Investing during market bottoms is typically more straightforward, whereas during market highs, investors should exercise caution. Interestingly, retail investors tend to do the opposite.

I have about 50k saved up and was wondering if I should invest in real estate. I’ve noticed that the housing market is dipping in my area - advice?

Looking for good books on investing. Open to anything- real estate, stock market, etc. please leave any suggestions on what to read and anything to avoid - thanks fishes!!

What are yall buying?

How much money do you keep in your savings account?

I joined KGS 4 months back. I am taking home loan now. Do I need to inform about my home loan to any one in our company? Any one please help me with this query? Infosys KPMG Tata Consultancy Accenture PwC Wipro EY Cognizant

SO and I are debating contributing to 401k this year since the rate of return is around -11% on our portfolios this year. I believe it would be better off saving the cash in my account.

I'm thinking of contributing again when/if the market picks up next year. Thoughts?

Best side jobs for extra money? Really need to supplement my income..

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

4th year associate, 200k student loans—think I’ll be able to get a mortgage even with loans? Looking at a place for 450k. I have 3.5 years public interest work that counts towards PLSF and I plan on going back to government so I really don’t care to pay it down.

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

I use SoFi to consolidate and pay off my mostly private student loans. I’m gonna call to confirm later, but what happens if I’m 2 weeks late on making a payment?

Which consulting firm has the best 401k match?

Hours 4
Income $52.05
Average $13.01/hour

What percentage of your monthly income do you actually see in your check, your net pay? Basically, what percentage of your check goes towards all the different deduction? I get 50% of my gross income deducted.

Hi ,
I have got sodexo card activated today. I found there is Meal Pass card, Meal benefit pass card and Cafeteria card

Which one we get money loaded ? Will that only usable in Bofa cafeteria!

Love how BS credit score is. Got my score up to 800 last month only to go on vacation so my credit utilization went up to 8% due to the increased spending and my score dropped 35 points because I didn’t immediately pay the balance after charging the purchases. I always pay my balance in full each month and have never missed a payment, how is 8% credit utilization determined to be that big of a risk that my score got immediately wrecked, I don’t understand

I just left my pre-seed startup that was running out of cash (we made $100,000 in revenue this year, and sunk $1m in costs). I was making $40,000 as a developer (plus 20k stock options at $1/share per year) and they refused to pay me any more money. I have 17,000 vested stock options, total number of shares at the time of my contract was 4million. I’m a bit confused about share dilution and if it’s worth it for me to buy some of my stock options… thanks in adv!

Are you a “Prodigious Accumulator of Wealth”?

N = 10% x (Your Age) x (Your Salary)

If your net worth is 0.5N or less then you are an under accumulator; around 1.0N then you average; 2.0N or greater then you are prodigious.

This is the millionaire next door formula.

How often do you come across Schedule F? I have prepped 3 tax returns for farmers this busy season? It’s interesting. I’ve worked for large and small firms. I never had to deal with Schedule F until now.

What do you do when you’ve been basically kicked out of your room so another teacher can move in and now you’re stuck with nowhere to pull your students or even to put your computer?

What are some myths you all have heard to figure out if you’re having a boy or girl?

By when do we get relieving letter, my LWD was today ( 21 OCT).

Seafood Ceviche recipe anyone? Appreciate it!

Does anyone else struggle immensely with cleaning/keeping things clean? I struggle with clutter.
I haven’t been able to get my apartment clean since I moved in over a year ago and it’s just a disaster.
What do you do? I can’t really afford to hire someone so I need all the info.

Wipro UBS vs HSBC project ? Which to join for development?

EY folks, anyone get their Invisalign covered by insurance?

wonder where all the Deloitte new members went today 🤡

Can anybody please refer me to Job ID: 3096927 ?
Dm for email

Hi all,

I am joining Natwest Group in July 2022 and as per my agreement with HR and manager, I will be working from office after 2 months of joining (from September onwards)

My question is how will my onboarding be online or I have to be in office for onboarding process.

Your help is highly appreciated

Hi, I am looking for an opportunity in Dubai for a Senior Java Developer. Please share if you know about any such opportunity.

I heard it is pretty hard to find a job in Canada. Has anyone found accountant or auditors jobs there through LinkedIn or other websites? I would like to know the timeline and how it works as I am thinking to move there.

Any citi India HR Here? Need to ask something trivial. Don't worry already working in citi

Hey All, I'm new to SD. What are some of the top things I should check out, do, or see? I'm open to anything

Anyone been part of a staff lending project before? I’m not sure what to expect but got a little freaked when I was asked to provide an updated resume

Hi guys,
Currently working as Penetration testing for service based company for Apple Inc as client.
How much can I expect for 2 year of experience.
Current: 7Lpa

Deloitte hires some beautiful people... Wow

Hello,
I have put down my papers and have a other job offer with good mnc company.
I am not satisfied with the salary as the hike is 27% however the role will give me a good skills and add on my resume.

What should I do?!

Please give me some like and support. New to this Fish Bowl app. Stay blessed.

Hi I have 2 offer one frm Crisil as a Private Equity Research Analyst offer of 12fixed
Other from M&G as Asst Mgr for Research profile offering 14fixed + 75kjb. I dont know how to compare. One is Client side research and other is Buy side portfolio monitoring. M&G team will be a new setup. Can you help evaluate?

Hi Fishes, Need some likes for DM.

Hi fishes, Any openings for functional BAs? Looking for Solution and Strategy related positions. Yoe. 6+yrs Trying to transition into a Solution and Strategy Consultant, any suggestions or reference appreciated? PwC Accenture Morgan Stanley Deloitte EY Infosys

Hi Everyone, I am looking for a job change. I have 5+ years of experience (2 years in Indirect Taxation and over 3 years in Business Finance). Currently I am into Retail Business Finance. If anyone has any leads, please provide reference. Thanks

What does J grade in BNY MELLON means?
What is the salary range for this grade

What is the approx salary for FP&A professional with 12 year of experience?

Hi fishes,

I had actually applied through a referral to Deliotte for Fx settlemets position. I got a call from Hr asking for CTC and notice period. Haven’t heard back since 2 weeks. Does it take long for them to schedule a interview or what could be the case?

Hi All,

I am working in Internal Audit domain. I want to change my job profile. What should I do?

Hi Fishes, Anyone please confirm if HSBC shares first conditional offer letter and after completion of back ground verification do they share final offer letter again ??

Hi there fishers!!
Can I get a referral or a job opportunity from your end?
Can I DM you with my resume??
(Please!)

Hello guys,
I am working with tcs with 4.9 years of experience in bps domain with 2.9lpa .i m really frustrated.please anyone can help me to land new job . currently in my notice period and i m from non tech background.b.com in finance and accounts.