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Exit ops between general FAAS and TAAG?
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Is now a good time to buy VTI?
Exit ops between general FAAS and TAAG?
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Each card has its own utility.
Wells Fargo =Cell phone bill for free insurance in case phone gets stolen or damaged
CSR = eating out and travel
Amex: Groceries and gas
SPG = Hoteling at Marriott/Starwood properties
CF & Discover: 5% rotating categories
Citi: Online stuff like Netflix
Amazon: self explanatory
CFU: non bonus spending for UR points
I have 2 cards that fell between the seats of my car that I haven't bothered to retrieve.
Its more how much you have available and how you use it. Having 20k available and using 14k is not good= likely low score. Having 100k available and using only14k is good usage = likely higher score.
I have three, and only use one. I like tracking all of my spending in one place.
C in all stands for Chase.
F = Freedom
SP= sapphire preferred
SR = sapphire reserve
PRG = Amex premier rewards gold card
Corp card doesn't count towards your credit score so it doesn't count. Just be mindful of how frequently you own cards. If it's been awhile, then go ahead
6 or 7
Wow do you guys use all of them or just ignore old cards? I actually do have 1 more CC that i used in college (about 7-8 yrs old) which I just ignore and don't use since its from a local bank. So it seems like the number of cards you own is not the matter rather the number cards you open in a given period is more important? (i.e not opening too many in short time?)
I use 1 frequently, 3 not as often, and don't use the other 2. Credit score is 750ish and I the only thing not keeping it from going higher than that is the age of my lines of credit.
0
Oh wow. Thanks!
Like 10. Well over 100k in available credit. Build em up!!! Takes money to make money.
Like 10
CSR, CSP, CF, CFU, AmEx BC, SPG, Amazon, Wells Fargo, Citi DC, Discover
CSP, CF, PRG, amex plat, delta plat, amex Hilton reserve, SPG, discover, citi Hilton and maybe 1 or 2 more.
I have 3. 75k limit pretty evenly across all 3. But credit cards are like PA, it's all about utilization.
Four - $50,000 in availability. My utilization is about 1%. I always pay my balance off before it closes. 24 years old.
What are all these acronyms? 😩 all I know is CSR. What's CF, CSP, PRG, CSR
I have one. But al also an associate with no debt aka just building my credit