If you had 200k you wanted to put into VTI now, how would you DCA it? I’m thinking 20k a week for 10 weeks. Would you suggest anything different and if so why? Thank you for advice/thoughts.

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

How much do you make and how many years experience? I’m a senior para at a mid sized firm in Central FL. 10 years experience. I’m making $64k—fair salary?

Can the HR revoke my offer letter altogether, If I request for a salary renegotiation just 1 month before my joining date?
This for EY GDS, HR Manjula.

Hey guys,

Prudent is asking for top up of 3,7,10,15 so if i choose 3 lakh then i will get benifit of 7 lakh right as my offer letter had 4 lakh ?

Side gigs. What do you do to supplement your income (besides marry for money)? I bartender but that’s taken a hit with Covid. Thinking about some kind of tutoring set up.

Hi all.

Please suggest on the below:

YOE- 2.8YEARS
TECH SKILLS- .NET
CURRENT OFFER-10 LPA

What should be a good number to ask PWC india as an EXPECTED CTC?

Please suggest on this

I really want to:

1. Do something useful for society
2. Be more than a strategic advisor
3. Get paid a lot ($1M+)

Any options? It seems like these objectives are pretty much incompatible from my search.

Has anyone been successful in negotiating a higher level at Facebook than originally interviewed for? Interviewed for program manager but would really feel more comfortable with a Senior PM title. Also interviewing at different FANG for a Senior PM role and was hoping to leverage if I get this offer. Any thoughts?

Got 21.5% bonus and progression from staff1 to staff2. Lead catagory was - Differentiating. Domain Tech consulting

Is it mandatory to submit previous employment declaration while submitting Income tax declaration. Or we can just skip this. Since this is my 2 nd company not aware of this much. What happens at the end of financial year if we don't declare previous employment declaration. Seniors kindly help🙏

Salary range for Tax Manager at a regional firm in New England? Considering going back to public but would need to make at least $140k and not sure that's reasonable.

What should i go for TCS 9.5Lpa or Rategain 11.5 lpa

How is the new Partner promotion list looking like for PwC India ? Heard that their overall compensation has been slightly reduced. Is this true ?

What mutual fund companies you use most

I work in higher education, for a private university in the Midwest, and will be asking for a promotion to Director of Social Media. I would like to gauge what salary or % increase I should be asking for.

I'm coming up on 1 year since I was promoted to Assistant Director. (I was promoted bc the previous director left, but the truth is I'm not assisting anyone, and I've been running our university's social media for the last 3 years, with stellar analytics EVERY year since taking over.) TIA!

Don't you think it's high time ppl start calculating in hand salary and how much % hike to ask n all?? I feel that's immatured behaviour when few of them ask these questions 😐
Itna padliya, coding bhi ati h, exp bhi h... Phr kyu??

*Keeping an eye open for new opportunities*
I have my Bachelor's degree in Healthcare Administration along with 13 years of experience in healthcare. My experience ranges from medical coding, biller/AR specialist, patient financial advocate, and since 2019 my role is in the Quality department as a health care data analyst.

I’m sitting in a partner’s office on a Saturday night realizing this will never be mine. I’ll never have people sitting in my office saying I’m this person. Feels like I just topped out on life. Down.

Hello Guys, I've recently got an offer from Nokia for Senior business analyst role and CTC is 25.5 lpa (22.5 FP+ 3 vo). I've got 9 yoe as a BA. Do you feel it's a good offer?

whats avg ctc for a product manager with 20 yrs exp in nokia (India). any ball park figure, please share

Anyone have insight on how to move in-house at EY?

Hi All,

My current experience is 7Years with 15L CTC. I've recently cleared wipro technical rounds and waiting for HR round. I need some suggestions to negotiate the pay.

Is anyone know why the wipro extending joining date ? Is it safe to wait till the extended date.?

Hi Guys!
Need a referral in Cisco. Can anybody help me out there?
Thanks in advance.

What is the difference in responsibility between art sup and group art sup as well as salary ranges in NYC?

Hello fellow SAP Consultants!
I am SAP HCM consultant having 4.10 years of experience. I feel that this module doesn’t have any growth. My first switch took me to 9LPA from 6LPA and now the second switch is being offered for 11.5LPA where I can see my fellow friends in SAP having more than 15LPA at the same experience on their second switch itself. Should I be worried about my skillset? Any insights would highly be appreciated. I feel stuck.

So, a possible Blue Wave in November with some promises to reverse the 2018 tax cuts and maybe introduce at-death realization of capital gains - should mean a hectic November-January, right?

(Then again, I've been wrong before. Last time it was "So, a global pandemic that preys on the elderly, many of whom have a bunch of unused gift and GST exemption lying around since 2018 - probably a busy time for estate planning?" Was underwhelmed. )

Is New York even worth it for advertising? I just looked for apartments and almost spit out my water on the prices for such bad quality.

What has attrition been like for new hires at your office? Been hearing some pretty bad numbers from some of our larger offices.

The vet I’m shadowing agreed to write a letter of recommendation but still hasn’t done it, even with my gentle reminders. I REALLY need the letter ASAP. What can I say to convince him to complete it?

Firms hiring in Texas, Iowa or remote? Junior associate with CIPP (US +E), CIPM, and a post-grad fellowship in cybersecurity.

Hello Fishes,

Anyone here as VP or AVP in barclays...I've came across with one very suitable opening with barclays... Can anyone reffer me please?

How often do you A/B test and how do you conduct it? 

How often do you A/B test to see whether a button should be X or Y color? 

How often do you A/B test to see whether a button should be top left or top right corner? 

Do you wish your company did more of these tests? 

Which company is better in terms of technology, growth and work life balance?
Boeing or BNY Mellon | Pershing

New to trading and investing in equity. Have $200k in equity and $20k in MUNI bonds. How do you plan to diversify?

I just heard recently that if you refinance and your house appraises at 20% more than the amount owed, you can remove PMI. Is this correct? Getting a divorce and trying to keep the house but moving from a VA to a traditional loan and would rather not pay PMI if I don’t have to. House was purchased for $460k no money down (VA loan), refinanced at $450k to lower payments $400/month, now have $430k left on the loan... would it have to appraise for $516k?

Mortgage PITI payment would be about 50% of take home pay, but it fits easily within my budget. We max out 401k, HSA, and backdoor Roth. We also have about 150k in savings in case things get tight and saving an additional 1k per month. Is this still too tight?

180k base in CA: Is 1500/month net saving goal too aggressive?

Need advice on where to invest my money. I’m 27 y/o and have 100k saved. 25k with a badly managed robo advisor which has only given me +3% this year, 15k actively invested and 45k in cash (pls no judgement, I know about inflation, that’s why I’m seeking advice), 15k in my retirement savings fund. Want to ditch my robo advisor and start investing as diversified as possible without having to buy single stocks. Any advice?

Considering adding a REIT index to my lazy portfolio allocation for my 401K and Roth Accounts. Thoughts?

Tendies? 😊 🤚💎🤚

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

What percentage of your portfolio is active v passive? 29M - no mortgage kids etc - currently have 85% in low cost index funds and the remaining 15% in active ETFs and stocks. Curious how others are approaching this topic

I currently have both of my retirement IRAs in SPY (Roth & Traditional). I rarely ever see anyone here invested in SPY, it's usually a vanguard fund like VOO, VTI, VXX etc. What's you're reasoning behind that, and alternatively if you're in SPY, why?

Does anyone know of any first time homebuyers programs/grants that help with initial costs available in the state of Virginia?
Did a quick Google search but only found one option.

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

I've been allocating 100% of my Roth IRA funds to Vanguards target retirement fund 20XX. Should I keep doing this or do I need to start getting into VTI/VOO/VTSAX as everyone in this bowl is so fond of?

Thinking of moving $10,000 out of savings into a Vanguard mutual fund. Any recommendations for allocations? This $10,000 would most likely be used as part of a house down payment in the next 5-6 years

What's your target retirement savings? Target age? Combined or single?

Thoughts on a HYSA vs Vanguard Money Market Fund. Most HYSA are at ~1% and Vanguard MMF is at 1.3%. Should I park my money in a MMF long term, even when banks raise their interest rates?

Are Vanguard target funds good options to invest my 401k money in?

Stock market is like life, full of ups and downs.
In the hope of market going down maybe not to the March lows but close enough for me to buy.