Thinking of moving $10,000 out of savings into a Vanguard mutual fund. Any recommendations for allocations? This $10,000 would most likely be used as part of a house down payment in the next 5-6 years

Didn't renew lease. Scared I wouldn't be able to find the next home, especially an affordable one with this current market.

They should extend covid rates

At what point in the home buying process do you ask the builder/seller for evidence that property taxes have been paid?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

Thoughts on purchase affordability - Married in southeast. 105k + 90k for 195k HHI. We have about 1.5k monthly debts between auto and student loans. We are currently looking for something in the 500s and believe this would be close to our max. What are others getting at this income level?

Anyone need a HYSA (Marcus) account referral ? Wanna get the high interest!

Does anyone else feel like they need to jump to LA to start making real money?

Hey FB fam. I’m putting together Financial success resources. If you have any books, articles or podcasts in relation to personal investments or real estate you recommend, please feel free to share 🙃

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Starting to get into investing and generally a pretty risk averse person so not out here trying to make fast money. What mediums do people generally use to invest? Think I’m too easily stressed to pick individual stocks, but happy to take suggestions for platforms for both. TIA!

Is this an aggressive position? Would you use final regulations effective for tax year beggining Dec 16, 2020 to support a deduction for calendar tax year 2020? Proposed regulations didn't include this exception. More details below.

Is it totally batshit to buy land in upstate NY and build on it “someday”? Would probably be financing the purchase.

Hey
I have investment in crypto and as per kpmg policies we cant hold it. Can anyone please tell is there any way of holding the same and not getting caught.

Associates - Care to share your rough budgets (income, spousal income/family support, rent, monthly spending, student loan payments, savings, etc.)?

Has anyone successfully claimed that income from a NY big law firm is not NY income based on TSB-M-06(5)I (May 15, 2006)? I think that my situation meets all the factors necessary. I am going to claim that the income should be sourced from Texas—I worked out of the Houston office from time to time while there. I was in Texas for more than half the year.

If I leave Deloitte after one full year post MBA will I still get to keep the first installment of tuition or will I need to return it if I don’t stay the full two years?

Anyone have a lawyer or personal finance advisor they trust and recommend in NYC? Post MBA and new to the city; I need to buckle down and finally get a will and outside $ advice on taxes.

How much are PCA/HHA positions hiring for ? What’s the highest offer you have received?

Hey Fishes! I have joined Capgemini this month. Will I be eligible for the year end bonus? Pls let me know! Thanks 🙏

Which machine learning conferences are FAANG companies recruiting at ?

Partners- joining a new firm next week at the manger level. Small group (~80 across US), what are some important things you think I should do to set myself up for success? I.e. what would impress you

18LPA vs 3.3K euro per month in Belgium/NL? Please advise. Family of three and i am okay to join my kid in a Dutch school since he is only 3yrs.

Going on a parental leave in a month. Anyone know of any remote, freelance/part time I can do to still make money on the side? Out side of Uber/Lyft etc

Hello Everyone, just joined this platform for the first time. Just got to know that I Need 11 likes on this post to start interacting with all of you. I work with Credit Suisse and would be more than happy to help anyone in need

Alright who’s the highest paid pencil scraper on here? Region, salary, agency size GO

How is Blackstone account in Wipro? How much CTC can I expect from Wipro during HR round discussion?

CCTC : 14 LPA
EOE : 7.2 years
Skills : IAM and Cyber Security

How many MDs and staff are in S&C? And split by market? I assume most are Europe/US

What’s BCG digital ventures comp model like?

I have an interview with Korn Ferry for an associate principal role and am curious about others’ experiences have been with work-life balance here. Also, I have an idea of what I should be compensated in this type of role, but any insights on how they pay compared to others would be helpful. Are you traveling during the pandemic or have client interactions been virtual? Lastly, if you are a consultant here, are you on billable hours? My current consulting role is not - so this would be new.

does anyone think tech consulting is a scam? Im currently a tech consultant. Im interviewing for an industry jobs and every company has been complaining about poor implementations. Thoughts?

Advice and tips for a first time rental property investor?

I am 24 saving up for my first property to purchase at the end of 2021 / early 2022 in the Long Island, NY area.

I’d like to save up around $50K in my HYSA for a property <$400K in LI. Does this sound reasonable?

Does anyone have any advice on investing in the LI area (best location, SFH v MFH) or just general first time rental property buying advice?

Thanks all

Hi Fishes
I am looking for a SAP FSCM or SAP FICO position with any product based or Big 4 company.
I have 7.5 years of experience in the same domain. If anyone has any leads, please share.
It would be greatly appreciated.
Thanks

My company just announced that they will stop matching for the 401K until 2021 (sigh). Do you think I should lower my investment percentage to get more liquid assets that I can use for buying an investment property at the end of the year and extra funds available for school as I return for masters? Or is there a better way to get returns?

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

SCARED MONEY DONT MAKE MONEY. BUY NOK 🚀🚀🚀🚀🚀

Considering adding a REIT index to my lazy portfolio allocation for my 401K and Roth Accounts. Thoughts?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

If WFH stays after vaccine(maybe split 50/50 with office and WFH) do you think that will have some major impacts on our economy?  our economy is based off of people spending money not saving. I think of all the lunch, coffee, happy hour, dry cleaning etc spending we used to do.

Do you think any of the major cruise line companies will go bankrupt? Debating if I should invest.

What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

How did you get started with your personal investing? I am 26, F, and currently have a 401k, and some money in stocks but not much. I’m extremely interested in investing, real estate investing and wealth growth and have been reading and listening to podcasts. Any advice?

Where do you guys invest/save Your emergency savings fund? How many months do you save? I feel I'm more conservative and save more because I work in consulting.

Looking to put $5K in the market. Which ones would you buy? Lululemon, delta airlines, Peleton, docusign, Zoom, etsy. Any that I’ve missed and should consider? Already have MSFT, BRKB, NVDA, BABA and multiple broad ETFs

ABNB @ $144. Invest or not?

Recommendations for best real estate investment books/podcasts/blogs. Primarily interested in rental properties

Thoughts on the Marcus Investment robo advisory rolled out by Goldman a few weeks ago? They charge low fees which is great, but I have a hard time seeing what makes it different than others.

Live in SoCal with a combined household income of 210k. What is a reasonable amount to spend on a house?

What is a good alternative to a HYS and/or a CD for short term 6-12 month horizon? Low risk similar to HYS/CD, atleast from a principal conservation view.

<$10 stocks to buy now ?

Have to use a financial advisor due to inheritance doc requirements. Where can I find the best low cost advising? Even if it’s automated or the low monthly fee with an annual review - I think those fulfill the requirements I need to meet. Thanks!

Are there any youtubers you would recommend for watching for stock picks advice?

Im looking to buy a home, program is zero down (no PMI). I make 150k base salary; take home 8k mon. Im looking to buy a house under 350k in my area. Im looking at a payment of about 3k including prop. taxes in a newly gentrifying area. My plan is to house-hack and in a year move out. Is this monthly payment too high? I have under 10k student loans (will get wiped) and no other payments. I want to make sure I can afford it even without tenants just in case.