When did u buy your first house( such as career level, savings, family situation), and do u recommend buying when spouse’s job/income is unstable?

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Fine. If you live in Texas an associate can afford a nice big house. Go to nyc and a manager affords a decent apartment, maybe. If spouse income is unstable then buy only up to what you can qualify for alone. Personally I try to only find homes that will appreciate quickly

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BTW - The book “Set for Life” will answer all of your questions. Also check out the book from Renters Warehouse CEO.

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Bought when I was unemployed - made a ton when I sold it - I wouldn’t recommend it tho I got lucky lol. (Wife did work however)

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A1 what is the book by Brenton Hayden that you are recommending? I've been googling for 5-10 mins with no luck

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This question is a bit silly. Location matters almost more than most of what you listed

Hey @Manager 1, I am looking for advices on other elements, not much on location.

Accenture 1, thank you! I will check it out!

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from logistic perspective..how are you guys transferring/moving your money from your US bank account? wire transfer? write yourself a check? idk about check, but cashing in $50k might raise a flag.

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Need suggestion:
I have offer from Morgan Stanley Budapest. They offered me 1.1 Million HUF Per month. I need advise weather this opportunity is good and how much can I save there. Also want to know whether it is advisable to move to Budapest.

Current CTC is 20LPA in India

Thanks!

Does anyone have experience with defi yield farming? It seems like a great way to make passive income, but I’m hesitant on how I can report the profits for my taxes. It seems pretty difficult to keep track of. Any opinions would be appreciated!

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Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

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Hi! I have a brokerage account with Vanguard. Does anyone know I can have tax withheld as dividends are getting paid through the year? Please note that I’m not referring to extra withholding on W-2. Thanks!

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I have $20k student loans and have been paying $1k per month throughout pandemic to lower the balance. Would you continue to do this? I could pay them off, stop payments in hope of debt relief or keep up with current strategy. TIA

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Thoughts on the new Chase Freedom Flex?

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Amazon stock is down to below 3000. Bought at 3300! Thoughts? I’m sure it will go back up, but when? And by how much? Appreciate any expert guidance!

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Serious question...should I sell or hold my Dogecoin? It makes up half my portfolio now and made me $40,000 this week. Think this is as high as it will go or is there still room to grow?

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likefunnyuplifting

26 y/o and a total investment newbie.

I have $100k from an annuity invested with Schwab and managed by a brokerage firm. My parents set me all up with this when I got access to the funds at age 21. So I’m not sure of the complete breakdown other than the fact that it’s diversified according to my tolerance for risk

Now, I also have $25k liquid cash I’d like to do something with. Should I just add it to the existing portfolio, or create a separate, self-managed account?

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Are we allowed to trade crypto on TD Ameritrade?

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I love that my 401k gets $200 in dividends every quarter

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Anyone have situational depression? Can’t stop beating myself up over a decision a year ago. Basically missed out on a massive amount of money. I know this seems trite and i never even cared thatt much about money before this year.

So many other good things happened to me this year - got married, got a puppy, moved etc, and yet the one thing i keep returning to is this decision as though i ruined my life. Ironically the only thing ruining my life is my outlook and yet i just can’t stop.

likefunny

Alright this bowl has convinced me I need to buy a Rolex. Where do I begin? I know my brother got a Batman GMT after about a year at a jeweler he never purchased from a few years ago, but was he just lucky? Do I need a relationship with an AD in today’s market for a Sub or GMT? Based in Seattle but would prefer to buy in Oregon to avoid taxes

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Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

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I have PMP prep books, anyone want to borrow them?

On average, what % of your lifetime savings should be directly in the market (MFs and ETFs)? This is excluding 401k, Roth IRA etc

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Coin a buy ?

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Hpw do I buy alt coins? Deloitte, a u tattooing?

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Are tech trans hours better/more predictable than M&A?

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Please suggest, how to get job opportunities in country like Canai, Australia or UK. I didn't find much through naukri

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Anybody have a 39mm Polar Explorer II? Thoughts?

Best group tours for 30 year old solo traveler in Europe? Thinking the Balkans, Greece, Turkey and Portugal. Can someone tell me which one is the best for my age group? I want to meet people preferably other solo backpackers around my age mid 20s to mid 30s. I would like to go out and party almost every night but also want to see the towns during the day

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Today’s Poison: Mixed Berry Smoothie

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What are the best and worst career decisions you’ve ever made? 💡

About 2,300 National Guard members will remain in Washington as deployment is extended through most of May

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When did free speech become so controversial?

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Hpw do I buy alt coins? Deloitte, a u tattooing?

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Anyone living in Pune Hinjewadi area, need help regarding flat.
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10.5 years experience with 6+ years in US consulting, MS degree from University in California. What should be the expected CTC?

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New to trading and investing in equity. Have $200k in equity and $20k in MUNI bonds. How do you plan to diversify?

Rental expenses: experts recommend spending no more than 30% of gross income on housing per month. What’s your: 1) monthly gross, 2) % spent on housing, 3) high/medium/low cost of living city? Trying to get an idea of how y’all investment fish prioritize housing vs savings.

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What’s the smartest allocation (for a late twenties person) of 100K right now, between ETFs, stocks, crypto and bonds? I am mostly in cash right now and feel I’m missing out on investment ops, but also wary of putting money in the wrong place. Any advice would be greatly appreciated!

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Just a discussion thread, but I feel like this is a good bowl to ask this. Does anyone else look at the vast majority of folks around you and think “damn, we are so over leveraged as a society?” Or am I just crazy?

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With rates going up, is now a good time to start a CD ladder?

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Hello everyone
Can someone tell what is the salary range for Data Architect(informatica, DWH, BI reporting) in UST.
Current CTC 26
YOE 13.5
Have offer of 38 from one of the Big4

Will UST counter my offer?
How's the work culture in UST?

Thanks

I’m leaving my job soon but I’m wondering if I should be truthful when I hand in my letter of resignation. There’s a ton of reasons but it boils down to: I’m worth more than they can pay me and I need to pay off these student loans. What should I say?

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Does anyone need a zero trust architecture environment mandated by the federal government. I can help.

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Additional Posts in The Real Estate Bowl

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

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Recently closed on a purchase between a land owner group and a NY based builder for 500 lots of of Florida.

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Where are you buying your kitchen cabinets? Used Ikea in the past but that's clear not going to work right now.

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Got an agent and she was useless for finding good tenants. Got frustrated and finally started finding leads myself and closing on one soon. I have signed a contract with the agent for paying one months rent as fee. How can i fight this or as he has been literally of zero value add? I will ofcourse ask nicely but wanted to see if i have any other options!

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Anyone want to aspire and get their real estate licenses together for a side hustle?

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When budgeting for a home, what is it typically based on gross or net? And what should prevent range be (from comfortable to overextended)?

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Trying to find an investment property to rent out for about $300k - what are your recs for location ?

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Anyone ever had the trim on your house painted? 2000 square feet, was quoted $3500. This included the trim, garage door, and front door. Seems reasonable, no?

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New strat folks.
1. Buy a condo complex.
2. Put the land under said condos into a land conservatorship (for taxes)
3. Rent condos at discounted rates (for taxes)
4. A small fee of the rent goes to a trust as a land conservation fee in perpetuity (for tax reasons)
5. Have another business generating revenue to offset this.

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Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

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What percentage of homes get sold without getting listed on the mls (off market deals)? Is it usually worth it for the buyer or seller?

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