I have a question on 401k loans. How is the principal repayment reinvested? Monthly? When the loan is fully paid? Do they cash out that portion of my investments or just use then as collateral?

Anyone have any legitimate passive income? I’m talking about something that takes sizeable upfront time investment to get going, but takes <5 hrs a week to maintain.

At what investment size should you typically start using fee only financial advisors?

If you were 22 years old with $55k in cash and $14k in student loan debt what would you do?

Anyone start later in life? About to turn 32 and my retirement savings are sad.

Hi guys,

I got my full and final settlement today but I can see no tax deduction. Does anyone know the reason. 4k tax used to be deducted every month till now. I also got gratuity and leave encashment along

I know there is no black & white answer, but what’s your thought process in deciding when to sell and keep the profit?

Any good bonuses on credit cards right now? (Jan 2022)

Already have Chase Freedom, Amazon (Chase), US Bank Cash+ Discover, AMEX, Wells Fargo 1.5%, all used for different expenditures to maximize cash back.

Thinking about getting the Wells Fargo 2% and closing the Wells Fargo 1.5%, and any others that overlap in cash back categories but at a lower rate.

Do I have to pay both states’ taxes if the company is in Boston but my role is remote and I’m working from NYC? What would be an more ideal way to file taxes in my situation to save more money?

Appreciate any insights/experience on this!

Fish friends. I live in Kansas but am starting a new remote job working with a company North Carolina. Are there any tax experts out there who know how to not get screwed by how I manage my taxes with this new job?

Looking for a panty dropper used car for around 40k. What would you suggest? Considering a wide range of options from x5 to F type

Everyone keeps saying that the real estate market is going to bounce back soon. At this point I'm more likely to believe that unicorns will take over the world

Is a 529 account worth it for MBA?

Dave Ramsey video about bitcoin came up on my feed. The guy called bitcoin a gambling slot machine and denounced it as an immature investment. Buddy is proud of his 3% yoy dividend returns lmao

Hi fishes

My package is 25.5 LPA fixed. Can someone suggest which tax regime would be better for me. As of now I do not have a home loan to claim tax benefit.
Also what could be the in hand salary in my case.
PF deduction : 153000

Who is trying to open a Binance account??? Are you trying to sell an ico you have or buy exposure to an ico?? All please respond

Didn’t realize crypto had MLK Jr sales too! 🤑💰

Do you think the market will rally tomorrow? Worth buying S-T calls on SPY?

hi Sharks

Can anyone help me what will by my inhand salary for CTC 31.5 Lakh((No variable) fixed ctc and i have home loan and life insurance of more then 1.5 Lakh
Employwr contribution to PF is 9450 monthly and i think same goes from my contribution as well

Hello Fishes, I recently gave the first round interview for a role in Hexaware and got a mail called CAF initiate asking me to submit documents. Does this mean I cleared the first round?

Hi Fishes , Strange Problem

I had cleared my all rounds with Hexaware and had filled the CAF form , offer letter processing was pending from HR side .

I have been trying to connect to the HR from last 60 days and today I got to know that the HR has resigned from organisation. 🤦🏻

I got to know this because I put up a mail to the HR’s email and delivery failed saying that email does not exist

Can anybody please provide me the HR mailing id of hexaware ? where I can report such incident

Hi fishes,

Had an interview with Hexaware and 3 days back HR1 called me and said she will send the offer letter next week. 2 days back HR2 called me and said a client interview is scheduled for you and I attended that. Now if I fail to clear the client interview round, will I not receive the offer letter that is promised by the HR1?

How is hexaware as a company in terms of work culture? @

What if Pakistan and India unite and form one single country ? Imagine the possibilities for our own people. Our cultures are more similar than our differences. After all we (both countries) are children of the same mother who just lived in separate houses (read partition) for 70+ years. All the money spent on military could be used for education , food and scientific development . Together we can be world’s superpower. What’s your take

How soon to take time off as first year? And how much?

Stop asking if we can unionize after being asked to work over the weekend.

Four words - Invest. In. Amazon. Stock.

110% Return on investment ( 1 year) and still projected to keep growing...

Laughable that banks and traditional 401k give you less than 5

Points wizards - I need some United miles stat. What’s the best conversion point source right now?

Thanks!!

Visiting Toronto in September, I've been there many times and have had a good time, though I've never fallen in love with the City. What are some of your suggestions for visitors beyond St. Lawrence market, CN tower and distillery district?

Also any recommendations for Prince Edward County? Favourite restaurants, wineries, towns and view points?

Would love to fall in love with Ontario this trip :)

Thanks!

For H1B stamping, while there are many cases of admin processing, which take 2-4 months, have there been any cases of Denial after that or do most cases come out of admin processing with approval?

Can those not picked in lottery earlier this year and whose status still reads submitted still expect a selection over the next 2 months in case those selected are denied approval?

Any tax accountants/attorneys in here? What would happen to the 401k of a foreign worker if they cannot longer maintain an immigration status and have to go back home? What about a ROTH 401k? Assuming they made after-tax contributions, would they still be able to take tax-free distributions if they are non-resident aliens for tax purposes?

Is TOGAF worth it? Been coding for 13 years and want to stick to coding / design work. Is it worth taking the test now?

Ouch... this Kennedy speech.

Do titles in industry matter when exploring an exit? Which title seems better - Principal - Strategy or Senior Director - Strategy if everything else is equal.

I submitted application for work permit canada and my fitment letter mentioned 1 year so will i get work permit for 1 year only?

Anyone just out of first trimester struggling with sciatica pain on right side? It’s excruciating and not sure how to alleviate - I read up on some stretches?

Can someone point me to some material where I can read about profit sharing vs 401k. I get the concept, but I am trying to understand is 10% profit sharing vested over 5 years better than an employee 401k match of 6%?

From my understanding 10% PS is better because it’s just a standard 10% on top of whatever I contribute though it takes 5 years to vest. Does this mean if I leave before 5 years I don’t get any of it?

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

If I have access to both to buy through Fidelity, any reason to choose IVV vs VOO? Why do you pick one over the other?

What are your thoughts on Baidu as an investment?

Anyone using roofstock? Model seems really interesting. Would love to talk to someone using it.

I want to open a Roth IRA for my mother (55). She makes about $9k from an international job and doesn’t file a U.S. tax return. How does the government check if I find it with the maximum of $7k?

What should I do with my cash in this environment? Have quite a bit sitting in savings which is obviously not ideal with inflation running high. Are ETFs still the play?

Hello fishes. Need some insurance advice.
My parents are dependent on me. My 62 yo dad and 57yo mom do some part time work and makes $1000/mon. Dad has some health complications like diabetes, high bp, genetic heart issues, liver problems etc. Does it make sense to get a life insurance for him - 20 yr term, $1M coverage. Premium is around $500. I am thinking I can pay the premium but if something happens to dad, it will help my mom pay be self-sufficient

Not sure if this is the right bowl but hoping to get some insight. I have a lot of student debt, and am considering refinancing with First Republic bank to get a (marginally) lower interest rate. However, their version of refinancing student loans has changed in the last couple years so now they offer you a personal line of credit. Is it a bad idea to refinance with a line of credit vs a regular student loan refinancing?

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

How do you boost your credit score within a couple of weeks? Very small increase needed.

With rates going up, is now a good time to start a CD ladder?

Are we headed for the long overdue crash/correction - red everywhere 👀

I finally created and set up contributions to a 401k account 🙏 whew! Now just need to watch it rain

Amazon stock is down to below 3000. Bought at 3300! Thoughts? I’m sure it will go back up, but when? And by how much? Appreciate any expert guidance!

I hope this bowl doesnt become just another WSB 😭😭😭 All I see are 🚀 and GME 😭😭😭

Trump just opened the economy, v shape recovery? Bottom is behind us?

Best simple IRA eligible fund with no minimum initial investment requirement? I’m early 20s so want something long-term, obviously

Can someone help me understand the advantage of Backdoor IRA. In my case, I don’t think My taxes will be higher in retirement than they are right now (32% tax bracket currently)