turns out me and my wife underpaid taxes by 12k. Anyone else getting a nasty end of year surprise?

When the senior manager expects you to create estimated tax payments out of thin air because the client refuses to pay safe harbor.

How much money do you keep in your savings account?

Anybody have experience with PenFed for a VA loan? Came up in a search and their rates are extremely competitive. Any reason I shouldn't take the lowest bidder?

How is 99k salary in New Jersey area ? I have to settle with family (wife and kid 4yo). How much i will get post tax deduction ? Can any1 help with approx expenses (avg middle class living) per month

Investment gurus - Appreciate pointers for resources (books, blogs, videos etc.) to read up on investment strategies. Just getting started and could use all the help. 🙏

What is everyone’s top 1 or 2 favorite books on personal finance? I’m always looking for a new one to bring into the fold of what I’m doing

If I contribute to a solo 401k, is the additional profit-sharing contribution (the 25% of compensation after the $19500 contribution) based on my gross income, or is it based on gross income minus expenses? Thank you🙏🏼

Taking a personal loan of 20k or more will it affect perm (GC) process?

Best way to get a home improvement loan? Any red flags/tricks to know? Is it worth it if o have the cash (would wipe out a lot of savings). Kitchen and removing walls is about $80k

First time participating in ESPP this last period. I received a heads up email that Morgan Stanley will get in touch to open a broker account, but not heard from MS themselves. Anyone in a similar situation?

Does anyone have any suggestions on small side gigs or other ways to make some quick cash for the holidays?

Anybody know any good financial advisors? My husband and I are broke btw 😂😂😂

What are ways I can spend my $200 airline credit for the Amex platinum ? I saw upgrades don’t count and I have status so already get free baggage, lounge etc.

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

New to investing. Looking for any/ all tips... book recommendations, YouTube videos on how to get started

Anyone invest PREIPO via DPO?

Solana 😭😭😭

I don't own any and it hurts.

Curious in seeing what people's avg cost basis is in this, when you purchased, and why?

Does anyone have any good mortgage broker recommendations that will help find a way to not pay PMI?

HR is scheduling the interviews without checking time with me. One interview was scheduled and then it was rescheduled to a different time at last minute. I wasn't available at that time so I mailed the HR for a different slot. They again scheduled it for a later date without checking the time with me.

Does anyone know what this means?
"Can anyone, other than you, claim a homestead interest in the property that will secure repayment of the loan?"
My spouse and I are applying for the loan and would like to be on the title.

Hi i am working in TMB bank as an officer. Now I am planning to switch to IT since my qualification is MSc IT. What are the certifications that i have to do and is to possible to switch my sector to IT

Hello Fishes,
My brother is a b.com graduate(2020 passed out) and looking for a job.
The problem here is because Finance jobs requires exceptional skills and academics due to which he is not able to get shortlisted for most job interview screening, he is receiving interview calls from great companies but not able to convert them.
If anybody can help even with an Internship position at their firm that would be a great starter to his career.

PS: leave a like so that I can send Dms across✌

Anyone in Mindtree working on SAP Hybris?

Which subfields of engineering are going to show the most growth in the next ten years, in your opinion?

What is your ratio of Net Worth / Annual Income? What's your age?

Would prefer if folks don't share their gross net worth or income #s as this is more about how have folks been doing given the resources they have.

How is the data practice team at coforge. They told client is an insurance company.
Can anyone share more . about it.

What’s paid better at McK? Associate or Analyst?

For Oracle referrals, please DM

SBE, ABB, or BLNK for the best bet in the charging station space?

Has anyone successfully managed their ADHD without medication? Looking for homeopathic remedies or tips

I know that people say it’s all about story, but with a certain gpa/gmat score is there a “floor” that you’re safe on? For example would someone with 4.0/780 (not me) be pretty much assured at least 1 M7? Or is there a reasonable chance that all M7s will reject them? Or is their floor just lower (T15 for example)?

TTP Properties of Numbers is kicking my ass. Any helpful tips/tricks to remembering all the rules?

What are/were your goals in getting your MBA? Career change or moving up? Are you straight out of undergrad? Or have you been in the workforce for years and are now going back to school? Curious to hear about your experience.

Heading to an M7 soon from a tech company where I work in a product-adjacent position. I didn’t need this degree to “break into” product management (former company would have let me transition), but I still figured it could be good for the long run.
Now when thinking about 100K in loans, I feel anxious about not getting a PM role after. Was this the right move?

Hi. I got selected as a consultant in Global business services role (SA&MA) in DI. Can someone throw some light on this practice as what it does? Will the clients be India based or overseas?

Are you a “Prodigious Accumulator of Wealth”?

N = 10% x (Your Age) x (Your Salary)

If your net worth is 0.5N or less then you are an under accumulator; around 1.0N then you average; 2.0N or greater then you are prodigious.

This is the millionaire next door formula.

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work

After figuring out FI/RE I am less motivated.

HYSA anyone recommends?

Is anyone familiar with McKenna Capital? I’m interested in investing in a real estate syndicate and McKenna looks compelling. Hard to tell if they are legit or potential scam?

Best way to get a home improvement loan? Any red flags/tricks to know? Is it worth it if o have the cash (would wipe out a lot of savings). Kitchen and removing walls is about $80k

New to investing. Looking for any/ all tips... book recommendations, YouTube videos on how to get started

Anyone invest PREIPO via DPO?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

Anyone have a SEP IRA? Is it better than a solo 401k? Understand I need to complete a tax form to initiate it but where do I go to start one? Rookie question, I know.

What is your ratio of Net Worth / Annual Income? What's your age?

Would prefer if folks don't share their gross net worth or income #s as this is more about how have folks been doing given the resources they have.

SBE, ABB, or BLNK for the best bet in the charging station space?

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

Is $250 (all in) for a bed and breakfast worth it? My GF seems think so but that’s a 3pm check in and 11am check out. Not sure the value is there?

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market