SO and I are debating contributing to 401k this year since the rate of return is around -11% on our portfolios this year. I believe it would be better off saving the cash in my account.

I'm thinking of contributing again when/if the market picks up next year. Thoughts?

Any good apps or websites to track your net worth across all accounts (investing, banking, retirement, house) without sharing your information?

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

What is the present value of a government pension? How does one calculate it? Trying to get a sense of weather it's worth moving over to Federal.

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Hello!! I am private practice providing psychotherapy. I am paneled with CareFirst insurance in the Dc area. My schedule fee for reimbursement is 109.97 and was wondering if this is the norm for this area?

How's Manor as a city in terms of buying a single-family home: school-wise, future price appreciation of houses etc ..?

Hi Fishes,

Can anyone tell me about the Developer Specialist Role in Google Operations Center?

I have an offer for the Salesforce Developer Specialist role.

How is WLB there? Any Benefits? Is it worth moving to GOC?

Confirming that the cheapest and fastest way to buy Electra is to transfer LTC to Coinhouse and then convert LTC to BTC

Interested in investing in real estate. How to even begin and what apps should I be using?

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

Hi! In the process of switching from South FloRida to PA again to work at a hospital but making the same money? The switch would open me to be closer to family for support and the have a nursing prog,since the benefits are attractive and I’m looking forward to the future growth. The thing is they claim i only have experience of 7 years and offering me less than what I make now. I wanna go, but any suggestions on this negotiation cause I would still need to pay for a place to live and expenses.

Does anyone think there is long-term viability in Cryptos?

Looking for recommendations on good personal finance apps.. have used mint for a while but wife and I are looking for something we can both link all of our accounts together on…need both mobile and web app

Hello folks, any credit card suggestions with good benefits and cash-back? Please advise. TIA

I have a 401k and A Roth IRA but I’m not active in my investments. What are some good sources to get started to understand personal finance and investing?

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

BakerTilly people, what application do you use to prepare your financial statements? Do you use word/excel?

In your opinion which is the best target fund to choose in IRA Roth?

Hi all, my office is in RMZ ecoworld. Please suggest 1bhk house available for rent nearby starting from Oct 1

What’s the deal with RFPs? I’ve spent countless [non-billable] hours on several of them only to find out that I’m not included in the actual proposal (the document sent to the client showcasing the proposed case team). Is this normal?

How do referrals work? Do you apply first or wait for the referral, then apply? Looking for a tiktok referral.

What should be the average salary of a person LLB graduate having 6.5 years of experience in Legal department of a company in Mumbai.

Typical base for SC at D GPS in DC? Have 5 yoe and a masters degree. Already have a secret clearance.

High risk, low reward investment ideas?

Hi all, so I got an offer from TCS last week with 2L of joining bonus. The JB related details are not mentioned in the offer letter and when I tried calling my HR he is neither picking up the call nor replying to my email. Will they be giving me the bonus, if yes what shall I get as a reference from them. Please advise. TIA

I have an asset purchase of a retail store transaction. Seller is keeping the second location. Seller is licensing the name from the buyer. The licensing agreement is supposed to contain provisions so that the seller cannot offer promotions or discounts that the buyer does not also offer (i.e., seller cannot undercut buyer's pricing). I know very little about antitrust. Can anyone give me some suggestions how to enforceably draft this agreement, or is this arrangement impossible?

Tips for becoming more independent as you progress from junior to midlevel? I am starting to be put into the position of just having to handle things including drafting and could use some advice from others.

Hi

I am working as PL/SQl developer having 5YOE with 5.45lakh CTC.
Today I got offer from TCS for the same with 10.5lakh.Is it good to accept?

Hi sharks,

18LPA CTC in India equivalent to how much in US considering all factors??

Hi All,

I have completed interview with vous and HR has send me indicative breakup and asking me to resign from the current company because offer letter is taking time.


Should I resign on the basic of breakup communication or wait for offer letter ?

Anyone who joined after March’22 who got the VPB letter?

Diamond hands, peeps.

10/15 Thread (BC):

Is it possible to give a real estate a budget you want to work with in terms of how much you’re willing to pay a month and see what they can get you?

My manager scheduled a feedback conversation and I know it's bc I've made some noticeable mistakes lately due to moving too fast, not being able to focus, racing thoughts, etc. I'm seeing a therapist about whether I have ADHD and if so, what tx looks like; we started the intake process which will be continued in my 2nd appointment, which is after the feedback convo meeting. Is it worth telling my mgr something eg I recognize the careless mistakes and I'm in the process of seeing tx to help?

I felt very good following Dana’s Town Hall. Having heard other networks are already facing furloughs and layoffs, did you feel as encouraged?

Just been offered a manager position (people & org consulting) at a big 4 in Qatar for 24k (QAR). Based on previous threads this seems low for the region. Especially as 9k goes towards accommodation (max unfurnished 1br) ....Have I been low balled? Or is this normal?

How much money have you invested in crypto currently? I’ll start - $5000 currently

How bad of a financial move is it to relocate to London from NYC?
Currently at 165 TC, 26M
No near term financial goals, just would like to retire at some point.

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

What’s a good target annual earning % for interest and dividends relative to portfolio size? I am new to investing and am generally just invested in the SP500 and total stock market via index funds

I’m making about $100k a year currently in a MCOL city. I’m single with no kids, no debt, rent is $1k/mo and I’m maxing my 401k and IRA. Would I be a fool buying a $65-70k car? I’m a car guy so I already have a pretty cool car with only 40k on the clock, but have been considering upgrading. Thoughts?

Best robo advisors for new investors?

Started my Roth IRA in 2019 and bought some funds that aren’t doing so well. I want to trade them for an index fund that the majority of my Roth IRA is in. Will I be penalized for “selling” before a certain amount of time? I don’t plan on taking the money out until retirement, just want to reallocate.

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

Random question - My dad took a whole life insurance policy for me when I was 15. Although the policy relates to me, the name of the policyholder is my dad and I would like to change it to me but keep the same beneficiaries. Is it possible to transfer from him to me? (This policy relates to my death btw)

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

I forgot to transfer my crypto or withdraw from binance to binance US. Is there a way I can withdraw or transfer now? I think the deadline was until Nov 2020

My parents have very poor credit scores (<600). What’s a quick way to get this up? They recently paid back all debt but only have one credit card. Outside of paying back on time, should they open a new account to increase credit line / lower % of credit used? What options are best to quickly improve credit scores

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Let’s say you have two young, high income partners in a couple who want to buy a house together but don’t really care to get married. They already live together in an apartment but both want to move to a house to build equity and have a yard, not share walls, etc. Should one partner buy the house and the other pays rent until they get married, or should they get a mortgage together without being married? I realize there isn’t a “right” answer but I’m interested in people’s experiences here.

New to investing. Looking for any/ all tips... book recommendations, YouTube videos on how to get started

I am trying to justify house buying in HCOL city. The house cost is minimum 1.4m .monthly mortgage would be at least 7k(with just around 2k principal) rest goes to either int,tax. Not to mention regular house maintenance. How is it better than 3.5k rental. I understand appreciation and own house independence. But I am just trying to make numbers work.

Capital gains tax rate - I know there are diff rates (0/15/20) depending on income threshold but is the threshold based solely on “earned income” (i.e., wage)? For ex. if I quit my job and hv zero earned income and sell my stocks with 5M gain in the same yr, there would not be any capital gain tax?? It doesn’t seem right but is that the rule?