Ok, I haven’t done an HSA previously, but considering it for my family during this next open enrollment. What do I need to know about high deductible plans? How do y’all feel about the HSA - any downsides? I’m honestly a little worried about the higher OOP costs, but we’re also not significant users/consumers of healthcare, knock on wood. Anyone regret it and go back to a normal PPO/POS insurance?

Is it good to get stocks as part of CTC which has 4 years vesting period?

CTC looks high due to this stocks but effectively i would not be getting it for the 4 years. Also the yearly hike includes this stock component.

CTC had fixed, variable and stock part. Variable and stock is almost 30% of total ctc.

Really confused if this is a good deal or is it a trap.

What's with companies charging full fees for diminished benefits? I'm a bit annoyed about being charged in full for my Marriott card annual fee and Amazon Prime mebership

Have you received the salary today? Got the mail now but no credit yet in account 😕

Question to freelancers: why?
What are the benefits and the odds of being a freelancer and how did you make that choice?

Have you ever regretted your choice?

I have an intern who's hygiene has slowly deteriorated over a few very stressful weeks at work. Should I leave them be, or gently remind them?

Currently in industry at 135k salary, poor healthcare, amazing wlb, a month of parental leave, work is okay.

Considering data science roles at :
return to Deloitte aim for SC in GPS
trying out EY GPS aim for SC
Gov job range is 100-120k and would need to negotiate up pto otherwise I’d for sure decline

-any perspectives appreciated

Any advice on where to go after PR (financial & healthcare)? I have one year of experience and have been pretty disappointed with my current agency. I have a been actively interviewing & was thinking to go into the sales route. I graduated in 2021 and really have no idea where I want to end up. I’ve been talking to people & networking trying to figure out next steps— could use some insight. The culture at my current agency isn’t the best & the pay is basically unlivable for NYC. Any thoughts?

I’ve been on Wellbutrin for about a year and it was working…but I feel the depression coming back. I don’t want to just keep upping the dosage (went from 150 -> 200). I’m not too sure what to do and therapy is something I can’t afford right now with my recent rent increase. Any thoughts or advice?

Ways to rack up cc points/miles while buying a home?

I’m considering investing into a special purpose vehicle (SVP) that would invest into a first round capital raise for a cannabis saas company...what are some of the key questions I should ask/consider? The company has already received seed capital from a couple big names.

Hi everyone, any tips for resignation letters, who to meet/tell first, what to do before your last day (i.e. anything adulty like 401K or healthcare)? Any insights would be greatly appreciated!

Anyone have a mask for sale in the DC area? Family member is lab staff conducting COVID testing and their facility ran out of masks a while ago.

How do you renegotiate your commission rate on TD Ameritrade and it’s platform ThinkOrSwim? Is this requested online or do you have to call in? Does it have a decent success rate? Im at the original .65.

Looking for a new HR opportunity in the Madison, WI area, or remote work. Any leads out there? 19 years experience, SHRM-SCP certified. Tons of employee relations, talent development, benefits, payroll, experience! Still growing in comp administration, and enjoying aligning people strategies to organizational goals and objectives.

Anyone implementing RPA in Healthcare?

Has anyone dealt with submitting domestic adoption costs for reimbursement? Do we just email them our receipts as the expense has occurred. Is there forms to fill out as well? I just started the process and made my first payment and want to know how to submit.

Hi All, i have been going through reviews in Glassdoor and every review mentions of a poor work life balance. Is it that bad?
And how are the typical yearly increments like if a women comes back from a maternity leave?

I was trying to figure out what my personality trait was a few days ago. It’s depression, my personality trait aside from work is depression

anyone here in the midtown east area looking for a gym partner? I’m finding it very difficult to physically motivate myself every morning to go to the gym and think that if I have company, it’ll help. Prefer if my gym buddy would be F since I’m F but I’m also open.

Are spg and spg points eventually going to get phased out due to merger?

Hello all, I work full time as an RN at the VA. I’ve been looking for a side hustle to do on my own time. I would love to review cases such as prior authorization, records for 2nd opinions, etc. The positions that I come across generally require a commitment of at least 24 hrs which is not feasible. Anyone know of any opportunities?

For those women with children or who are currently pregnant, when did you tell the partner you work with/HR that you were pregnant?

I truly will never get people who turn the AC on full blast but will be fully wrapped up in blankets and complain that they’re cold.

Hi fishes,

Kindly advise which should I join,
1: Morgan Stanley
2: Jp Morgan
3: UBS
4: BOA
5: Calypso

Note: similar range of salaries.

Torn between two offers-
Citi IA (MRA Validation - Risk) or Morgan Stanley IA

If base comp is equal, which one would you choose?

How to broach taking time during the day for Ramadan for myself as a junior consultant - on a COVID related engagement so I’m reluctant if it’ll be received well...
Also how much time is okay to ask for?

Anyone in the DC area know if the Friday prayer in Rosslyn (at Arlington Temple) ever came back after the pandemic?

Do recruiters ever reply to any of these threads

Anyone here have some good leads for sending a colorist reel out? Just cut a new one and recently incorporated. Trying to get the ball rolling for when things pick back.

Tips for becoming more independent as you progress from junior to midlevel? I am starting to be put into the position of just having to handle things including drafting and could use some advice from others.

How’s comp and culture at Altamont?

I'm looking to add a Branch Office Administrator...anyone have experience with hiring for that position?

Looking for referrals to major Life Sciences consulting positions for strategy/analytics in Toronto/ Canada.

Please and thank you!

Master’s in biotech from McGill. Tons of research experience, pretty solid resume, 3+ years of translational research, 1+ year of consulting experience. And rich profile.

Is Edelman the Goldman Sachs equivalent of Communications/most prestigious? I have heard mixed things.

How’s your agency handling performance reviews and goal setting this year?

HELP!
If I sell a mutual fund (aciex) to buy an etf (splg) in my Roth IRA account, do I have to pay tax on the sale when filing next year? How does this work? TIA!

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

How is everyone feeling about the market today? Buy? Sell? Wait?

Investor’s Business Daily: worthwhile?

Any accountant recommendations in NYC? Looking for someone who understands the travel situation of consultants, etc. TIA!

This is a post to reach out to Indian professionals working in US. How do you feel about investments in India vs Investments in the United States, all inclusive - real estates and stocks ETFs
TIA

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

What's the best airline stock to get into before the possible travel rebound next year? Do you also get in now or Q1/Q2?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

I am trying to justify house buying in HCOL city. The house cost is minimum 1.4m .monthly mortgage would be at least 7k(with just around 2k principal) rest goes to either int,tax. Not to mention regular house maintenance. How is it better than 3.5k rental. I understand appreciation and own house independence. But I am just trying to make numbers work.

Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work

Started my Roth IRA in 2019 and bought some funds that aren’t doing so well. I want to trade them for an index fund that the majority of my Roth IRA is in. Will I be penalized for “selling” before a certain amount of time? I don’t plan on taking the money out until retirement, just want to reallocate.

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

Anyone have experience with or recs for a good moving / shipping company? Trying to gauge typical cost, have about 5 furniture items to ship between states (7h driving distance) and would like them to load / unload. Thanks!

Anyone invest PREIPO via DPO?

At a high level, what is a better way to maximize returns?

File all 12 months in NY or
file a few months in PA and remaining months in NY (about 9)

I was in PA for a bit during the pandemic

Novice investor looking to invest 100K. Do I DCA into ETFs / Mutual Funds?

In what increments (eg. $1,000) and cadence (eg. Monthly) should I DCA?

How should I spread out the increment across ETFs (eg. Equal percentage in each)?