I’m sure this has been posted before, so bear with me - favorite personal credit card? Considering American Express Platinum and Chase Sapphire Reserve.

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CSR all the way.

likehelpful

Platinum is phenomenal for travel like EY1 said, also the 450 fee is reimbursed partially ($300 a year I think) through Uber credits

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If you travel a ton, especially on delta, the platinum is unbeatable. Otherwise a lot of the benefits are redundant and the CSR is much more accessible/easier to reap the benefits.

CSR unless you are a Delta loyalist or you fly to/from IAD, LAS, DFW, PHL, SEA or MIA for the Centurion Lounge access. Excluded LGA because that Centurion Longe has been terrible the few times i have gone.

Platinum is actually now 550. You get $200 uber credits as well as others. Read the points guy on it, it’s very thorough.

I went CSR because even if I don’t personal travel a lot in year, I’m still always eating out and going to bars which is all also 3x points AND THEN 1.5 more when you use it to book travel. I don’t know for sure or anything but I think that stack might actually be the best benefit of any credit card out there.

Sigh

I have both... so wasteful but I love csr points and Amex lounge access since I'm a delta guy

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