I once heard of someone getting a wellness stipend added because the 401k match wasn’t flexible. Made me realize companies sometimes trade benefits. Have you seen perks swapped like that?

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I’ve also had employers pay wages instead of taking health insurance

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I’m not eligible for the match so it’s added to my wages.

Yes, I am fully covered by my wife's insurance plan (better benefits/rate), and my employer offered a salary increase when I declined health benefits. So, I don't see why other tradeoffs wouldn't be an option to discuss.

Hmm I’ve heard talk about it but haven’t personally had any success

I've always tried to negotiate for better benefits, mainly more PTO. I never thought to try to swap one benefit for another, though. That's a smart ask.

I’ve negotiated for more PTO. It never occurred to me to negotiate on my healthcare or retirement plans. I wonder what else I’ve been missing out on?

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