Mortgage PITI payment would be about 50% of take home pay, but it fits easily within my budget. We max out 401k, HSA, and backdoor Roth. We also have about 150k in savings in case things get tight and saving an additional 1k per month. Is this still too tight?

Why does TD have two trading apps and which one is better? Currently downloading thinkorswim

24, one year in with my firm and just no clue what to do with myself. I have some passion for the music industry in general, studied a lot concerning health & healthcare but not sold on a MD...just feeling stuck with indecisiveness on top of the current climate. Tips?

What is comp like at a pension fund?

At what age did you become 100% financially independent? I.e. not a single thing paid for by parents including things like staying under their insurance

401k question - I know I can only pay $20,500 each year tax free but can I pay more in and get taxed or something? When I set it up it recommends 12% of salary which is going to hit the limit pretty quickly so what’s the deal here? (Not from US originally and this 401k stuff is confusing af)

Question for Sales leaders who’ve said “I did an analysis and concluded we just need more at bats”.

Does it feel like you’re saying something useful? Or are you also writing a book titled “In order to get rich you just need more money”?

How much has stock options changed anyone’s life here? Just started at amazon and I received 1500 shares post split. But obviously the vesting schedule is so long over 4 years and morale certainly will be up and down. I feel I’d be crazy to walk away before then and miss out.

Dumb question but anyone know what’s going on with KO in 2021? End of 2020 had stock approaching $60/share but then it crashed below $50 in 2021.

Hi - I have never used this. I’m planning to schedule fertility test. Would this programs offer me any benefits?

Thanks in Advance!

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

Hi fishes, anyone working at Deloitte UK currently? I'll be joining them in a couple of months and had some questions about the benefits they offer. Please DM, thanks!

Can someone clarify under Biden's new proposed capital gains tax, LT capital gains are now income? Meaning if I sold above $1m worth of stock, I'd be taxed at 40% regardless of annual income?

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Hey Folks ,

Can you help me understand the PF deductions in Coforge CTC, Is it just the employers contribution ? And employees share will be deducted from Gross Monthly Salary?
Also about LTA , Can i opt out of it and get it as taxable amount?

Thanks in Advance 🙂

Anyone here retire in late 30s or know someone that has?

Alright auto fishes, I’m in the market for a entry level luxury car. Open to used or a lease. I don’t plan to use it as a daily driver, live in an HCOL. Only restriction is that I’d like to keep my monthly costs at no more than $600-$700/month (including insurance, financing / fees, etc; have a parking spot already). Doesn’t have to be a European badge. Thoughts?

Does it make sense to max out my 401k if I want to retire by 40-45?

Succeeding in growth investing - how much is natural brains / talent / intelligence to know what to look at vs. can be learned / hard work?

Does anyone carry a driving iron? If so how do you find it?

Thinking of dropping the $ to buy a Titleist U500 2-iron... 10 handicap and wondering if I'll be able to actually hit it solid. I see my scratch/plus handicap friends hitting bullets with theirs

Ey Gds or Tcs
Offer of 18 fixed from ey
21 fixed from tcs?
What s better
Yoe : 9 years

Anyone have a good source to learn sql

Am an executive assistant and There is one executive I support who is very annoying. He doesn't behave this way with backup admin assistants when am out of the office

How do you deal or work with such people?

Anybody here who recently gave biometrics at VFS? Have couple of questions around documentation.

How is the WLB in Clairvoyant - an EXL company?

My recruiter emailed me saying that she has all the feedback in and she will share my profile with teams. Does this mean "on site" round is passed?

What is the expected range for comp at L7 ? Have an offer and want to make sure what to expect in terms of negotiation.

How long after sending your packet with extra info to the recruiter did you find out results from the HC?

Does Google value FAANG experience over consulting? Say if a person is trying to get into Google from Apple, will it be considered easier?

Have opportunity to work in my firm’s London satellite office for about a year and a half, and then come back to NY headquarters. In good standing with firm and have M&A and capital markets experience. Did not start traveling abroad until my bar trip (did not grow up with the money for trips like that) and think it would be a good personal and professional experience. Any thoughts / advice?

Anyone else struggling with hormones / mood swings? I am almost 16 weeks and been having a real tough time lately, feeling really down and stressed about things. Sadly, causing tension between me and my partner as well as he cannot relate and seems preoccupied with business as usual. Trying to get out the funk and just telling myself it’s all the hormones.

If I accept the promotion to Partner/Principal what's the least number of years I could work without it being a financial mistake. I have an opportunity to do something completely unrelated that's my passion, but I feel like that's the wrong decision when I'm this close.

The other opportunity should still be there for 2-3 years

Can anyone tell if SAP SDC renegotiates offer after releasing if I have a greater offer from somewhere else.

What's a reasonable salary range for first year Senior in an area with cost of living at 95%?

Has anyone found roles in Big 4 or industry that allowed more work life balance when their kids were young without damaging future career trajectory? I'm a partner with young kids and feel like I'm missing out on too much of their lives. Wishful, but my dream job would have a lighter workload in terms of time and pressure for the next ~5 years, but not set me back too much (or at all) when the kids are older and tired of me in a few years and I'm ready to be back at work full force.

How is partnership pay determined across service lines? Do partners in consulting get more units than let’s say audit ?

Just a discussion thread, but I feel like this is a good bowl to ask this. Does anyone else look at the vast majority of folks around you and think “damn, we are so over leveraged as a society?” Or am I just crazy?

Thinking of moving $10,000 out of savings into a Vanguard mutual fund. Any recommendations for allocations? This $10,000 would most likely be used as part of a house down payment in the next 5-6 years

Used savings to pay for business school, so now that I graduated I’m rebuilding my emergency savings. Do I both save and invest in Roth each month (in addition to 401(k) contributions) or do I put everything back in HYSA?

I don’t get why even the most reputable financial news still try to attribute market moves to people. It’s not individual investors who are in control of day-to-day moves anymore, it’s algorithms.

I currently have both of my retirement IRAs in SPY (Roth & Traditional). I rarely ever see anyone here invested in SPY, it's usually a vanguard fund like VOO, VTI, VXX etc. What's you're reasoning behind that, and alternatively if you're in SPY, why?

Anyone have a lawyer or personal finance advisor they trust and recommend in NYC? Post MBA and new to the city; I need to buckle down and finally get a will and outside $ advice on taxes.

SCARED MONEY DONT MAKE MONEY. BUY NOK 🚀🚀🚀🚀🚀

I have a recurring $30 charge on my credit card that I can’t figure out what it’s related to. The vendor name gives me nothing helpful and going back through emails, I don’t know what it might be - I’m not getting an invoice. It may very well be valid, but at this I just want to stop it and figure out what subscription lapses. How can I do that?

If WFH stays after vaccine(maybe split 50/50 with office and WFH) do you think that will have some major impacts on our economy?  our economy is based off of people spending money not saving. I think of all the lunch, coffee, happy hour, dry cleaning etc spending we used to do.

Will there be any tax implications from Venmo transactions in FY21 given the new fees they introduced earlier this year? Neither I nor any people I have transacted with this past year have noted that anything was for goods/services regardless if that was actually the case so am wondering if there will be any changes as to how things are accounted for or if any new forms are being issued.

For those of you invested primary in index funds, do you have a combination you'd recommend? I'm 31yrs and currently have about $400k invested in a few stocks, mutual funds and ETFs. I think I want to start shifting everything towards ETFs to keep things simple and just let it build value. Thoughts?

I don't have car experience but I'm going to buy my first car (used 2018). I don't have a mechanic to help test the car. Is it safe enough if I buy from a dealer with points inspection + low milage (< 30k km)+ clean carfax + contactless delivery? I have funds available to pay in full.

My partner and I are in the process of buying a PHEV that qualifies for the full non-refundable federal tax credit. We will both owe taxes in excess of the current $7,500 cap (will see if that increases with the new budget bill). If we both own the car (i.e. both names on the title), how do we manage filing for the tax credit when filing separately? Do we just pick one of us to file? Is there guidance on splitting the credit across owners? Does it matter what order our names are on the title?

Accidentally sold all my VOO stocks when I was trying to put in a trailing stop loss. 🥲 Feeling real crap.

How do folks feel about I bonds right now? They’re earning 9+% at the moment.

Parents- do you have UTMA/UGMA accounts for your children? Pros/cons over 529?

Finally got over my fear of timing the market vs time in the market. Finally bought some voo and qqq today and plan to DCA the rest. Thanks guys!

I’m originally from Brazil and most of my investments are allocated there.

Brazilian fixed income products are paying 13.25% returns and I’m wondering if it’s a good idea to secure this return in Brazil or if now it’s a good time to build a portfolio with US equities?

(90% of my money is on my Brazilian portfolio)

Next year, my wife and I will make $219,500 between us. If we contribute $15,500 to a traditional IRA, will that bring our MAGI down and make us eligible to contribute to a ROTH IRA as a married couple?