I have been declaring 1.5lks under 80c , HRA and i am still paying 35k every month as tax.. kindly let me know other options if you are aware to avoid tax deduction at Max.

Under 80c i have NSC component and would be deciding to stop and switch to ppf or elss, let me know your views?

How much is a good amount (% wise) to be putting into your pension pot? Would be good to hear at different salary brackets!

Poll - share your investment portfolio in your taxable account. Wanted to see different ideas. I’ll start - 25% FXAIX 25% FNCMX 25% FSPGX 25% FBRGX.

Started my Roth IRA in 2019 and bought some funds that aren’t doing so well. I want to trade them for an index fund that the majority of my Roth IRA is in. Will I be penalized for “selling” before a certain amount of time? I don’t plan on taking the money out until retirement, just want to reallocate.

Bought another 15 contract of BTC

We are still in profit net margin now $950K

Smart move or dumb one?

Why is it when I owe money to a state from my annual tax filings, if I don’t pay the full amount I get charged interest. But when they owe me, they ask for additional documentation and won’t pay me interest for them stonewalling me. Not much volatility y/y in earnings.

Hi Fishes,
Had a very serious query. In my current organization I was not under taxable bracket by any means so I didn't submit any investment declarations or anything. But I'll start a new job in 2 weeks where I'll be under taxable bracket. So will I get a chance to submit my investment declarations in the new company for tds calculations in the middle of the year ? I'm new to everything so would appreciate your help. TIA :)

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

About to buy my first car, am I making a mistake? It's 2019 Corolla for 25K CAD (18K USD) all in. 45K kilometres (28K miles). I have 75K saved and earn 100K a year. It just feels too expensive, but it's hard to find something decent for less. Thoughts appreciated!

All my investment is in real estate - 1 primary and 2 rental. Total 3.7 M value and 1.7 mortgage pending. About 400k in cash. I’ve 0 RRSP. Is my investment strategy terrible?

Final day at current company tomorrow and I have 100k+ AMEX points I need to use before they disappear forever. How should I redeem them to get the most bang for my buck?

Taking a personal loan of 20k or more will it affect perm (GC) process?

How’s litecoin doing? Thinking to invest in it.

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Anyone willing to share thoughts on National tax- unclaimed property at EY?

Received an offer from EY but didn’t find enough information to get to know about it.

US Grand Prix at COTA officially renewed to 2026. Any idea when deposit holders normally hear from COTA/Fevo?

Hi folks ,

Can you suggest some good residential society near Gachibowli ( 2BHK or 1 BHK ) ? How much should I keep the budget for a 2BHK in that area ?

Thanks in advance.

Would ETH be the next BTC?

Anyone who has made the shift from a regular toothbrush to an electric? What were your reasons? Also do you think an electric is much better from an overall oral hygiene perspective?

Hello 👋🏻
Anybody with retention marketing experience (particularly adopting a new CRM system in their organization - SalesForce Marketing Cloud) or in contact with a retention marketing folk. I’d like to have a small chat around understanding this exercise. Let me know. Thanks 🤘🏻

Anyone willing to refer to a role at Flatiron Health?

Anyone at Motorola able to provide a referral?

What is salary range for P3 Position in LTI? What roles and responsibility will be expecting from P3?

I feel like I was straight up lied to during the interview process. “lots of opportunities to hit quota”. I’m sitting here with only one demo two months after joining the company. it looks like our team has only two people doing demos, and demos are only happening once every two weeks. At this rate, I don’t think I’ll be even close to hitting OTE. Are there any other companies hiring right now? I’ll have a discussion about my concerns with my manager soon, but there’s too many red flags here.

I’m behind on my IG game & want to catch up. I went to a few events before COVID that I want to share but feel weird posting it now. Do I put throwbackthursday or beforeCOVID hashtags? Something else?

TCS has given the BGV check to some vendor and today I got the message from that vendor to verify my Permanent address by clicking a link and then by enabling my location and taking selfie in front of house. I am not staying at my permanent address but I am at my present address. How can I take selfie and enable my mobile location and submit the form. Please someone suggest. @Tcs

What has been your worst experience working for a news agency?

Who's working from home these days? And which Bundesland are you in?

Do you feel like turnover has now diminished after this busy season or will it kick up again as we approach the next one?

At this point, I'm wondering if most firms have hired enough people or they are still on the lookout due to shortage.

Is fashionphile a legitimate place to buy a Chanel bag if it comes with an authenticity card? I know that there is at least some risk, but I’m trying to gauge if this a reputable enough place to spend so much money. Thanks!

Has anyone had any side effects from Ovidrel? I did my shot on Wednesday night and Thursday and Friday I was SO tired and fatigued and it was impossible to focus. Did my IUI on Friday and I’ve been SO crampy and in pain and I’m soooo cranky and irritable and I can’t figure out if it’s from the injection still or what

Stay alive, Chicago

What is up with the pet pics? Is it karma farming or spam? Either way kinda cringy, this is a bowl about job referrals.

Looking for a recommended software to scrape data from ZoomInfo.

Thoughts?

About to buy my first car, am I making a mistake? It's 2019 Corolla for 25K CAD (18K USD) all in. 45K kilometres (28K miles). I have 75K saved and earn 100K a year. It just feels too expensive, but it's hard to find something decent for less. Thoughts appreciated!

Hi,

Can someone tell me how many days does it take for the laptop to get delivered post the Laptop Delivery email?

Reason: i need to book a flight to my hometown and the prices are high af

I've decided to leave public for an Accounting Manager position in private. What are the different types of companies to consider and the pros/cons? What are the best ways to get the position? I'm leaning toward GL accounting at a publicly-traded company. My background is 3.5 years audit and 2.5 years technical accounting advisory.

Hello fishes, can we buy land/plot to save long term capital gain tax?

Hi Fishers,

DM me if anybody want to file ITR for last year, I will help you get good refund amount for whatever tax paid or deducted from salary during the financial year.

If my company is deducting tax on reimbursements for example relocation, flight travel, mobile usage, etc. Then how to show in tax filing? bcoz as per my understanding it should not be taxable as I am using my money and company is refunding and no extra income. It's like I have already paid once and while refunding company again deducting. Please guide on this issue.

My CTC is 21L and i have tax deduction for home loan at 1.5L and icici policy premium at 1.5L
How can i reduce my income tax in what all other investements ? Please guide me

Hi,

Kindly ping me if you need any help for filling up the ITR. I will help you to get maximum return.

Charges applicable.

Thank you

Can we show rent paying to parents if we are living with them.. Do company mandates that parents should be living in different city to qualify for such HRA exemption.

By investing 50k/annum in NPS I can save 15k tax per year.. Suggest me I should opt for NPS or not?

How to save tax for the money from freelance work? As i already have a full time job.

What are all the ways to save income tax?
CTC 9.8L

My Last working date at Wipro is 12th of june 2022, So How tax will be calculated for the financial year 2022-2023. My CTC is 8.4L
I will be working only 3 months for this financial year and in April month payslip i can see 6K deducted for tax and in the IT projection it shows around 30k tax deduction gonna happen. I will be joining another Firm in same june month
Please share how tax is calculated in my case and how to save taxes.

Base: 5 lakh
HRA: 2 lakh
Max how much I can exempt with HRA while filing ITR?
I live in my own house. I can pay to my parents in the name of rent.
What are the documents I need to produce?

I have a question regarding taxation of joining bonus.

I recieved a joining bonus of 1 lakh from my previous employer in last fiscal year which was taxed.
I resigned from the organisation before completing 1 year... Which will be deducted from my last month salary.
How does taxation works in this case.

Any ways to fake lta

Can I make rental agreement as paying rent to my dad for tax savings .. I would like to mention 46k per month as rent .. Please help .

Anyone from tax can help me on some tax related queries.

Q1-Can I claim LTA and LTA cash voucher both for the current Block?
Q2- In LTA cash voucher scheme i have a total expenditure of only 50K approx so how much can i get as saving for Tax?
Q3 How the above 2 can be claimed during ITR filing?

I have more Questions but if we get replies on these we can discuss further.
This can help everyone

Hi,

Can we use 10(10AA) leave encashment as tax exemption if we separated from the Job?

Note: corresponding tax paid challan info available in form 16

Thanks

Hi fishes,

My CTC is around 12 lpa per annum. How can i avail max tax benefits?

How much rent amount should I pay to get maximum tax deduction?