I have the Capital One Venture card and want to get the Venture X.

Should I apply for the new card to get the points offer or just upgrade my Venture and see if they’ll waive the annual fee? options with pros/cons in the comments

TYIA!

Who wants to start a DAO and buy time shares (literally lmao) in a watch.

Can rotate throughout the year 😂

Hey all! I’m 30 years old. About to close on a house with a 5.75% fixed 30 yr mortgage. If you were me and your goal was to maximize your net worth by retirement, would you put a few thousand dollars extra into paying down the house faster or invest that extra money in the market? The 5.75% doesn’t feel that low but also not crazy high so I’m torn. Thoughts? 🙏

Any pros and cons on either getting the capital one venture card or a credit card with United. I want to start traveling more and mostly fly with United since it has a lot of flights out of my nearest airport. Debating on which one would be better.

Is it the worst time to buy real estate because of the interest rates?

If you don’t know what you’ll be spending in retirement, how do you know whether to put the majority of your money pre tax or post tax?

With product design questions, I struggle to identify user groups. Once I do everything starts flowing and I’m confident. But the initial identification of user groups is something I find challenging. What’s your go-to way of doing this? For example, the question “design a podcasting app for truck drivers.” What types of truck drivers can I select so that I can prioritize a user group to focus on and begin identification of pain points and solutions?

Any realtor recs? Looking to buy in Seattle

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Who wants to start earning money online?

Hi all

The CPE courses that i pursued on june 30 got credited to next fiscal year

I raised a complaint to the us learner team and they reverted my credit points back to be compliant as of june 30th 2021

Today am shockingly getting an emAil that i am non compliant. In the system, my points have been again moved to next fiscal year

Please advice what to do. I have emailed them. But there is no phone number to seek help

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Received a license to grow in Mass. starting a company, have a great business model, pitch, and multiple competitive edges. Looking for 5M seed funding investment to get up and running. Any advice on how to find and connect with potential investors in this space?

Is the Schwab AMEX Platinum a Charge Card or a Credit Card? I can’t for the life of me find a definitive answer online.

What are currently the best Canadian credit cards for travelers? Looking for Aeroplan or bonvoy points or companion tickets

Hey Folks ,

Can you help me understand the PF deductions in Coforge CTC, Is it just the employers contribution ? And employees share will be deducted from Gross Monthly Salary?
Also about LTA , Can i opt out of it and get it as taxable amount?

Thanks in Advance 🙂

My firm doesn’t match my 401k — still worth opting in?

Anyone have a primary care physician they like in NY? Ideally one who integrates holistic medicine as well as western medicine? Bonus points if they’re on Cigna or take insurance.

Here's your save-my-sanity question of the day. Our classes end-- for the year-- in 3 weeks. We also will have testing and finals. Do you think "1984" + misc dystopia will hold Sophomore interest?

Currently interviewing for a nontechnical role (final round is getting scheduled rn) and I see there’s a new job posting for a different role that I might be more excited by, for the same/associated team. What do I do?? Email my recruiter saying I want to be considered? Apply? How does going for two roles work? The referral from the original job I’m interviewing for has expired fwiw.

I’m looking for a writer to help us with unique content for a heavy machinery/industrial website. Any idea how I could locate such a niche freelancer?

Ghosted by another recruiter after what seemed like a very promising phone interview. What is the fucking deal? Is there a list somewhere to track this kind of thing?

Hi.. i was offered A2 level, 19LPA for 4.8 yoe & cloud devops tech stack.
If i have a counter offer 25lpa with better role, will EPAM be open to negotiate? I feel the role & ctc are not on par.

Social work
@hospital medical social work

Can someone explain what makes The Island by Three so great?

Is it worth considering a career in Restructuring Consulting in the long term given that their work can be quite cyclical and hinges on the spectrum of the economy.
Or have I misunderstood this? Are the teams always busy with projects?

How long do you think this M&A slowdown will last?

Everyone says Geico car insurance is cheap . However for me it is most expensive. I went for Allstate/State farm which were cheaper than Geico. Am I missing something?

Does anyone have any book recommendations for information on buying a house?

If I received 2019 income in 2020, do I need to amend my return? I just received a K-1 for a few thousands that is for income earned in 2019. Not sure if I need to amend or if I can just put it in my

Mechanical graduate 2019 passout.
I had been preparing for government technical exams....now frustrated.....
Now , I want to switch to IT industry....I have intermediate level knowledge in Java.....Please help me with referrals or advice me on how to get a job

Guys, what's with the TopHire platform. Is it good?

If I have 5 years of experience with one PA firm and three internships, do you think a two page resume is appropriate?

Currently having a debate with my husband, so any and all input is appreciated.

I'm working on a Fintech startup related to commercial banking pricing. We would like to do some "expert interviews" with current RMs (we would compensate your time.) We want to better understand the friction points when it comes to price C&I or CRE loans. Please DM me if you are interested.

We are not looking for any private information, but more anecdotal evidence of issues that can be improved.

Final day at current company tomorrow and I have 100k+ AMEX points I need to use before they disappear forever. How should I redeem them to get the most bang for my buck?

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

Is the Schwab AMEX Platinum a Charge Card or a Credit Card? I can’t for the life of me find a definitive answer online.

Best cash back card to use in conjunction with CSR? Thinking about freedom unlimited (1.5%) but not sure if other cards are worth it. Don’t spend enough on groceries for the blue

Do you prefer the Westin San Francisco, or the JW Marriott for leisure travel ? or any other Marriott hotels in San Fran?

Had a flight out this morning on AA and volunteered my seat due to overbooking. Gate agent initially said $575, after boarding was complete she said she’s going to give me $850!

Qn about SPG platinum breakfast amenity - is it valid only once during the stay or for each day? I'm told I can use it only once during the stay 🤷🏻‍♂️

Has anyone seen any decent MQD run ideas for Delta recently? I’m about 8k MQDs from diamond. Seems the Aeromexico method is on hold until they are fully back up and running. Thanks!

Is there a thread of company discount codes? ISO Hilton code (do not judge me my BIL is getting married at a Hilton and his fiancé is going to go postal if we don’t reserve a room now)

What are some good trips to do with Bonvoy points in the Northeast (thinking more spa/relaxing vs touring cities) e.g Berkshires, Vermont etc

Can I ask SPG ambassador to help on my Marriott reservations?

Anyone know the cheapest way to subscribe to WSJ? You could redeem airlines miles in the past for a subscription but they stopped that a while ago I think. Thanks in advance!

Marriott or SPG credit card (for the sign on bonus)?

Has anyone gotten matched to Delta diamond from EP or 1K? In our status match program it shows platinum as the highest tier for matching. Any tricks?

Why won’t AA let me book business class flights with points if they’re available to buy cash? (Qatar flight on AA site)

Will SPG Green Choice award of 500 points also triple to 1,500/night under the consolidated reward system? Couldn’t find anything in the Marriott marketing materials

Found thread to gain status through match stream for all rental companies and 5 hotel chains

Travel noob question. Is status on AA or DL more valuable. Doing a DCA-ATL run for a deployment. AA is bigger in DCA. DL has more ATL flights and more alt travel options. Which FF program is better?

AA: now that we are back to zero, what’s the best way to quickly get to Platinum? Currently Gold

Have had several stays from a random person credit to my account (somehow my number seems to be connected to their reservations and name is very similar). Am I obliged to notify the hotel program?