Are Vanguard target funds good options to invest my 401k money in?

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I think they’re dumb and boring but if you really have no idea what you’re doing and are too lazy to research and learn how to invest and aren’t risk seeking than ya they’re an alright option

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Alright at best

Yes but you can easily do your own mix of investments and save >50% in fees

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Their rate of return is really low. I have 2045 target funds.

Target year is 2045. Lol

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Target funds are such a bad investment that do not grow. See what other options you have. I changed mine in early June to a plan and it was the best move I ever made.

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