Is Amex Gold worth it at $250 a year? I already have a capital one savor which earns me 4% on my largest expense besides rent, which is dining and entertainment.

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If you have an Amex corporate card, you can get a $100/year discount on the annual fee of a personal Gold card. Search “Amex corporate advantage program”.

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Uber and Grubhub/etc. credits essentially make this a $10 credit card to own. Tack the 75,000 SUB and $100 corporate advantage program discount on this and you’re up $840 (assuming $0.01/MR point). Not even counting point multipliers.

IMO, this beats out CSP by a long shot. Though the 100,000 SUB is attractive, the card is pretty bland in the eyes of most. Maybe owning multiple chase cards could top the AMEX Gold, but for your spend/question I think this is a fantastic card!

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I might be downgrading my platinum to gold just for the grocery store multiplier but as far as all other benefits go chase is starting to dominate. I have a chase freedoms unlimited and a chase sapphire and it blows Amex out of the water, almost never use my plat

Shake Shack/Cheesecake Factory/Grubhub credits makes up $120. $100 of airline incidentals can be pretty easy to use too. Checked baggage and seat selection can easily clear that.

AD1 they patched this, at least for delta

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