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Hi Fishes,
Dm for Infosys referral with job id 😊
Walmart labs chennai or Deloitte bangalore?
Hi Fishes, Pls help,
YOE: 13 yrs
Cctc: 13 lpa
Have cleared HCL interview. Initially they offered 23 lpa (via proposed offer letter), but i requested to reconsider it for 25 lpa.
After 5 days, they sent final offer letter of 19 lpa (stating they can offer max 50% as per L4 approval).
Queries:
1. Is this normal or rare case, reducing the offer amount from what quoted initially?
2. Should I accept or negotiate?
I don't have any other offer as of now.
HCL Technologies
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Can I get a commercial loan without 25% down?
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Coach
Are u getting scammed? Drop the numbers and we will take a look
Need more details to help. What are the terms? In what condition are the units?
Congrats on the fourplex! Sounds like you’re house hacking. What part of it does she think is a scam? This sounds like a sound investment assuming you did your due diligence and are comfortable with all that comes along with owning properties and being a landlord.
Why does your mother think you’re getting scammed? Is it because she just doesn’t understand the concept of commercial real estate, or is she pointing something out? I come from a long line of entrepreneurs and business people so I’m lucky in that I’ve had nothing but support in my ventures from family (who are often involved). So in my situation, if my mother thought I was getting scammed, I’d listen closely. So this really depends on the reason your mother thinks you’re being scammed. (Sometimes people who don’t understand something are quick to be nay sayers!)
Coach
If I had to guess OP is "house hacking" where they take a low down-payment FHA loan and use it to buy a fourplex and their mom is concerned about it because she doesn't understand the set up.
Ah. So OP will likely live in one of his own units. Not the arrangement I’d choose, but it makes sense if done right.
My parents have always been skeptical about the stuff I’ve done and after years of not listening to them, they learned that I wasn’t irrationally making decisions or doing things to just piss them off so they stopped doubting me.
They will always give you good ol - be careful, I hope you know what you’re doing, think of the kids comments.
People will always doubt if they don’t understand. Even after trying to educate they refuse to learn so you just gotta figure out how to live with it and believe that you are making the best decision
Older parents can be negative and have the wrong point of view. It can be forcing there point of view on you.