I want to rack up points for my employees so my 2 associates can go on an international trip with their significant others. What is the best way to accumulate points in what order. I have 3 businesses. Spending is not an issue.

I have the following credit cards:
Amex Platinum personal
Amex Gold on one business
Chase Ink on one business

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It should be easy to find a card with a good point multiplier on restaurants. As for the other items, perhaps look into cards geared at customers with small businesses.

Also check your plat card — you probably have a great restaurant multiplier already.

I would have a target destination with airlines and hotels picked out. While you would want to have a card that accumulates the most points, if you’re planning to fly American Airlines or stay at Marriott hotels, their co-branded cards may be the best option (as an example). Or Chase has Hyatt as a transfer partner and Amex does not. While I may be able to get 5x at restaurants with an Amex Gold, if I can only redeem for 1c per point, it may not be worth it.

Also, this trip could be considered taxable. Just be careful about going too crazy or plan to foot the tax bill as well.

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