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Thoughts on FFIV earnings?
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Assuming 401k and not Roth 401k:
Traditional IRA - straight rollover, no tax implications.
Roth IRA - pickup the balance in income, pay taxes now, and remaining amount can grow tax free. The 401k contribution will be eligible for tax/penalty free early withdrawal since you’ve paid taxes on it. Don’t recommend early withdrawal unless you have substantial need for cash.
Also assuming you made no post tax contributions to prior 401k
If you are going to have less income this year, and be in lower tax brackets, maybe a good time to convert to Roth. Item to consider
Cont.. Also should I continue with Vanguard or choose a different platform?