Question on after-tax contributions. I’ve recently upped my contributions to after tax through payroll (already maxing our 401k+contributing to traditional Ira to be converted to a Roth shortly contd

I read this super interesting article about how big companies like Toyota are investing in social-emotional training for their employees and seeing massive benefits. I actually think this could be a whole separate class for students of all ages. Learning about conflict resolution, growing your own self-regulation skills...it's really important.

How do I make millions?

Anyone here work at UF Shands in Florida? I’m interested in working there long term, but how easy is it to get in? How easy is it to transfer departments (such as from auditing to compliance)? Are the health benefits any good?

Hi everybody! I don’t have a car but want to buy one for my dad - needs to be moderately priced, easy and cheap maintenance. He drives an 8 yo VW which is slowly falling apart. What cars would you suggest I look into?

Given the hot sellers market, do you guys think I should plan to sell my house on my own (private) vs get an agent? Want to minimize closing costs/fees. Thanks!

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

Hi, does anyone know when an employee becomes eligible for maternity/paternity leave at either Gilead, BMS, or Merck? For NVS, it’s day 1 of employment but not sure if that’s common within the industry.

Can anyone help me to find a job in Legato, Bangalore? 12 yrs experience in US Healthcare.

Making this bowl to share thoughts and experiences about angel investing!

How long should you leave your money in a manager before pulling for poor performance (I/O is aggressive and horizon is shorter term 1-3 years)? This hedge fund manager I’m using is supposed to be “cutting edge”, but after 4 months my return is 1.4%.

Hey Guys, Hope you all are doing great. Can someone let me know about the work culture, is Saturday working, are there any shifts and benefits of HSBC Electronic data processing india, ecospace, Bangalore?

My wife has two offer ,already confused and don't want to apply for any other opening now.

TCS- 20LPA ( 15.8 Fixed+ 80k retention bonus after each successful year of completion+ 3.4 L monthly and quarter variable pay)

IBM- 20.35 LPA (Total fixed) and 50 k joining bonus.

Yoe- 7.3 years. Technology- IICS.informatica power center.
Which one to join considering-
1. Career growth
2. WLB
3. Maternity leave benefits
4. Future annual hikes

Please suggest

Hey Guys,
How is HCL DRYice (product division)
Are there any extra benefits of joining it, in comparison to HCL Technologies?

Have 50k in a checking account at a local bank getting no returns. I like having liquid assets since I support currently myself & girlfriend and any unexpected expenses my mother & younger brother have. Any advice how to calculate what I should keep on reserve vs. invest + learn about consequences of pulling investments early (more tax, fees, etc.). I feel like the inability to access funds when my family needs it has been the reason I haven’t invested outside of 401k and have this cash reserve

Any downside to holding some funds from my Roth IRA in my vanguard federal money market fund until I can buy the dip? I’ve hit my max contribution limit for 2020 by having a few thousand hanging out in there until I’m ready to buy. I can buy with those funds after 2020 contribution deadline right?

Is it mandatory to submit previous employment declaration while submitting Income tax declaration. Or we can just skip this. Since this is my 2 nd company not aware of this much. What happens at the end of financial year if we don't declare previous employment declaration. Seniors kindly help🙏

Graduating with my finance degree in about a year. I took a part-time healthcare position fill my employment gap but most of my previous experience is in manufacturing logistics and customer service. With my background, how do I break into a finance or accounting role? What positions do I apply for? I would like to make at least 45-50k a year min starting if possible.

Is it worth becoming certified in compensation? I have 5 years of benefits and my new employer wants me to move into Total Rewards. Is this a better career move than just remaining in Benefits?

Hi, I'm new to Dallas. Have been eyeing on rental investment in Dallas. Looking into Zillow, properties in Arlington seem to have good appreciation. Is it good idea to invest in Arlington? What other areas in Dallas can I consider (checked Carrollton, Plano, Coppell, Addison).
Thank you.

What are some locations with the highest demands for engineers?

Are all the Oracle certifications free irrespective of our team after we join Oracle? Or WT can do certification only of our manners assigns any to us?

Anyone work for a mortgage lender that offers competitive pay and flexible schedule? Fine with commish only but prefer to come and go as I please. Thanks in advance!

How unprofessional is it to accept an offer and back out before your start date?

How do you all feel about the new entity LTIMindtree. What are your fears or what are things that you all excited about?

Has anyone used a resume service befoe? If so how much did it cost and what company?

How did you go about finding a therapist and/or coach to support you in your career transition? What value did they add, what would you do same/different if you had the time again and any other tips?

@microsoft folks, any prep advice for a Senior Business Program Manager interview Friday? Especially coming from consulting? Got 3 interviews with people from the team on Friday

Founded a Nonprofit to help coach veterans in transition and exiting first responders and their families while focusing on changing the stigma of mental health conversation.

Cont

I’ve been in Consulting for 3 years and moved to Big 4 6 months back. I start thinking that it’s not for me. Too political and contradictory guidance from leadership. Seeking guidance about exit oppts

YOE: 3.1 years
Current CTC: 9.5 LPA all fixed
Tech stack: Java
I have following job offers:
UKG: 18 LPA (16 fixed) + 1 Lakh JB
Snapdeal: 22LPA (20 fixed)
Freecharge: HR discussion is pending but would offer more than 20 LPA

Not sure what to choose, designation is SSE in every company.
I want good work culture, WLB, good tech stack.
Also, I have 1 month NP left, can you suggest me some good companies to apply?

PS: New to fishbowl

Trying to get an investment job in Toronto as a new immigrant. I have 4 yoe in consulting, investor searching and financial service (risk). Currently working at call center to get local experience (bilingual), opportunities for internal transfer， while preparing for CFA 3 next Feb. Any ideas what to prepare in extra?

NEW TO THIS APP!
Requesting a few likes to start using DM.

Thoughts on DRS being absorbed by advisory? Is this true?

IBM or Globant for the Business Analyst role?

What are Auditors making at start ups/unicorns? Obviously the Software Engineers are the ones making small fortunes, but what about Auditors? Are they granted a good chunk of equity as well?

How do you guys manage your personal finance or budget?

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

Given the hot sellers market, do you guys think I should plan to sell my house on my own (private) vs get an agent? Want to minimize closing costs/fees. Thanks!

considering betting a ton of money on tomorrow’s elections via “predict it”, as an emotional hedge. is this a stupid idea or a genius idea

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

Investing newbie here: pros cons of getting a rental property vs investing in stocks?

Can’t find the bowl for this but quick question -
What are some credit cards like the Apple Card that don’t have any physical numbers on them?

I like the Apple Card and considering opening one but want to see if there are better alternatives. It’s enticing that if I lose my card, I can instantly change the number so someone can’t use it. Plus no numbers means someone can’t randomly make a large fraudulent purchase.

Anyone else long on AMT?

Has anyone used fundrise? What are your thoughts? Is it worth checking out?

Investor’s Business Daily: worthwhile?

Anyone looking at airline stocks or ETF play?

Hey all! Curious your thoughts. All else equal, roughly how much does the average couple spend in retirement per year? Trying to figure out how much cash we’d need saved assuming we retire at 60. Thanks!!

Any accountant recommendations in NYC? Looking for someone who understands the travel situation of consultants, etc. TIA!

Recently received 30k and wondering what to do with it. Not yet a homeowner but also not sure if we’re ready to buy anyways. Have a young baby. Any advice on how to figure out best use?

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

Anyone have a good online calculator or way to adjust their W-4 towards the end of the year so they don’t get slammed with a high tax bill? I know I’m too late for 2020, but curious for next year...I got slapped with a 6-figure tax bill last year. 😑 My wife and I made adjustments to our 2020 W-4s, but afraid it wasn’t enough.

After I max out my:

1.) 401k for the year
2.) My HSA for the year
3.) ROTH IRA for the year

What do people invest in after that? Whats the most tax advantaged way to save once you have maxed all of the above out?

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?