I have 60,000 rupees to save per month. How should I invest to get maximum returns. I am not an aggresive investor and my horizon is 10 years. Also I need mixture of fixed income and equity mix.

Please suggest !!

Any good apps or websites to track your net worth across all accounts (investing, banking, retirement, house) without sharing your information?

Has anyone diversified and invested in govt bonds? What’s the yield like? Is there a lock-in term?

New to this welcome any article or insights

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

New to investing. Looking for any/ all tips... book recommendations, YouTube videos on how to get started

Anyone finding it harder getting managed money biz? If so, what changes or adjustments have you made in prospecting or sales approach? Thanks.

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

What happens to your shares if you are partially, or not even 1 yr vested at a pre-IPO company and the company goes public? When you continue on your vesting schedule, what price do you purchase your vested shares at?

Well I guess my holdings are never going back up in value

Which one would you prefer b/w local lender v/s establish financial institution when buying a home?
What are the pros and cons of each?

I'll be buying my first full BTC, if it touches 30k. Or should I wait little more?

How long did it take after getting your license to actually start making money?

My play for next week:
Sell the SPY 200 puts since the market would plummet. Look for opportunities to buy back, probably when the stim bill passes. Would love to hear your thoughts on it

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

What do we think is going to happen with student loan deferral? Any recent new grads thinking they’re going to pay back any time soon? Some argue Biden is going to keep pushing interest pause til next election then forgive 10k as a strategy to help get re-elected? I only have 15k to pay and can pay it anytime, but no incentive to when that money can be earning more elsewhere in the meantime, thoughts on what is really going to happen?

Chase Freedom vs Freedom Unlimited for everyday spend?
Plan to transfer points to my CSR.
Non traveling consultant

Don’t mix Investment and Insurance.
Buy term insurance in your early age.
Invest mix mode equity and debt .
Ping me for invest and insurance help.
Also get discount price for insurance

Best book you've read recently on personal finance?

Which bank account is better for salary account?

HDFC
Axis

Thinking about making the switch to BDO! Is there a traditional pension, like in B4?

Looking for procurement jobs any lead??

Hi sharks,
I am appearing for the interview process at Nagarro for the position of senior front-end developer (ReactJS). I have cleared the IQ & coding round as well as the first tech interview.

Could someone please help me with what I can expect and study for the second technical round for position of senior front-end developer (ReactJS?

Also, please help me get 11 likes so that I can DM some of you :(

Thanks in advance :)

which model deloitte usi banglore follows is it wfo or wfh?

My director tried to tell me "a hack" to maintain airline status and said I just had to get the airline credit card and spend $30,000 and I could keep status without ever stepping on a plane...

Layoff going on in Synechron ?

Have an opportunity to finally get out of insurance defense. But not really sold on the firm. Could finally get out of ID, but then could also end up at another place I really don't like. Def want my next firm to be long term as I've jumped around.

I am quitting my job and start a startup in Jan. Already have an offer from accelerators not sure if I take it yet. Any advice?

EYP fishes can you please comment on TSE culture ?

I’ve been working in public accounting (audit) for a year and I don’t enjoy the work and don’t see myself in this position for much longer. I’ve been thinking about going into marketing but stuck on how to get started. I know I have no prior experience, but since I’m early in my career and with taking some courses/certifications (Google analytics, SEO, etc.) to boost my resume, I’m hoping to make the switch. Any advice on where to start, what type of marketing positions I would align with, etc?

First year (ug level hire) and got email from apple recruiter. Would love to exit to FAANG but not sure I'm ready to leave BCG in my first year but maybe after 2-4. What is best practice?

How possible would it be to jump to industry with 2 years of experience and make 100K+?Located in HCOL, Tech background (CS major), worked mostly as functional analyst (requirement gathering, testing coordination, scrum planning). ISTQB cert and working towards getting AWS solution architect cert

Is there special experience or knowledge you'd need to be effective at a GCD level in Pharma? Or is it like any other account, just different products? I'm considering making the switch from general market advertising.

Hi,
I'm thinking of changing my career to data analytics. What course should I be doing?

Require referral for Data Engineer position in reputed companies in Pune.

Yoe - 1.2yr

TIA.

What is the procedure to follow to prevent ourselves from getting blacklisted after rejecting an offer letter?

Hi Fishes,

I have worked as a contingent employee in JPMC in one of their project.
After how many days can I apply for a permanent role with them ?JPMorgan Chase

I’m working on starting my own online show where I act as the news anchor and cover what I think are the most important stories of the week, but I feel like I lack the personality/presence to carry out that role.

Hi guys.
I have 4.2 years of experience in SAP ABAP .

HAVE OFFER FROM Sopra Steria - 16 LPA FIXED - Noida
INTERVIEW CLEARED Saint gobain - Mumbai

Really confused which one to join.

Hello Fishesh,

Can someone please help me in filing ITR? CA are charging 10% on returns. Not sure if we can do it by our ownself and save the same amnt.

hi Sharks

Can anyone help me what will by my inhand salary for CTC 31.5 Lakh((No variable) fixed ctc and i have home loan and life insurance of more then 1.5 Lakh
Employwr contribution to PF is 9450 monthly and i think same goes from my contribution as well

Inhand take home monthly pay for 20lpa in Accenture india? Can anyone please let me know the same? On the verge of getting an offer

Hi frds,

My CTC is 9.15
How much I will get per month ?

Hi Guys what should be the best ask for onsite Belgium in terms of compensation

Hello All,
Need 11 likes to enable DM.
Thanks

Hi All,
What is the market range of salary of an Assistant Manager in compliance (regulatory, Insider trading, AML) with 6 years of experience in a listed company?

Hi Fishes,

I have an offer of one company. Also selected in other company but for HR discussion they are asking me some documents including my current offer which I am holding.
Can I share the the offer which I am holding to them?

YOE - 3.8

Ctc offered - 16.7

Fixed - 14.5

Location - Bangalore

Please advise whether the package offered is okay or not. Should I look for another offer?

What's the inhand salary calculation for below 2 offers(after tax)

1. 34 LPA fixed pay ( both employer and employee PF included) 12% of Basic. Total 3.2 LPA in PF deduction.

2. 36.5 LPA fixed pay ( employee pf 12% of basic and employer PF is 1800 )

My Deductions are
1. 1.5 lakhs 80c
2. 50k 80ccd
3. HRA - 22k p.m.

How much in hand if 12 lpa package in TTL

Saala ye dukh khtm kahe ni hota be,

Rejection after Rejection - ab to count v yaad ni😔😔