Any recent grads here who moved back in with family during COVID times? How much do y’all contribute every month to “rent”/groceries/utilities? Idk, I feel like I’m not contributing enough sometimes…

Tagline for award shows post COVID

What funds do people have in their 401k plans? And how did y’all decide allocation? Can’t tell if I should be more aggressive given I’m in my 20s.

Thoughts from any insiders at havas? Is there appetite for good work, how has the agency adjusted to COVID, are there any new openings on accounts?

I feel like working from home has been the death of my dating life. I used to at least go on 4 dates a month, and I was casually seeing a guy for a while. Post covid, I love my work-life balance but I'm never out. I can't meet people sitting at my desk, and I have no local coworkers to pull me out of the house for happy hour.

How much do you keep in the bank vs brokerage?

please please please take COVID seriously. A man who taught me and supported me for many years died yesterday from it and I had to watch him get buried today, it sucks so much.

Any recommendations on where to invest 10k? I have about 15k in stocks but I don’t think I’ve done a great job picking stocks. Also for people making 150k+ how do you budget your money monthly?

401(k) gurus - If I switched jobs in 2020, does the $19.5k pretax 401(k) contribution limit apply to each plan or is it across plans? Also, does it matter if my spouse (joint filing) is self employed and bootstrapping and is not enrolled in a 401(k) plan?

Guys 500$ to invest in alt coins..Any suggestions?

Junior Associates - How much student loan debt are you and your peers in these days? A few young partners and counsel at my firm were discussing the student loan moratorium and most of us were convinced we could have paid the majority of our loans off with the bonuses associates got these last two years. But we are all old and when we graduated 150k to 200k was about the max student loan debt people graduated with. So educate me. What is the average student loan debt these days?

How is anyone surprised that people like Caputo are highly politicized pieces of the COVID response

If I have a six year old and 150k in a 529, can I say I’m done?

Not sure if this is the right bowl but hoping to get some insight. I have a lot of student debt, and am considering refinancing with First Republic bank to get a (marginally) lower interest rate. However, their version of refinancing student loans has changed in the last couple years so now they offer you a personal line of credit. Is it a bad idea to refinance with a line of credit vs a regular student loan refinancing?

Is it better to buy stocks and options around 10 or after 1 pm central time to avoid the market rush/high at 9 and 12?

Hi Folks. I am a single and planning to move to Seattle. Need some recommendation if 130k is good enough to live comfortably in Seattle.

hi,
i got a offer letter from hsbc before baground verification but i taken education loan for my MBA this year 2022 but my tenure to pay is not occurred. i had credit score of 728 . is there any chance of getting revoke of offer letter

So if I short a position in my rollover Ira- and buy different stocks. I won’t pay taxes on it?

Thoughts on 3-page resume?
I come from a very varied background and can't fit it all on 1 page

For those who came to London thru their firm’s global mobility program, what sort of visa did you get? And was it a route to settlement? (IE did that time count towards getting ILR eventually)?

I’d like to start freelancing. How do you price your designs? GIFs, posters, spec work?

The thing I struggle with the most on a project is being able to quickly understand the business process of the clients across different industries. Any tips or resources I can use to improve that?

Any suggestions on Tech Consulting to Product Management path (certifications, courses etc)? 6yoe including tech implementations (BI, ERP) ; consider myself a generalist. Honestly looking for an exit into some intesesting product related work (potentially in big tech) but wondering how to reframe my exp & upskill myself in Prod space.

I want to get a bottle of liquor from Canada that isn't sold in the US. Can't get it shipped. Anyone from PA/DE/NJ/NY going to Quebec anytime soon that would be willing to bring a bottle back?

First afternoon date(ish) in South Ken. What are some good places to go for coffee/drinks etc.?

Hi all, I’ve recently onboarded as an HR recruiter with a small NGO. It has been wonderful so far. I want to make the most of my new role. If you have any suggestions or advise, I’d greatly appreciate it.

Got a job offer with a lower base salary but a guaranteed bonus structure that puts me ahead of my current pay at the end of each year. Has anyone moved to a position with a compensation structure like this? Was it hard to adjust when it came to your monthly finances?

Does TCS employees get any special discount in Croma stores?

Cashed out a little over $1200 of TRX. What should I put it into tonight? Just looking for ideas and I’ll do DD. There’s so much below me I know, but looking for small mkt caps specifically

Does anyone feel like these cryptos and short term real time pump and jump investments come at emotional and psychological cost? Money looks too easy and it gets frustrating when you just sold something that has been stagnant for days and the moment you sell it just skyrockets etc. just curious

Has anyone bombed their last interview (case or assessment) and still got the job? My assessment went over 10mins and so my interviewers and I didn’t have a chance to exchange much, but I did make an effort to ask if they still have some time and asked more questions related to the role. What are my chances 🥲

Massive liquidations 2 days ago, anybody saw that coming? Where to keep eye on this area when on-chain was all positive?

If I am planning on living somewhere in CT soon, is there some sort of general guideline to consider, keep in mind, calculate to figure out how much is enuf to take a job that requires you to commute to NYC 3 or more days a week? Or Boston 3 or more days/week?

Hey everyone,
I’m currently a Market Analyst for a small consulting firm. I’m looking for a new role with room for growth. I bring enthusiasm and experience in modeling, forecasting, and research. I would be grateful to be connected or referred for any open roles you might know of. Thank you!

Does anyone ever use their overtime meal to buy something else when at Walmart or Supertarget?

Decided to payoff my mortgage.

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

FIRE Newbie here - wondering how everyone is retiring early (30’s 40’s 50’s) if the majority of your savings are tied up in tax preferential retirement vehicles you can’t really touch for another few decades?

Anyone know of a good cross-border US/UK financial fiduciary?

How much are your biweekly paychecks after taxes, insurance, 401k contributions, etc. and how much of each paycheck do you tuck into savings?

Anyone else into Bank Bonus churning?

Given crazy market returns recently, do you still expect the market to rise at 10% over the next 30 years?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.

I have $20k student loans and have been paying $1k per month throughout pandemic to lower the balance. Would you continue to do this? I could pay them off, stop payments in hope of debt relief or keep up with current strategy. TIA

Newbie here. Did any one engage a financial planning service? I’m 34 with young kids, no debt, and $300k in cash. Absolutely no other financial/estate planning and overwhelmed!

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

I think I need Ex bankers as friend and accountants. I need people who we can discuss deals in the swift world with from time to time. I need people with great ideas in my life

Thoughts on staking crypto? What’s the safest way.

Any suggestions for joint investment account with a significant other?

Currently 25 y/o making 70k/year in Boston. I grew up pretty poor and I have minimal financial education. A lot of my salary now goes towards helping my parents get out of debt. My parents are no longer able to live on their own, so considering selling my grandmas house where they live (maybe 550k), paying off their mortgage (100k) and buying a duplex (between them they make about 55k/year). Is buying a two family home a good investment ? How much can I afford to spend on a new house?

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Should I put $20K towards my student loan balance of $230K before the no-interest period ends or max out my 401k, which I have contributed nothing to this year. I’m 25. Employee matches 4%.

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂