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If NAB matches your offer, why would you not join the other company. You didn't mention the company name but suggesting you to check and compare both companies on various parameters like job security, tech stack, other perks, distance from home, hybrid or remote model etc.
Better to go with 1L lesser in CTC, but choose stability.
Is there stability issue with NAB?or any other factor not to join nab?
NAB is new in India and they don't really have even basis employee centric hr policies. They are simply aimed to filling headcount.
Have you seen the hr at nab? They struggle for basic communication. Dont join if you have anything good.