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The Anti-Bitcoin Asset You Likely Forgot About
Worried about inflation?
The U.S. Treasury’s Series I savings bonds have a 3.54% interest rate that will only go up as prices rise.
https://www.bloomberg.com/opinion/articles/2021-05-20/personal-finance-series-i-u-s-savings-bonds-offer-inflation-protection
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consolidation loan and have received an offer from AmEx 3% lower than my current rate. I’m shopping Marcus and SoFi for comparison. Does anyone have experience with any of the companies/products or have any suggestions for others? And before you start with the hate I took on some CC and student loans doing my MBA in transition from military service. I’m now very financially stable and ripping through debt at a really fast pace.
I have an account with both, but I put my money in the CDs which have a higher interest rate.
How much debt from mba?
~40k now. I had considered doing a student loan refinance but have been waiting until I feel stable enough in my career since you can’t go back to an income driven pmt once refinanced.
P1 - I will likely do some CDs I. The future but not until I get my debts paid off. I just wanted a place to park my contingency fund that will earn me a little bit of money. What has your user experience been with both? I guess my real question should have been feedback on each company’s entire ecosystem of offerings and customer experience. The interest rates are pretty obvious but I would like to keep things as consolidated as possible. Do you have any feedback on which would be better for the most products? I feel like I’m rambling a bit so I hope this makes sense.
Hmm my experience has been pretty good with both. Both involved just an online application. Transferring money into the accounts was also simple. I haven't had to deal with customer care or anything else since then - it was one of those set it and forget it investment for me. I get regular statements by email which I check once in a while. The high yield savings and CDs are the only products I have from both companies, so can't speak to the rest of their ecosystems.
Sorry I don't know if this helped you at all, but my experience with both companies has been just that much 😊
Look into “insight debit card” or “insight 5% interest savings account”. Takes a bit of setting up, but that’s the highest interest rate you’ll most likely get anywhere
@d1 any cons with doing insight i need to watch for? I just quickly googled it and its so appealing
https://meetbeam.com/?r=CASH-HJgEtkMkkQ