You can ask anything about mutual funds in India here.

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

How long before switching job? I have 2 years of HR Experience (1 year from each job) and I want to get more money.

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

Anyone here over 70% in VOO or VTI? Is that a smart move for less-involved investor?

Fedloan servicing's stopped interest payments until Sept due to CARES. I'm a recent grad with more loans than most. Would you continue manual payments on the principle or invest that money? ~$300/mo.

starting my first FT job and planning on investing 1k each month. any advice on how and where to invest this money?

Looking for a new credit card - currently use Apple Card as my daily. It’s ok. Interested in Chase Sapphire Reserve, but unsure the annual fee is worth it without being able to go to restaurants or travel a ton. Suggestions?

Anyone have a good online calculator or way to adjust their W-4 towards the end of the year so they don’t get slammed with a high tax bill? I know I’m too late for 2020, but curious for next year...I got slapped with a 6-figure tax bill last year. 😑 My wife and I made adjustments to our 2020 W-4s, but afraid it wasn’t enough.

How do you justify spending twice as much and saving not very much? As a post mba working professional in the city. What makes you think it’s worth it when family expenses may come up?

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

Does anyone think Biden will *not* further extend the pause on student loan payments until after the election?

Has everyone really lost faith in LTC? It seems that nobody is talking about it, and it’s not on anyone’s top holdings list (on FB) 🧐

My 911 just started production and I'm thinking about when it arrives. I've never financed an expensive car before, any tips? Do I go with Porsche Financial? My local bank? Other?

In my opinion, the slow ROI keeps businesses from seeing the importance of investing in the community. Do you think that attitude is changing?

People worrying today should read books on trading psychology! Not being patronizing- it will help you in the future, not just for investments but for doing better in life!

This may already be answered, but are embassies open for h1b stamping on India??. I am getting conflicting reports from my friends. TIA .

What companies offer the best vacation policy and sabbatical packages?

Any companies hiring for Forensic Accounting (Investigations, Litigations, AML, etc.) I have both my CPA and CFE.

I have been interviewed on 23rd April and was asked to upload documents on the same day. From that day my application status is Review in Progress. Does anyone have any idea till when I can expect call from HR.

Hey guys ,
I was a fresher when i joined wipro
My manager has given me rating 1 in confirmatory appraisal on may 18 may which happened after completion of 1 year at wipro.
I raised the issue of rating with my manager immediately , he convinced me not to worry , ratings are already submitted , I asked him to resubmit cause i don't deserve rating 1
So he said he will look if that is possible but didn't changed .Now after 3 months they are pressurizing me to put a resignation,what should i do?

anyone here in the midtown east area looking for a gym partner? I’m finding it very difficult to physically motivate myself every morning to go to the gym and think that if I have company, it’ll help. Prefer if my gym buddy would be F since I’m F but I’m also open.

First post-transfer blood work came back with “ok” progesterone reading. Doc wants to supplement with pills before bed. Any recommendations of how to boost progesterone? Is there something before or after the shot that can be done to increase effects?

Hi All, just sharing what on mind to vent it out from my system. Maybe with this I could gain some insights and inspiration.
I have been working as a data scientist since 2018 & have been the bread winner. I have neither been under a proper mentor nor with a team of peers from my field to help me out. I was alone and confused. I have never really got the chance to prove myself which makes me all the more depressed. I'm not sure what to do with my future, indecisive and low on confidence.

Anyone looking for people manager or head of people? 10 years experience in people in start up here

Hi friends I have offers from HSBC as well as Visa Inc. what would you recommend to join from better career perspective and brand ?
Software engineer with 3+ YOE

I have a confession to make.

Sooo AMC.. who’s in?

😂

Just had my interview with Deloitte. Overcome with happiness. I was told my skills and experience are perfect Deloitte.After months of being unemployed I have hope that I will find a job. God is Great

How much capegemini can pay to 3.5 YOE data engineer. I have an offer of 15 from another firm

Hi friends,
Does Capgemini provide settling allowance in case of permanent transfer from base location within 6 months of joining the organization?

Ive been practicing in TX for 2-3 years at a big law firm doing mostly bankruptcy work (and some trial) and looking to clerk at a bankruptcy court in SDNY/DDE/EDVA (I am well aware of how great the SDTX judges are but I am set on leaving Texas). Anyone familiar with how many apps these judges normally get or what makes candidates stand out? Are these judges generally not interested in someone who has practiced in a different market?

Hi everyone! Does anyone have suggestions on a good standing desk or ergonomic chair?

I’m completely new to Google cloud but I’m from CS background. I know programming, SQL, networking concepts, operating systems concepts etc. How long will it take me to prepare and pass GCP solutions architect certification? What’s your recommendation for preparing?

I have recently started with mutual fund journey ....first step is I have invested in elss for tax savings....guide me with further steps

Can anyone help in understanding small, mid and large cap?