If you were going to open your first travel credit card today which one would you pick and why?

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Chase Sapphire Reserved. The annual benefits are worth the fee, you get almost 1k in miles for signing up and most specialists have been saying it

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Amex plat has a 150k offer plus 200 in statement credit. Dm if you need the referral link. I have both CSR and Amex.

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Can you send referral to me as well?

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Always start with Chase.

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Venture X. Ultra premium travel card with a great portal and essentially no fee

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If you’re churning, I would double dip the CSP and CSR, but in general I recommend the Amex Platinum since the lounge access is better and that’s what I personally value

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Capital One Venture X. More benefits and statement credits than annual fee. Feel free to DM for referral or questions.

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Any downside to holding some funds from my Roth IRA in my vanguard federal money market fund until I can buy the dip? I’ve hit my max contribution limit for 2020 by having a few thousand hanging out in there until I’m ready to buy. I can buy with those funds after 2020 contribution deadline right?

1) I know that most of you will say that buying an expensive engagement ring is a waste and bad, etc. so let’s start with the assumption that I don’t care and it’s happening
2) does it make sense to finance an engagement ring purchase or buy in cash? If financing, how much would you have to put down for a ~$30k ring? (If you’re upset by this number just replace ring with car or education or wedding or whatever you feel good about lol)

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Anyone purchased gold or silver from Rosland capital ? Would you recommend it?

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Hi, I have 2 offers below,

1. 50lakhs per year in Bangalore
2. €105k in Netherlands

Considering the economic crisis due to war, inflation etc. I am confused on which one to select. Please guide me.

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United GPU question - if I have GPUs that expire on 1/1/2020, is the expiration the fly day or the booking date? Can I apply them to a flight that takes off after 1/1/2020 as...

I can’t believe I sold my NIO positions after holding for several months right on time at $53 this morning. What is a good price range to buy some positions back? Any thoughts? Thanks!

Do you use a series LLC for real estate holdings? Why or why not?

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Amex rewards is not as well as cards like Marriott or Citi AAdvantage. Isn't it better sometimes to use your card for expenses, but report it correctly and be reimbursed?

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I've got a YouTube channel about all things crypto and trading. It is primarily an educational channel, rather than one that is specific to investing.

Please post video requests here. (Continued)


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Hi Scholars, can some one guide on below salary breakup what would be the total in hand salary.

- 80CC is applied for 1.5 lakh per year
- For HRA calcuatio6Per month rent is 30k

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Overnight layover with some buddies in Doha - any suggestions for St Regis or the W? Landing around 11pm and leaving at 9am we just want to go clubbing and party before the next flight.

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So my home office is in city A and I got assigned to a job in city B. Would EY reimburse the flight if I’m flying from city C to city B?

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Has anyone ever tried to use their PIV card to book the GSA rate for a personal hotel stay

Hi, will be staying in London next week. Does anyone have an Accenture rate code for the Marriot / Hilton in London?

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Anyone got extra tickets to worlds or is going?

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How do you effectively plan for retirement?

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TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

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For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

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Do ppl really take approval from to do alternate travel? Even if flights are much cheaper than your usual flight?

What all methods to save tax on a 22 LPA salary (fixed including PF both employer and employee) apart from standard 80C, NPS, insurance and home loan, etc

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Any BCG consultants or knowledge experts willing to chat? Super interested in the space and role but unsure what the best fit would be. Have 2 YOE in sustainability.

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Anyone have a good therapist or therapy recommendation for the area?

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Anyone recently left Ibm..how did you returned your laptop

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My blowout shrinks so fast. I would like to use a flat iron to help, but I've never used one before. Would straightening it at 150-180° even do anything? I don't want heat damage, so I don't want to go above that.

Any HR pros able to explain the process for hiring US citizens to Canadian offices, and if that process is so onerous you would rather offer a much higher US salary to avoid it?

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Deloitte 🐠🐟 in the DC area, which health plan do you recommend? I'm with Kaiser and it was a huge mistake. I'm looking to switch for 2020!

Hi there. Anyone willing to refer for Ops M&A roles at KPMG? Thanks!

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What will be inhand salary?

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Hello fishes, Please let me know if anyone is willing to join TCS. Please drop an email to vishalaga6@gmail.com with attached resume. There are multiple openings for folks having 3-10 years of experience. Skills Required - J2EE, Java, PLSQL, Spring Boot. Tata Consultancy

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Is there any policy in Wipro where they will black list you when you reject their offer and didn't join the company???@Wipro

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Will rent in jersey city waterfront apartments (from Paulus hook to Newport) decrease this fall? $3500+ for one bedroom is insane…

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Damn, I gained probably 10-15 pounds since traveling M-F this past month.... So fat I hate sitting down working thinking about how fat I am. I'm not even that fat but my clothes getting tight

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Auditing almost serves no value besides a few misstatements here and there. Every company and analyst is reporting on non-gaap figures. The numbers we don't even audit

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2 weeks unassigned in may. Can I use PTO for those 2 weeks even if I haven’t accrued it yet? 1st year, and what are the cons of two weeks off? Like utilization. Etc

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How does the KPMG annual performance reviews work? At what month are the reviews done?

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My 70+ year old dad just got on Facebook and kind of rocking it! He is just on there spreading the positivity. Ha ha

And he only had to create 4 accounts to do it.

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How many therapists (and social workers too!) see a therapist themselves? Do you find it helpful?
I think there's this myth that therapists have all their own sh*t figured out, and for me at least I know that's far from true (hopefully it isn't just me). On the contrary, I think we should be leading by example!

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Anyone hire aresume writer? Thoughts on doing so?

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Additional Posts in All things points

Have any Avis Preferred folks tried just taking a car they want instead of the car they are offered? As long as it's the same class I doubt they would say anything.

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United GPU question - if I have GPUs that expire on 1/1/2020, is the expiration the fly day or the booking date? Can I apply them to a flight that takes off after 1/1/2020 as...

Incoming BA - any advice/links on the math for the best credit card for personal use?

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What are some good Marriott properties to stay at in the Dallas area with points?

If I book a flight via chase portal using points and I cancel will I get points back or airline credit?

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Platinum AF just posted. First time it’s come in at $695. That’s a losing position for me this year, I think. Anyone have luck getting it back down to $550?

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I have no credit history and am just out of undergrad making ~$100k. Any chance of me being approved for Citi Double Cash or Chase Freedom Unlimited? Do I need to get a “starter” card to build some credit first?

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Has anyone seen the changes to United’s loyalty program? Any thoughts on the PlusPoints or new qualifying rules?

What other cards to add to my collection? I have AmEx Platinum and Chase Sapphire Reserve. Fly Delta so AmEx is handy for lounges. Use Sapphire for dining/travel. Should I add Chase Freedom Unlimited?

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Do you still get points for food/drinks at the hotel if you don't charge it to your room and pay with your credit card at that time

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Best credit cards for a non-road warrrior after CSR and Amex Plat changes? I think Amex Gold and the Chase Flex are pretty good - do not think CSR and Plat are worth it anymore

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Why does Newark close tsa pre lanes? Terrible

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Selling 2 United GPUs valid prior to Jan 31,2020. PM me if interested.

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Staying at a Hilton currently and have had tons of minor issues in the 3 days We’ve been here. Room wasn’t ready for 45min after check in time, AC did not work, maids did not clean room...continued

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Room not ready (needs 5-10 minutes for housekeeping to finish it?) at 9:40 pm for a category 7 property

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Has anyone seen any decent MQD run ideas for Delta recently? I’m about 8k MQDs from diamond. Seems the Aeromexico method is on hold until they are fully back up and running. Thanks!

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Would you rather have 5x amex MR points or 3x chase UR points for each dollar spent on flights? Why? Company let's me book flights on personal cards and trying to decide which to choose.

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Is the late checkout until 4pm guaranteed for platinum elite members?

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Does Centurion Lounge access justify the Amex Platinum fee? 80% of foreseeable travel will be through IAH, DFW, and LAS.

Currently have CSR and thinking about downgrading to one of the Freedom cards. I currently have 150k in points. How would that effect it if I were to downgrade to a Freedom card?

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