is it normal to sleep only in your vest and briefs?

I'm considering applying for all the Contact Tracing jobs I keep seeing. Any clue what the pay is?

Advice: my firm incentivized associates to get licensed in fed courts - 4 fed courts for a 5k raise. They also covered the admission fee. I just accepted an offer with another firm and will be putting in my 2 weeks notice tomorrow. Is it wrong to submit an expense report for the charges I incurred related to the fed court admission fees? I didn’t plan on moving to another firm; the new firm sought me out and made me an offer - the process happened so fast. I want to be professional about this.

What is your go to for getting stains out of shirts when they first happen? Nothing ever seems to work for me

What do I say and resign to get released early? Cant wait for 3 months notice period to get over.

Hi all! I'm new to Fishbowl and a recent college graduate. I'm looking for a full-time role once my summer internship ends and I'd appreciate help in finding some openings.

I have experience in pharmaceutical advertising (account services) and the publishing industry (editorial). I'm looking to work at a company I can utilize my passion for writing and account experience. Maybe public relations or corporate communications? I'm up for anything!

I appreciate any suggestions that come my way! :)

Curious to know what executive coaches charge, per hour, to work with senior leaders? If anyone feels comfortable sharing their own rate or what their company pays, I’d appreciate it.

Is there any position in Bain looking for a data scientist. I have more than 2 years of experience as a data science consultant and now want to switch to Bain.
Can someone here refer me for the same. Thanks

Any suggestions on volunteer opps in Atlanta? Would really like to mentor, but not sure if that’s possible given covid, so taking any suggestions.

Anyone going to SoFi's Atlanta members event tomorrow?

Anyone ever bought two adjoining townhouses and knocked down some of the non-load bearing walls between them to combine them into one bigger home? Ones you own of course, not rent, and assuming local town and HOA rules allow for it. Thank you!

Using Robinhood to do some day trading. Bought a share of Amazon a few months back and have almost 30% ROI. Should I sell? It seems like it is too high right now and the bottom could fall any moment.

Have ~15k to play with. Maxed 401K, plenty saved up for rainy day, good amount in brokerage account, no debt besides a condo I rent out and it has a bonkers low interest rate. I already play in the crypto space.

Any investment ideas?

I am doing a back door Roth IRA through Vanguard and while everything makes sense to me, I am unsure if an additional $6000 be invested for a non working spouse. We satisfy the criteria but two questions - 1) Is this still valid I.e., $12k can be invested for 2021? And 2) Any insight into how this is done - Vanguard doesn’t let me add more than $6k as it’s above the individual limit. I tried searching the bowl for specific answers but wasn’t successful. Inputs appreciated.

Can someone explain the benefit of whole life or similar products? I understand that they are bad for 99.9% of people. How does the 0.1% benefit? Taxes? Asset protection?

I'm struggling to understand why anyone would use these at all. Significantly caps your upside. If you are uber wealthy, why wouldn't you continue investing in the market? Why pay the crazy fees for these products that are essentially just 90% treasury bonds and 10% levered ETFs and covered calls?

Getting about $2200 back from Federal and $1300 back from NY State. Claimed 2 for both last year and having 2nd kid this year. Should I bump to 3 or keep as is?

Any good ETFs to invest Roth into?

SO and I are debating contributing to 401k this year since the rate of return is around -11% on our portfolios this year. I believe it would be better off saving the cash in my account.

I'm thinking of contributing again when/if the market picks up next year. Thoughts?

Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

My wife reads nearly an entire book per day just in her spare time after work, no exaggeration. I’m amazed by her and wondering what ideas are out there to monetize her skill? Book editing maybe?

After I max out my:

1.) 401k for the year
2.) My HSA for the year
3.) ROTH IRA for the year

What do people invest in after that? Whats the most tax advantaged way to save once you have maxed all of the above out?

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

Follow up on Rich Dad Poor Dad...General consensus is to buy real estate...So for those of you who have read the book, have you bought any real estate lol?

Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?

For my marriot members. Which cc do yall have for marriot?

Anyone part of F45 or close side red franchise opportunity with them ?

I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)