I have an eye on a market that doesn’t increase much in home values, but does provide a nice profit margin after expenses. Almost 2x mortgage in rental income: $100k house renting for almost $1,250. Do people stay away from these types of markets or go more into them? Housing has been stagnant for years, but rent is so good!

Kpi reply krta b h is group me
Techm need NPS account from kotak only
How to open a new one.

Aside from the normal baby registry stuff, what are the best financial gifts people can give? For example: savings bond. Can you open a brokerage account to add to? What are some cool smart things you’ve seen or done?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

Client referred me to thier mother. Has $68k coming due in cds and wants income. Money is qualified. Refuses stocks. Wants some money short term. Any ideas?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Can anyone give me a rough breakup of expenses in Dubai please for a single person. Is 12-15k AED reasonable every month?

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

What states have a big law market where I can get the most out of my dollar? Also currently work for CA firm, if I move to another state does the state tax rate switch to where I live?

Finally I am a tax payer of India.... After 3.2 years in TCS, will pay tax on 8k😂😜😜😜

What motivates you to start or keep up a side gig? Is it just having more income or a specific financial goal?

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

@Partners - how much money do you need to invest I to the firm to get your partner share?

Okay guys give me a list of things to lower my taxable income. Make yearly with wife 200k.

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

What is the difference in subscription to notified and subscription to approved mutual funds?

Can anyone suggest if I can make a rental contract with my parents on a 1rupee stamp duty letter for below 1 lakh? If so, can I directly submit that to income tax department while filing the return for claiming refund or should I be disclosing in Deloitte Portal for last FY 2022. Also, I assume 11 months contract doesn't require to be registered with the govt? Please correct me if this is incorrect. Appreciate your suggestions on the above for tax benefit purpose..!!

Hi new to crypto! What apps/sites would you all recommend to start investing? I have Robinhood but it doesn’t have a lot of the crypto options

Anybody know what's up with QS?
Good to buy the dip? They down 40%

I’m so bad at writing the background/ facts section for briefs… it always gets heavily edited and no one is giving me constructive feedback other than “advocate more”. In contrast, my legal argument section is generally without edits. For context, first defense lit job post appellate clerkship. Is this normal?? Any tips for getting better other than “advocating more”?

Pros and cons on getting a designation? Been considering going for the CPCU designation to gain some professional development. Which designation did you go for and why?

Hey. Anybody looking to sell their car here in Chicago area ?

Hello Folks,
Good Morning.

Can anyone help me as to how can I start having experience in SAP. All my professional years I haven't got a chance to have a hands on experience but want to get an understanding of SAP.
Can anyone please help me with the same ?

What’s so good about the Georgia Tech OMSC and OMSA? Is it just the cost? Seems to be recommended by most of reddit

I’m a product designer with about 5+ YOE I’m exploring courses/programs that one could take up as a mid career professional. I have a keen interest in Service Design, Behavioural Sciences, Design Research but not very sure about the opportunities. At the same time I’m open to exploring Product Mgmnt and Data science as along with design. Any recommendations?
PS: I already have a Masters in design.

Im a test away from passing my HFA in Indiana and also have B.A. 's in psychology and criminology, my MBA, and have been an LPN for 8 years. Any area I should be looking or reaching out to for a job? Thanks in advance.

How do you engage with friends who constantly complain about the same problems at work and dismiss any potential solutions?

Anyone with document review experience able to give tips on running searches, specifically nextpoint?

Anyone here adopt a puppy during the infertility struggle? Husband and I considering it to have something positive throughout this situation and thinking the extra companionship would be helpful. I work from home. Husband has had many family dogs and lots of experience with it, I’ve had a family cat before. But not sure if it’s actually a good idea - wondering if it would truly help make us feel better and keep our minds off of the struggles or if it would just add extra stress. Thoughts?

Would Middle East offices still hire many people this year or sort of at a hiring freeze? (Think post-mba level)

Are there any PayPal only bowls?

How much fis takes to share service letter. As it's already more than 20 days.

I love my SO. We’ve been together for nearly a decade and are talking marriage. I know being with him though will require living far from my family. I love my family and dread the thought of being far from them. My SO has been transparent about wanting to return to his home country. I don’t want to lose him but I also dread being far from my family. What’s the right call here? Fwiw he’s lived in my home country for about a decade now but has been able to visit his pretty easily (cont)

I'm going to be teaching my first class when I finish school in January and I'm nervous. Any advice for my first day at school? Or what you wish you knew on your first day? It's my first real teaching job (1st grade) and I really want to do well.

Anyone else have a M.S and barely making over $20/hr in the healthcare industry? Smh, debating on a career change.

I have been working in healthcare clinics and health techs for a few years now. I’m an independent consultant. Bust, a friend of mine referred me to a big bank job. The role is of data governance manager. What should I know for the interview, or how can I prepare for it? Any thoughts? They told me I don’t need financial background. Data is data, but they wanted to know metadata management and how do I build frameworks/implement enterprise systems.

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Is it common for HOA to ask you to prove your car registration is up to date?

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Recently freed from the consulting game (starting end of next week) with a great severance and new energy around RE. Closed our first REPE fund last year as well as a sizeable personal portfolio in a large midwestern city, all on the side.
If you’re accredited and interested in putting some $ to work in this super low yield environment, ping me! Ramping up the next fund soon.

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

For those that built higher end homes, what kind of appliance budget did you have?

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

Any one knows what’s the easiest way to order a radon test for new construction?

Do you thank your tenants for paying the rent? A quick thank you text?